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Cruiser Motorbike Finance

Motorbike riders have long favoured the comfort a cruiser can bring on long journeys, allowing you to enjoy the experience of riding. Find out if a cruiser is the right type of bike for you and how we can help to finance it, even if you have a bad credit history.

Motorbike loan calculator

Purchase Price?

Repayment term?

Monthly payment: £000.00
Total to repay: £00,000.00
Calculated APR: 00.0%

*a £400 deposit may be required depending on your credit score

Get a quote

Representative 33.5% APR

Cruiser Motorbike Finance

Motorbike riders have long favoured the comfort a cruiser can bring on long journeys, allowing you to enjoy the experience of riding. Find out if a cruiser is the right type of bike for you and how we can help to finance it, even if you have a bad credit history.

Motorbike finance calculator

Purchase Price?

Repayment term?

Monthly payment: £000.00
Total to repay: £00,000.00
Calculated APR: 00.0%

*a £400 deposit may be required depending on your credit score

Get a quote

Representative 33.5% APR

Why get a cruiser motorbike?

Cruiser motorbikes offer the height of comfort and rideability, ensuring that you end every ride as eager to ride as you started!

Cruisers are often lower to the ground than other models, with a seating position that favours a relaxed, leant-back style. They are not traditionally known for their handling or speed, for which other models are preferable, but are instead the ideal model for travelling long distances in comfort, making them a popular choice amongst riders.

Why get a cruiser motorbike?

Cruiser motorbikes offer the height of comfort and rideability, ensuring that you end every ride as eager to ride as you started!

Type of motorbike licence you will need

The type of licence you require to ride a cruiser depends on the model you opt for.

Most cruisers are over 500cc and require an unrestricted A Motorcycle Licence, which allows you to ride any motorcycle or scooter. You can apply for an unrestricted A Licence if you have held an A2 Licence for 2 years, or you can apply via Direct Access if you are over 24 years old, which requires a CBT, theory tests and a practical test.

A cruiser below 500cc can be ridden with an A2 Motorcycle Licence and smaller cruisers below 125cc can be ridden with an A1 Motorcycle Licence.

Type of motorbike licence you will need

The type of licence you require to ride a cruiser depends on the model you opt for.

A cruiser below 500cc can be ridden with an A2 Motorcycle Licence and smaller cruisers below 125cc can be ridden with an A1 Motorcycle Licence.

Finance your cruiser motorcycle

We can offer finance on models valued between £2,500 and £15,000, which means that you should be able to find the cruiser that suits you.

We’ve helped hundreds of people to finance their vehicles and specialise in helping people with a poor credit history. So, if you’ve struggled to get finance in the past, we may be able to help.

Find out more about our criteria and the motorbike finance we can offer you. You could try using our motorbike finance calculator to see what your agreement might look like.

Finance your cruiser motorcycle

We can offer finance on models valued between £2,500 and £15,000, which means that you should be able to find the cruiser that suits you.

We’ve helped hundreds of people to finance their vehicles and specialise in helping people with a poor credit history. So, if you’ve struggled to get finance in the past, we may be able to help.

Find out more about our criteria and the motorbike finance we can offer you. You could try using our motorbike finance calculator to see what your agreement might look like.

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Bad credit motorbike finance

No matter what your circumstances are, we believe that just because a person has bad credit, it doesn’t mean they should be denied access to a loan.

Find your local motorbike club

Looking to join a motorbike club? We have mapped out all the motorbike clubs across the UK.

Get a decision without impacting your credit score

We use a soft credit search which means you’ll get a decision, and it will have no affect on your credit score. The search will only show on your credit file if you take out an agreement with us.

For a better road ahead

Moneybarn is a member of the Finance and Leasing Association, the official trade organisation of the motor finance industry. The FLA promotes best practice in the motor finance industry for lending and leasing to consumers and businesses.

Moneybarn is the trading style of Moneybarn No. 1 Limited, a company registered in England and Wales with company number 04496573, and Moneybarn Limited, a company registered in England and Wales with company number 02766324. The registered address for these companies is: Athena House, Bedford Road, Petersfield, Hampshire, GU32 3LJ.

Moneybarn’s VAT registration number is 180 5559 52.

Moneybarn Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702781)

Moneybarn No. 1 Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702780)

Representative example: Total amount of credit £6,163. Repayable over 55 months, 54 monthly payments of £206.44. Representative 33.5% APR (fixed). Deposit of £500.58. Total charge for credit £4,984.76. Total amount payable £11,648.34. Subject to status and affordability. You could risk losing your vehicle if you do not keep up payments.