Cruiser motorbike finance

Motorbike riders have long favoured the comfort a cruiser can bring on long journeys, allowing you to enjoy the experience of riding. Find out if a cruiser is the right type of bike for you and how we can help to finance it, even if you have a bad credit history.

Your motorbike loan

Monthly payment

Total to repay

Calculated APR

Representative 31.9% APR

*based on a minimum required deposit of £400

Cruiser motorbike finance

Make the most of your time on the road by travelling in comfort with a cruiser. Discover some of the most popular cruiser models and how we can help you get on the road.

Why get a cruiser motorbike?

Cruiser motorbikes offer the height of comfort and rideability, ensuring that you end every ride as eager to ride as you started!

Cruisers are often lower to the ground than other models, with a seating position that favours a relaxed, leant-back style. They are not traditionally known for their handling or speed, for which other models are preferable, but are instead the ideal model for travelling long distances in comfort, making them a popular choice amongst riders.

Type of motorbike licence you will need

The type of licence you require to ride a cruiser depends on the model you opt for.

Most cruisers are over 500cc and require an unrestricted A Motorcycle Licence, which allows you to ride any motorcycle or scooter. You can apply for an unrestricted A Licence if you have held an A2 Licence for 2 years, or you can apply via Direct Access if you are over 24 years old, which requires a CBT, theory tests and a practical test.

A cruiser below 500cc can be ridden with an A2 Motorcycle Licence and smaller cruisers below 125cc can be ridden with an A1 Motorcycle Licence.

Finance your cruiser motorcycle

We can offer finance on models valued between £2,500 and £15,000, which means that you should be able to find the cruiser that suits you.

We’ve helped hundreds of people to finance their vehicles and specialise in helping people with a poor credit history. So, if you’ve struggled to get finance in the past, we may be able to help.

Find out more about our criteria and the motorbike finance we can offer you.