It shouldn’t, but we cannot say for sure as we aren’t financial advisors and do not know specifically why you are on a payment plan with the HMRC.
If your payment plan with the HMRC is because you have a CCJ then this will definitely affect your credit rating.
Don’t worry though, we accept people with CCJ’s and also those with bad credit who may have been turned down by other lenders. We want to help you better your credit score.
To see if we can help you, you can apply here.
Representative example: Total amount of credit £11,028. Repayable over 57 months, 56 monthly payments of £354.89. Representative 31.9% APR (fixed). Deposit of £960.07. Total charge for credit £8,845.84. Total amount payable £20,833.91. Subject to status and affordability. You could risk losing your vehicle if you do not keep up payments.