Credit Risk Analyst, Acquisition

The Credit Risk Analyst, Acquisition will play a leading role in using data driven insights to develop, implement and optimise Acquisition and Fraud strategies for an industry leading motor finance portfolio.

This is a new role in the recently established Credit Risk team with regular interaction and guidance from the Chief Credit Officer. We are looking for a strong, ambitious analyst with some data mining and analytical experience, but not necessarily relating to acquisition strategies, who embraces the challenge of being part of the journey to grow a relatively new analytics function. With the right training and coaching, you will be given the excellent opportunity to define and shape acquisition strategy management in a progressive, agile and growing lender, and develop their own understanding of acquisition strategy management.   Exposure to executive management is guaranteed, as is the chance to make a real impact on the commercial decision-making process and the opportunity to gain swift professional development.

What you’ll be expected to do in the role
  • Provide support to Senior Credit Risk Analyst on design, monitoring and enhancing of acquisition and fraud strategies, and provide analytical insight on new business performance
  • Support with setting score cut-off strategies and policy rules to drive loss performance in line with agreed business objectives and achieve positive customer outcomes
  • Support deep-dive analytics (cohort analysis, pre-post analysis, segmentation and ad-hoc analysis) to drive actionable insights and recommendations
  • Provide insight into portfolio and segment trends through targeted analysis, forecasting and the development of regular MI
  • Develop a good understanding of Moneybarn’s products, policies and processes and translate business questions and problems into actionable insights via data extraction and analysis
  • Support business and finance partners to develop new products and processes, that result in positive customer outcomes and achieve business objectives
  • Monitor the lending portfolio for any material trends or potential opportunities

Qualifications, Skills & Experience Required:

What we’re looking for from you

Essential

  • Degree qualified in a numerical discipline
  • Experience using SAS or SQL or equivalent (SAS preferred)
  • Excellent numerical, statistical and analytical skills
  • Strong Microsoft Office skills e.g. excel, word, power point and access
  • Strong communication skills
  • Experience of working to a high level of detail and accuracy

Desirable

  • Experience in a Strategic or Portfolio Analytical role
  • Experience within a Credit Risk role is highly desirable, however, analytical experience within other environments or disciplines would be considered
  • Strong stakeholder management skills
A fast-paced company that rewards creativity, initiative and contribution

Growing like we are, we’re always interested to hear from talented people. We currently employ nearly 300 team members at our head office in Petersfield, Hampshire and are the UK’s largest specialist vehicle finance lender. Something you could be a part of.

Our parent company is Provident Financial Group, one of the UK’s leading suppliers of credit products to the non-standard market, which provides us and you with added security. You can find out more about us, including our history and values, by clicking here.

Growing together in a friendly working environment 

To help you fulfil your potential and excel in your role, we invest heavily in training and development throughout the company. This approach enables us to nurture your talent, while providing the very best outcomes for both our customers and the business.

We’ve also created a friendly, open and engaging working environment, which encourages individuals to share ideas and work hard for each other. We genuinely all get along too and spend quality time together in and out of work, with numerous clubs starting spontaneously, from Cake Club to Gut Busters (the irony).

Taking care of our employees – it’s The Moneybarn Way

The happiness and wellbeing of our team is incredibly important to us. As a result, we’ve introduced many perks, activities and events that help promote interaction and communication within the company.

You’ll notice this caring approach from your very first day. That’s because everyone receives an accredited induction of up to two weeks to ensure they feel welcome, fully informed and truly settled in.

You’ll get all the usual benefits
      • Competitive salary
      • Pension scheme
      • Life insurance
      • 25 days holiday
      • Enhanced maternity pay scheme
Plus, a few bonus ones
      • On-site gym with fitness coaching
      • Yoga and Core strength classes
      • Fresh fruit deliveries
      • Wellbeing presentations
      • Barney Bikes
      • Barney Breakfast
      • Stock purchase schemes
      • And many more…
How do you apply?

Simply click the ‘Apply now’ button. This will pop up an email, which you can use to attach your CV, and covering letter telling us why this is the perfect opportunity for you.

Once we’ve received it, if you’re successful at the first stage, we’ll contact you to arrange an interview.

Important notes
    • We will keep your CV on our records for 12 months after your application. For more information about how we collect, use and share your personal data when you apply for a role with us, please see our  Applicant Privacy Notice.
    • We will carry out full financial checks and Criminal Record Bureau checks as part of the recruitment process for all roles
    • As an employer that believes in the importance of cultural diversity in the workplace, we’ve signed up for the National Equality Standard (NES). You can find out more here