FAQs - Checking eligibility

Can I get car finance with mortgage arrears?

Sam Wooller, Customer Experience Communications Manager
Friday, 09 December 2022

Mortgage arrears will not stop you applying for car finance. However, they may impact your credit file, which could in turn impact your chances of getting finance. To help you understand more, we’ve written a guide explaining what affects your credit score.

If you’re looking for vehicle finance with arrears we could help. We’re experts at helping those with bad credit, including those with mortgage arrears or missed payments in the past.