TrustScore 4.4 | 13,088 reviews
TrustScore 4.4 | 13,088 reviews
TrustScore 4.4 | 13,088 reviews
TrustScore 4.4 | 13,088 reviews
TrustScore 4.4 | 13,088 reviews
TrustScore 4.4 | 13,088 reviews
TrustScore 4.4 | 13,088 reviews
Showing our 4 & 5 star reviews
Showing our 4 & 5 star reviews
We understand how important it is to get a reliable car to get you around in Leeds. Whether its commuting, taking your children to school, or getting around on the day to day. That’s why we’re proud to help thousands up and down the UK, including in Leeds, get the car they need.
Car finance is where you borrow money to cover the cost of your new or used car. The finance company pay the dealership for you, and you can drive away in your new car. You then make repayments each month for the length of the agreement. Our agreements last between 36 to 60 months. Once you’ve made your final repayment, you’ll fully own the car.
To get car finance you’ll need:
We understand how important it is to get a reliable car to get you around in Leeds. Whether its commuting, taking your children to school, or getting around on the day to day. That’s why we’re proud to help thousands up and down the UK, including in Leeds, get the car they need.
Car finance is where you borrow money to cover the cost of your new or used car. The finance company pay the dealership for you, and you can drive away in your new car. You then make repayments each month for the length of the agreement. Our agreements last between 36 to 60 months. Once you’ve made your final repayment, you’ll fully own the car.
To get car finance you’ll need:
We’re specialists in bad credit car finance. Even if you’ve been refused car finance by other lenders, or because you have a CCJ or IVA. We understand that your credit score doesn’t change the fact you need a car to get around.
If you’re looking for car finance with bad credit in Leeds and don’t know where to start, try our car finance calculator below. This will give you a clear idea of what your car finance could look like, depending on how much you are looking to borrow and over the repayment term that suits you.
If you’re ready, you can get a quote today. It only takes 5 minutes to fill out our online form, and if you’d rather apply over the phone then you can just leave your contact details and we’ll call you back at a time that suits you.
We’re specialists in bad credit car finance. Even if you’ve been refused car finance by other lenders, or because you have a CCJ or IVA. We understand that your credit score doesn’t change the fact you need a car to get around.
If you’re looking for car finance with bad credit in Leeds and don’t know where to start, try our car finance calculator below. This will give you a clear idea of what your car finance could look like, depending on how much you are looking to borrow and over the repayment term that suits you.
If you’re ready, you can get a quote today. It only takes 5 minutes to fill out our online form, and if you’d rather apply over the phone then you can just leave your contact details and we’ll call you back at a time that suits you.
We can provide finance for cars that meet our lending criteria.
When you’re looking for a car in Leeds, make sure it meets our lending criteria:
Below are some examples of cars for sale in Leeds that we could finance. They’re from reputable dealerships we trust.
If you still aren’t sure which car you’d like to finance, don’t worry. Our friendly experts will be able to help you search for the car you need.
We have over 30 years of experience helping people up and down the UK get the vehicle finance they need.
We use a soft credit check at the point of application, which doesn’t affect your credit score. Get a quote in less than 5 minutes today and let us help you onto a better road ahead.
We can provide finance for cars that meet our lending criteria.
When you’re looking for a car in Leeds, make sure it meets our lending criteria:
To the right are some examples of cars for sale in Leeds that we could finance. They’re from reputable dealerships we trust.
If you still aren’t sure which car you’d like to finance, don’t worry. Our friendly experts will be able to help you search for the car you need.
We have over 30 years of experience helping people up and down the UK get the vehicle finance they need.
We use a soft credit check at the point of application, which doesn’t affect your credit score. Get a quote in less than 5 minutes today and let us help you onto a better road ahead.
There has been an error and we are unable to provide you with a quote. Please click here to continue with your application.
There has been an error and we are unable to provide you with a quote. Please click here to continue with your application.
