TrustScore 4.5 | 13,053 reviews
TrustScore 4.5 | 13,053 reviews
TrustScore 4.5 | 13,053 reviews
TrustScore 4.5 | 13,053 reviews
TrustScore 4.5 | 13,053 reviews
TrustScore 4.5 | 13,053 reviews
TrustScore 4.5 | 13,053 reviews
Showing our 4 & 5 star reviews
Showing our 4 & 5 star reviews
Whether it be commuting to work or taking the kids to school, we understand that a reliable car is important to help you get around Newcastle. We’ve helped thousands of customers up and down the UK, including in Newcastle, get the car finance they need.
Car finance (sometimes called car credit) is where you borrow money to cover the cost of your new car. You then repay the finance amount each month for the length of the agreement. Once you’ve made your final repayment, you’ll fully own the car.
We use a Conditional Sale agreement which lasts between 36 and 60 months. The main difference between CS and other types of finance is that you legally own the car once you make your final repayment. There isn’t an additional fee like there might be with other forms of finance like HP or PCP. For more information on the differences, please see our guide to the different types of car finance.
To get car finance you’ll need:
Whether it be commuting to work or taking the kids to school, we understand that a reliable car is important to help you get around Newcastle. We’ve helped thousands of customers up and down the UK, including in Newcastle, get the car finance they need.
Car finance (sometimes called car credit) is where you borrow money to cover the cost of your new car. You then repay the finance amount each month for the length of the agreement. Once you’ve made your final repayment, you’ll fully own the car.
We use a Conditional Sale agreement which lasts between 36 and 60 months. The main difference between CS and other types of finance is that you legally own the car once you make your final repayment. There isn’t an additional fee like there might be with other forms of finance like HP or PCP. For more information on the differences, please see our guide to the different types of car finance.
To get car finance you’ll need:
We’re specialists in bad credit car finance. Even if you’ve been refused car finance by other lenders, or because you have a CCJ or IVA. We understand that your credit score doesn’t change the fact you need a car to get around.
If you’re looking for car finance with bad credit in Newcastle and don’t know where to start, try our car finance calculator below. This will give you a clear idea of what your car finance could look like, depending on how much you are looking to borrow and over the repayment term that suits you.
If you’re ready, you can get a quote today. It only takes 5 minutes to fill out our online form, and if you’d rather apply over the phone then you can just leave your contact details and we’ll call you back at a time that suits you.
We’re specialists in bad credit car finance. Even if you’ve been refused car finance by other lenders, or because you have a CCJ or IVA. We understand that your credit score doesn’t change the fact you need a car to get around.
If you’re looking for car finance with bad credit in Newcastle and don’t know where to start, try our car finance calculator below. This will give you a clear idea of what your car finance could look like, depending on how much you are looking to borrow and over the repayment term that suits you.
If you’re ready, you can get a quote today. It only takes 5 minutes to fill out our online form, and if you’d rather apply over the phone then you can just leave your contact details and we’ll call you back at a time that suits you.
We can provide finance for cars that meet our lending criteria.
When you’re looking for a car in Newcastle, make sure it meets our lending criteria:
Below are some examples of cars for sale in Newcastle that we could finance. They’re from reputable dealerships we trust.
If you still aren’t sure which car you’d like to finance, don’t worry. Our friendly experts will be able to help you search for the car you need.
We have over 30 years of experience helping people up and down the UK get the vehicle finance they need.
We use a soft credit check at the point of application, which doesn’t affect your credit score. Get a quote in less than 5 minutes today and let us help you onto a better road ahead.
We can provide finance for cars that meet our lending criteria.
When you’re looking for a car in Newcastle, make sure it meets our lending criteria:
To the right are some examples of cars for sale in Newcastle that we could finance. They’re from reputable dealerships we trust.
If you still aren’t sure which car you’d like to finance, don’t worry. Our friendly experts will be able to help you search for the car you need.
We have over 30 years of experience helping people up and down the UK get the vehicle finance they need.
We use a soft credit check at the point of application, which doesn’t affect your credit score. Get a quote in less than 5 minutes today and let us help you onto a better road ahead.
There has been an error and we are unable to provide you with a quote. Please click here to continue with your application.
There has been an error and we are unable to provide you with a quote. Please click here to continue with your application.
No, unfortunately guaranteed car finance is a myth even if you have bad credit – it doesn’t exist. No responsible dealer or lender in Newcastle will be able to guarantee you finance without running affordability and credit checks. Only once they have done these checks will they be able to tell you for definite that you can get car finance.
If you are looking for car finance in Newcastle with poor credit, a specialist lender like Moneybarn may be able to help.
Whether or not you can get no deposit car finance depends on a number of factors. These include affordability and credit history.
You may be able to get car finance with no deposit, subject to affordability. However, some of our agreements may require a deposit. Our team would be happy to discuss your options.
If you’d like more information, we’ve written a guide explaining the pros and cons of getting car finance with no deposit so you can make an informed decision.
Newcastle is a small city compared to the likes of Manchester, London or Liverpool. Its city centre has quite straight forward road markings which removes the issues of being in the wrong lane. However, it does have a lot of one-way roads and plenty of bus lanes.
