Credit Risk Analyst, Acquisition

The Credit Risk Analyst, Acquisition will play a leading role in using data driven insights to develop, implement and optimise Acquisition and Fraud strategies for an industry leading motor finance portfolio.

This is a new role in the recently established Credit Risk team with regular interaction and guidance from the Chief Credit Officer. We are looking for a strong, ambitious analyst with some data mining and analytical experience, but not necessarily relating to acquisition strategies, who embraces the challenge of being part of the journey to grow a relatively new analytics function. With the right training and coaching, you will be given the excellent opportunity to define and shape acquisition strategy management in a progressive, agile and growing lender, and develop their own understanding of acquisition strategy management.   Exposure to executive management is guaranteed, as is the chance to make a real impact on the commercial decision-making process and the opportunity to gain swift professional development.

 

What you’ll be expected to do in the role
  • Provide support to Senior Credit Risk Analyst on design, monitoring and enhancing of acquisition and fraud strategies, and provide analytical insight on new business performance
  • Support with setting score cut-off strategies and policy rules to drive loss performance in line with agreed business objectives and achieve positive customer outcomes
  • Support deep-dive analytics (cohort analysis, pre-post analysis, segmentation and ad-hoc analysis) to drive actionable insights and recommendations
  • Provide insight into portfolio and segment trends through targeted analysis, forecasting and the development of regular MI
  • Develop a good understanding of Moneybarn’s products, policies and processes and translate business questions and problems into actionable insights via data extraction and analysis
  • Support business and finance partners to develop new products and processes, that result in positive customer outcomes and achieve business objectives
  • Monitor the lending portfolio for any material trends or potential opportunities

Qualifications, Skills & Experience Required:

 

What we’re looking for from you

Essential

  • Degree qualified in a numerical discipline
  • Experience using SAS or SQL or equivalent (SAS preferred)
  • Excellent numerical, statistical and analytical skills
  • Strong Microsoft Office skills e.g. excel, word, power point and access
  • Strong communication skills
  • Experience of working to a high level of detail and accuracy

 

Desirable

  • Experience in a Strategic or Portfolio Analytical role
  • Experience within a Credit Risk role is highly desirable, however, analytical experience within other environments or disciplines would be considered
  • Strong stakeholder management skills

 

Working at Moneybarn

Working at Moneybarn is rewarding in every sense, and we believe that if we take care of our people, our business will take care of itself. As a growing company, we are always interested in hearing from people with potential. Our head office is in Petersfield, Hampshire.

We’re the UK’s largest specialist vehicle finance lender, and we’re part of the Provident Financial Group, one of the UK’s leading suppliers of credit products to the non-standard market. To find out more about us, including our history and values, click here.

 

Reasons to join the Moneybarn team

Ensuring we have a dedicated team is essential to our success, and we’ve worked hard to create a friendly working environment, which allows individuals to share ideas and deliver positive outcomes.

We want all employees to be able to fulfil their potential and excel in their role, so we invest heavily in training and development throughout the business. This approach enables us to nurture talent, and provide the very best outcomes for both our customers and the business.

The wellbeing of our team is incredibly important and we offer a gym, qualified instructors, keep-fit classes, Barney Bikes and regular fruit deliveries for employees to enjoy. We also run a range of regular in-house events and activities to promote interaction and communication within the company.

2017 marked Moneybarn’s 25th year of trading and we believe our continued success is driven by our values-based approach which underpins the way that we engage with our employees, customers and partners. Our values are: Fair, Approachable, Responsible & Progressive.

 

Benefits

We offer competitive salaries and a full employee benefit package, which includes a contributory pension, employee Sharesave and stock purchase schemes.

How do you apply?

Click on the "Apply now” button below. This will pop up an email which you can use to attach and send us your CV and covering letter telling us why this is the perfect opportunity for you.

Once we’ve received your CV and covering letter, if you’re successful at the first stage we’ll contact you to arrange an interview.

If you don’t hear from us within 7 days of sending us your application, this means you have been unsuccessful. We may not be able to provide confirmation and feedback to everyone who applies.

Important notes
  • We will keep your CV on our records for 12 months after your application. For more information about how we collect, use and share your personal data when you apply for a role with us, please see our Applicant Privacy Notice.
  • We will carry out full financial checks and Criminal Record Bureau checks as part of the recruitment process for all roles
  • As an employer that believes in the importance of cultural diversity in the workplace, we’ve signed up for the National Equality Standard (NES). You can find out more