FAQs - My credit score

How does HMRC payment plan affect credit rating?

Sam Wooller, Customer Experience Communications Manager
Friday, 04 September 2020

It shouldn’t, but we cannot say for sure as we aren’t financial advisors and do not know specifically why you are on a payment plan with the HMRC.

If your payment plan with the HMRC is because you have a CCJ then this will definitely affect your credit rating.

Don’t worry though, we accept people with CCJ’s and also those with bad credit who may have been turned down by other lenders. We want to help you better your credit score.

To see if we can help you, you can apply here.