Make sure to use a map If you decide to travel through Newcastle, and make sure you research where to park as there are plenty of expensive places that could trap you.
As the UK’s leading lender of specialist car, van and motorbike finance, we help thousands of drivers every month move past their credit score. We aim to make financing a vehicle as simple and seamless as possible.
Our hard work has earned us many major industry awards over the years. Our most recent 2023 awards include ‘Vehicle Finance Provider of the Year’ at the MoneyAge National Credit Awards, ‘Subprime Lender of the Year’ at the Motor Finance Europe Awards, and highly commended for ‘Finance Provider of the Year (subprime)’ at the Car Dealer Magazine Power Awards.
No, unfortunately guaranteed car finance is a myth even if you have bad credit – it doesn’t exist. No responsible dealer or lender in Newcastle will be able to guarantee you finance without running affordability and credit checks. Only once they have done these checks will they be able to tell you for definite that you can get car finance.
If you are looking for car finance in Newcastle with poor credit, a specialist lender like Moneybarn may be able to help.
Whether or not you can get no deposit car finance depends on a number of factors. These include affordability and credit history.
You may be able to get car finance with no deposit, subject to affordability. However, some of our agreements may require a deposit. Our team would be happy to discuss your options.
If you’d like more information, we’ve written a guide explaining the pros and cons of getting car finance with no deposit so you can make an informed decision.
Newcastle is a small city compared to the likes of Manchester, London or Liverpool. Its city centre has quite straight forward road markings which removes the issues of being in the wrong lane. However, it does have a lot of one-way roads and plenty of bus lanes.
Make sure to use a map If you decide to travel through Newcastle, and make sure you research where to park as there are plenty of expensive places that could trap you.
As the UK’s leading lender of specialist car, van and motorbike finance, we help thousands of drivers every month move past their credit score. We aim to make financing a vehicle as simple and seamless as possible.
Our hard work has earned us many major industry awards over the years. Our most recent 2023 awards include ‘Vehicle Finance Provider of the Year’ at the MoneyAge National Credit Awards, ‘Subprime Lender of the Year’ at the Motor Finance Europe Awards, and highly commended for ‘Finance Provider of the Year (subprime)’ at the Car Dealer Magazine Power Awards.
We have a list of reputable dealers that we work with. Some local dealerships you could use that have positive ratings include:
Please note that you can apply for car finance in Newcastle from any reputable dealer, not just the above list.
If you don’t know whether the car or dealer fits our lending criteria, don’t worry. Our team can help guide you through the process.
When you get a quote with us, we use a soft search which does not affect your credit score.
Other lenders might use a hard search at the point of application, so its important to understand the difference between a soft search and a hard search.
When you decide to proceed with the loan, a hard search will be done on your credit file which will affect your credit score.
When you make an application, you’ll need to provide some personal details and information about you and your financial situation. If you wish to enter into an agreement then you would need to provide proof of identification (usually a drivers licence) and proof of income with 2 consecutive months of payslips.
Further documents might be needed as part of our affordability checks. If that is the case then our team will be able to guide you through that process.
You might have been refused by other lenders in Newcastle, but don’t worry. We could help.
We understand that your credit score doesn’t change the fact that you need a reliable car to get around Newcastle. That’s why we’re proud to offer car finance for people with bad credit.
If you’re ready, get a quote today.
We have a list of reputable dealers that we work with. Some local dealerships you could use that have positive ratings include:
Please note that you can apply for car finance in Newcastle from any reputable dealer, not just the above list.
If you don’t know whether the car or dealer fits our lending criteria, don’t worry. Our team can help guide you through the process.
When you get a quote with us, we use a soft search which does not affect your credit score.
Other lenders might use a hard search at the point of application, so its important to understand the difference between a soft search and a hard search.
When you decide to proceed with the loan, a hard search will be done on your credit file which will affect your credit score.
When you make an application, you’ll need to provide some personal details and information about you and your financial situation. If you wish to enter into an agreement then you would need to provide proof of identification (usually a drivers licence) and proof of income with 2 consecutive months of payslips.
Further documents might be needed as part of our affordability checks. If that is the case then our team will be able to guide you through that process.
You might have been refused by other lenders in Newcastle, but don’t worry. We could help.
We understand that your credit score doesn’t change the fact that you need a reliable car to get around Newcastle. That’s why we’re proud to offer car finance for people with bad credit.
If you’re ready, get a quote today.
If you’ve been suffering with a bad credit history, you’re in good hands. We understand that you still need a reliable car to get to around.
Our guide explains how car finance works and the different types of car finance available, so you can make an informed decision.
A common misconception is that, just because you’re on benefits, you can’t get the car on finance you need. Find out more in our guide.
Moneybarn is a member of the Finance and Leasing Association, the official trade organisation of the motor finance industry. The FLA promotes best practice in the motor finance industry for lending and leasing to consumers and businesses.
Moneybarn is the trading style of Moneybarn No. 1 Limited, a company registered in England and Wales with company number 04496573, and Moneybarn Limited, a company registered in England and Wales with company number 02766324. The registered address for these companies is: Athena House, Bedford Road, Petersfield, Hampshire, GU32 3LJ.
Moneybarn’s VAT registration number is 180 5559 52.
Moneybarn Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702781)
Moneybarn No. 1 Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702780)