No, unfortunately guaranteed car finance is a myth even if you have bad credit – it doesn’t exist. No responsible dealer or lender in Leeds will be able to guarantee you any type of finance without running the appropriate affordability and credit checks. Only once they have done these checks will they be able to tell you for definite that you can get car finance.
If you are looking for car finance in Leeds with poor credit, a specialist lender like Moneybarn may be able to help.
Car finance with no credit checks doesn’t exist. Think about it like this. Everyone’s eligibility for car finance is different because everyone has a different income, credit history and score. A responsible lender will need to use a credit check to make sure you can afford the finance agreement.
The difference is whether the car finance company uses a soft or hard credit check when you apply. Some companies use a hard credit check which does affect your credit score.
We use a soft credit check at the point of application. This doesn’t affect your credit score, and will tell you whether or not we could offer you finance. Once you decide you’d like an agreement with us, and contracts are made, we use a hard credit check.
It’s important to understand the difference. You should be wary of any dealer or lender in Leeds claiming to offer no credit check car finance.
Leeds has quite a small city centre with a large shopping centre within it. This means you can encounter a lot of congestion, pedestrians, and not a lot of available parking spaces. In fact, our recent study on parking spaces found that Leeds was the 12th worst city in the UK, with only 3.49 spaces per 1,000 cars.
Locals can sometimes park their car for the weekend and not move it in case of losing their space. There is also a city centre loop which is one way and can sometimes cause confusion if you don’t know the area. If you’re visiting Leeds city centre, it may be a good idea to try and use the park and ride.
TomTom’s Traffic Index ranked Leeds 130th in Europe for it’s level of congestion. Although this isn’t as bad as other cities in the UK, it does mean that you could lose up to 50 hours a year being stuck in traffic.
As the UK’s leading lender of specialist car, van and motorbike finance, we help thousands of drivers every month move past their credit score. We aim to make financing a vehicle as simple and seamless as possible. We offer a Conditional Sale agreement, which means you’ll legally own the car once you make your final repayment.
Our hard work has earned us many major industry awards over the years. Our most recent 2023 awards include ‘Vehicle Finance Provider of the Year’ at the MoneyAge National Credit Awards, ‘Subprime Lender of the Year’ at the Motor Finance Europe Awards, and highly commended for ‘Finance Provider of the Year (subprime)’ at the Car Dealer Magazine Power Awards.
No, unfortunately guaranteed car finance is a myth even if you have bad credit – it doesn’t exist. No responsible dealer or lender in Leeds will be able to guarantee you any type of finance without running the appropriate affordability and credit checks. Only once they have done these checks will they be able to tell you for definite that you can get car finance.
If you are looking for car finance in Leeds with poor credit, a specialist lender like Moneybarn may be able to help.
Car finance with no credit checks doesn’t exist. Think about it like this. Everyone’s eligibility for car finance is different because everyone has a different income, credit history and score. A responsible lender will need to use a credit check to make sure you can afford the finance agreement.
The difference is whether the car finance company uses a soft or hard credit check when you apply. Some companies use a hard credit check which does affect your credit score.
We use a soft credit check at the point of application. This doesn’t affect your credit score, and will tell you whether or not we could offer you finance. Once you decide you’d like an agreement with us, and contracts are made, we use a hard credit check.
It’s important to understand the difference. You should be wary of any dealer or lender in Leeds claiming to offer no credit check car finance.
Leeds has quite a small city centre with a large shopping centre within it. This means you can encounter a lot of congestion, pedestrians, and not a lot of available parking spaces. In fact, our recent study on parking spaces found that Leeds was the 12th worst city in the UK, with only 3.49 spaces per 1,000 cars.
Locals can sometimes park their car for the weekend and not move it in case of losing their space. There is also a city centre loop which is one way and can sometimes cause confusion if you don’t know the area. If you’re visiting Leeds city centre, it may be a good idea to try and use the park and ride.
