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Cruiser Motorbike Finance

Motorbike riders have long favoured the comfort a cruiser can bring on long journeys, allowing you to enjoy the experience of riding. Find out if a cruiser is the right type of bike for you and how we can help to finance it, even if you have a bad credit history.

Motorbike loan calculator

  • Monthly payment: £000.00
  • Total to repay: £00,000.00
  • Calculated APR: 00.0%

*a £400 deposit may be required depending on your credit score

Get a quote

Representative 35.5% APR

Cruiser Motorbike Finance

Motorbike riders have long favoured the comfort a cruiser can bring on long journeys, allowing you to enjoy the experience of riding. Find out if a cruiser is the right type of bike for you and how we can help to finance it, even if you have a bad credit history.

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Excellent great communication

samantha cunliffe, 11 hours ago

5 out of five star rating on Trustpilot

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They gave me credit even wit...

They gave me credit even with an iva

Mr Meller, 11 hours ago

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Todd was extremely helpful a...

Todd was extremely helpful and patient. He was in contact with me,mak...

Nylva Green, 12 hours ago

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The service i got was very g...

The service i got was very good

Harold Roger Owen, 13 hours ago

Showing our 4 & 5 star reviews

Motorbike finance calculator

  • Monthly payment: £000.00
  • Total to repay: £00,000.00
  • Calculated APR: 00.0%

*a £400 deposit may be required depending on your credit score

Get a quote

Representative 35.5% APR

Excellent

4.5 out of five star rating on Trustpilot

Based on 12,152 reviews

5 out of five star rating on Trustpilot

Verified

Excellent great communicatio...

Excellent great communication

samantha cunliffe, 11 hours ago

5 out of five star rating on Trustpilot

Verified

They gave me credit even wit...

They gave me credit even with an iva

Mr Meller, 11 hours ago

5 out of five star rating on Trustpilot

Verified

Todd was extremely helpful a...

Todd was extremely helpful and patient. He was in contact with me,mak...

Nylva Green, 12 hours ago

5 out of five star rating on Trustpilot

Verified

The service i got was very g...

The service i got was very good

Harold Roger Owen, 13 hours ago

Showing our 4 & 5 star reviews

Why get a cruiser motorbike?

Cruiser motorbikes offer the height of comfort and rideability, ensuring that you end every ride as eager to ride as you started!

Cruisers are often lower to the ground than other models, with a seating position that favours a relaxed, leant-back style. They are not traditionally known for their handling or speed, for which other models are preferable, but are instead the ideal model for travelling long distances in comfort, making them a popular choice amongst riders.

Why get a cruiser motorbike?

Cruiser motorbikes offer the height of comfort and rideability, ensuring that you end every ride as eager to ride as you started!

Cruisers are often lower to the ground than other models, with a seating position that favours a relaxed, leant-back style. They are not traditionally known for their handling or speed, for which other models are preferable, but are instead the ideal model for travelling long distances in comfort, making them a popular choice amongst riders.

cruiser

Type of motorbike licence you will need

The type of licence you require to ride a cruiser depends on the model you opt for.

Most cruisers are over 500cc and require an unrestricted A Motorcycle Licence, which allows you to ride any motorcycle or scooter. You can apply for an unrestricted A Licence if you have held an A2 Licence for 2 years, or you can apply via Direct Access if you are over 24 years old, which requires a CBT, theory tests and a practical test.

A cruiser below 500cc can be ridden with an A2 Motorcycle Licence and smaller cruisers below 125cc can be ridden with an A1 Motorcycle Licence.

Motorcycle finance explained
cruiser

Type of motorbike licence you will need

The type of licence you require to ride a cruiser depends on the model you opt for.

Most cruisers are over 500cc and require an unrestricted A Motorcycle Licence, which allows you to ride any motorcycle or scooter. You can apply for an unrestricted A Licence if you have held an A2 Licence for 2 years, or you can apply via Direct Access if you are over 24 years old, which requires a CBT, theory tests and a practical test.

A cruiser below 500cc can be ridden with an A2 Motorcycle Licence and smaller cruisers below 125cc can be ridden with an A1 Motorcycle Licence.

Motorcycle finance explained

Finance your cruiser motorcycle

We can offer finance on models valued between £2,500 and £15,000, which means that you should be able to find the cruiser that suits you.

We’ve helped hundreds of people to finance their vehicles and specialise in helping people who have been refused elsewhere. So, if you’ve struggled to get finance in the past, we may be able to help.

Find out more about our criteria and motorbike finance. You could try using our motorbike finance calculator to see what your agreement might look like.

Apply today
Group of different motorbike types
Group of different motorbike types

Finance your cruiser motorcycle

We can offer finance on models valued between £2,500 and £15,000, which means that you should be able to find the cruiser that suits you.

We’ve helped hundreds of people to finance their vehicles and specialise in helping people who have been refused elsewhere. So, if you’ve struggled to get finance in the past, we may be able to help.

Find out more about our criteria and motorbike finance. You could try using our motorbike finance calculator to see what your agreement might look like.

Apply today

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Bad credit motorbike finance

No matter what your circumstances are, we believe that just because a person has bad credit, it doesn’t mean they should be denied access to a loan.

Bad credit motorbike finance

Find your local motorbike club

Looking to join a motorbike club? We have mapped out all the motorbike clubs across the UK.

Motorbike club map

Get a decision without impacting your credit score

We use a soft credit search which means you’ll get a decision, and it will have no affect on your credit score. The search will only show on your credit file if you take out an agreement with us.

Application process

For a better road ahead

Moneybarn is a member of the Finance and Leasing Association, the official trade organisation of the motor finance industry. The FLA promotes best practice in the motor finance industry for lending and leasing to consumers and businesses.

Moneybarn is the trading style of Moneybarn No. 1 Limited, a company registered in England and Wales with company number 04496573, and Moneybarn Limited, a company registered in England and Wales with company number 02766324. The registered address for these companies is: Athena House, Bedford Road, Petersfield, Hampshire, GU32 3LJ.

Moneybarn’s VAT registration number is 180 5559 52.

Moneybarn Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702781)

Moneybarn No. 1 Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702780)

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National Credit Winner
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© Copyright 2023 Moneybarn Limited
© Copyright 2023 Moneybarn Limited
Representative example: Total amount of credit £6,260. Repayable over 55 months, 54 monthly payments of £215.39. Representative 35.5% APR (fixed). Deposit of £517.93. Total charge for credit £5,371.06. Total amount payable £12,148.99. Subject to status and affordability. You could risk losing your vehicle if you do not keep up payments.