FAQs - Checking eligibility

Can I get car finance with an overdraft?

Sam Wooller, Customer Experience Communications Manager
Tuesday, 04 August 2020

Yes, you can still apply for vehicle finance with us if you have an overdraft. Just be aware that having an overdraft may impact your credit file and this could affect your ability to get finance with us.

The amount you are in your overdraft will affect your affordability of any loan. However, if you are earning at least £1,000 after tax a month, then we might be able to help you.

Our aim is to get people that may be turned down elsewhere into vehicles where we can.