TomTom’s Traffic Index ranked Leeds 130th in Europe for it’s level of congestion. Although this isn’t as bad as other cities in the UK, it does mean that you could lose up to 50 hours a year being stuck in traffic.
As the UK’s leading lender of specialist car, van and motorbike finance, we help thousands of drivers every month move past their credit score. We aim to make financing a vehicle as simple and seamless as possible. We offer a Conditional Sale agreement, which means you’ll legally own the car once you make your final repayment.
Our hard work has earned us many major industry awards over the years. Our most recent 2023 awards include ‘Vehicle Finance Provider of the Year’ at the MoneyAge National Credit Awards, ‘Subprime Lender of the Year’ at the Motor Finance Europe Awards, and highly commended for ‘Finance Provider of the Year (subprime)’ at the Car Dealer Magazine Power Awards.
We have a list of reputable dealers that we work with. Some local dealerships you could use that have positive ratings include:
Please note that you can apply for car finance in Leeds from any reputable dealer, not just the above list.
If you don’t know whether the car or dealer fits our lending criteria, don’t worry. Our team can help guide you through the process.
When you get a quote with us, we use a soft search which does not affect your credit score.
Other lenders might use a hard search at the point of application, so its important to understand the difference between a soft search and a hard search.
When you decide to proceed with the loan, a hard search will be done on your credit file which will affect your credit score.
When you make an application, you’ll need to provide some personal details and information about you and your financial situation. If you wish to enter into an agreement then you would need to provide proof of identification (usually a drivers licence) and proof of income with 2 consecutive months of payslips.
Further documents might be needed as part of our affordability checks. If that is the case then our team will be able to guide you through that process.
You might be looking for a car on finance without having to put down a deposit. This might be possible depending on your circumstances. Please note it depends on personal factors such as affordability and credit score.
Please see our guide to no deposit car finance for more information. Some of our agreements may require a deposit.
We have a list of reputable dealers that we work with. Some local dealerships you could use that have positive ratings include:
Please note that you can apply for car finance in Leeds from any reputable dealer, not just the above list.
If you don’t know whether the car or dealer fits our lending criteria, don’t worry. Our team can help guide you through the process.
When you get a quote with us, we use a soft search which does not affect your credit score.
Other lenders might use a hard search at the point of application, so its important to understand the difference between a soft search and a hard search.
When you decide to proceed with the loan, a hard search will be done on your credit file which will affect your credit score.
When you make an application, you’ll need to provide some personal details and information about you and your financial situation. If you wish to enter into an agreement then you would need to provide proof of identification (usually a drivers licence) and proof of income with 2 consecutive months of payslips.
Further documents might be needed as part of our affordability checks. If that is the case then our team will be able to guide you through that process.
You might be looking for a car on finance without having to put down a deposit. This might be possible depending on your circumstances. Please note it depends on personal factors such as affordability and credit score.
Please see our guide to no deposit car finance for more information. Some of our agreements may require a deposit.
If you’ve been suffering with a bad credit history, you’re in good hands. We understand that you still need a reliable car to get to around
Our guide explains how car finance works and the different types of car finance available, so you can make an informed decision.
A common misconception is that, just because you’re on benefits, you can’t get the car on finance you need. Find out more in our guide.
Moneybarn is a member of the Finance and Leasing Association, the official trade organisation of the motor finance industry. The FLA promotes best practice in the motor finance industry for lending and leasing to consumers and businesses.
Moneybarn is the trading style of Moneybarn No. 1 Limited, a company registered in England and Wales with company number 04496573, and Moneybarn Limited, a company registered in England and Wales with company number 02766324. The registered address for these companies is: Athena House, Bedford Road, Petersfield, Hampshire, GU32 3LJ.
Moneybarn’s VAT registration number is 180 5559 52.
Moneybarn Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702781)
Moneybarn No. 1 Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702780)
