Toyota car finance

Are you looking to get Toyota finance? We could help you get the Toyota you need, even if you have bad credit.

Toyota car finance

Are you looking to get Toyota finance? We could help you get the Toyota you need, even if you have bad credit.

The Japanese brand Toyota is known for its simple design and reliability. It was born from a hugely successful weaving business in Japan in the early 1900s. Nowadays it is one of the largest car manufacturers in the world.

It is a leader in producing fuel efficient cars, being one of the first manufacturers to focus on hybrid and electric cars. Some of its most popular models include the RAV4, the Aygo and the Yaris.

How does Toyota finance work?

A Toyota car loan is where you borrow the money to buy a new or used Toyota. We would pay the dealership for you, and you repay the finance by making monthly payments over a set time period. This is between 36 to 60 months, depending on your agreement.

Try out our car finance calculator to see what your Toyota finance might look like. It will give you an idea of what your agreement might look like, depending on finance amount and time period.

We offer a Conditional Sale agreement for our car finance. For more information about how it works, please see our guide that explains what CS finance is.

Toyota bad credit finance

If you are looking for Toyota finance with bad credit, don’t worry as we could help. Even if you’ve been rejected by other lenders in the past, as we’ve helped thousands of people up and down the UK with bad credit car finance.

We understand that the fact you have a less than perfect credit history doesn’t change the fact that you need a reliable Toyota to get around. Whether it be to work, travel with your family or get around day to day.

We have over 30 years experience in helping people, even if:

The Japanese brand Toyota is known for its simple design and reliability. It was born from a hugely successful weaving business in Japan in the early 1900s. Nowadays it is one of the largest car manufacturers in the world.

It is a leader in producing fuel efficient cars, being one of the first manufacturers to focus on hybrid and electric cars. Some of its most popular models include the RAV4, the Aygo and the Yaris.

How does Toyota finance work?

A Toyota car loan is where you borrow the money to buy a new or used Toyota. We would pay the dealership for you, and you repay the finance by making monthly payments over a set time period. This is between 36 to 60 months, depending on your agreement.

Try out our car finance calculator to see what your Toyota finance might look like. It will give you an idea of what your agreement might look like, depending on finance amount and time period.

We offer a Conditional Sale agreement for our car finance. For more information about how it works, please see our guide that explains what CS finance is.

Toyota bad credit finance

If you are looking for Toyota finance with bad credit, don’t worry as we could help. Even if you’ve been rejected by other lenders in the past, as we’ve helped thousands of people up and down the UK with bad credit car finance.

We understand that the fact you have a less than perfect credit history doesn’t change the fact that you need a reliable Toyota to get around. Whether it be to work, travel with your family or get around day to day.

We have over 30 years experience in helping people, even if:

We can provide finance for Toyota cars that meet our lending criteria.

To the right are some examples of cars that fit within our lending criteria and are from dealerships we trust.

To apply for Toyota finance, you’ll need:

  • Monthly earnings over £1,000 (after tax)
  • To be aged between 20 and 75
  • A full valid UK driving licence
  • 2 consecutive months of payslips

If you’re not sure which Toyota you’d like, don’t worry! Apply today and we can guide you through the process.

We use a soft credit check at the point of application, which doesn’t affect your credit score. We only use a hard check when contracts are drawn up for you to sign.

It should only take 5 minutes to fill out an online application, and you will get a decision as to whether we can help you.

We can provide finance for Toyota cars that meet our lending criteria.

Below are some examples of cars that fit within our lending criteria and are from dealerships we trust.

To apply for Toyota finance, you’ll need:

  • Monthly earnings over £1,000 (after tax)
  • To be aged between 20 and 75
  • A full valid UK driving licence
  • 2 consecutive months of payslips

If you’re not sure which Toyota you’d like, don’t worry! Apply today and we can guide you through the process.

We use a soft credit check at the point of application, which doesn’t affect your credit score. We only use a hard check when contracts are drawn up for you to sign.

It should only take 5 minutes to fill out an online application, and you will get a decision as to whether we can help you.

Toyota finance calculator

Summary

  • Monthly payment: £000.00
  • Total to repay: £00,000.00
  • Calculated APR: 00.0%

Representative 30.5% APR

Toyota finance calculator

  • Monthly payment: £000.00
  • Total to repay: £00,000.00
  • Calculated APR: 00.0%

Representative 30.5% APR

Popular models of Toyota

Popular models of Toyota

RAV4

Toyota RAV4: a compact crossover SUV, perfect for people who want the benefits of an SUV, but also want good fuel economy. Also available as a hybrid.

Toyota-Aygo

Toyota Aygo: an easy-to-drive car great for city journeys and first-time drivers. It remains the smallest and cheapest of all Toyota cars, without compromising on style.

Toyota-Yaris

Toyota Yaris: well-renowned for being cheap to run, compact, and fuel efficient. Great for individuals or small families.

RAV4

Toyota RAV4: a compact crossover SUV, perfect for people who want the benefits of an SUV, but also want good fuel economy. Also available as a hybrid.

Toyota-Aygo

Toyota Aygo: an easy-to-drive car great for city journeys and first-time drivers. It remains the smallest and cheapest of all Toyota cars, without compromising on style.

Toyota-Yaris

Toyota Yaris: well-renowned for being cheap to run, compact, and fuel efficient. Great for individuals or small families.

Toyota hybrid finance

Thinking about making the switch and getting a hybrid Toyota on finance? We could help.

Hybrids allow you to get the best of both worlds. You can enjoy some zero-emission driving, while keeping the mileage range you’re used to with a petrol or diesel car. With Toyota, there’s lots of hybrid options, including the Yaris Hybrid and Aygo Hybrid.

If you’re interested then see our guide to getting a hybrid car on finance.

Toyota hybrid finance

Thinking about making the switch and getting a hybrid Toyota on finance? We could help.

Hybrids allow you to get the best of both worlds. You can enjoy some zero-emission driving, while keeping the mileage range you’re used to with a petrol or diesel car. With Toyota, there’s lots of hybrid options, including the Yaris Hybrid and Aygo Hybrid.

If you’re interested then see our guide to getting a hybrid car on finance.

FAQs about Toyota car finance

There is no set credit score that you need in order to get Toyota finance. This is because there are three credit reference agencies in the UK, and they each use their own credit score ranges.

If you’ve been rejected by mainstream lenders, we could help. When you’re ready you can get a quote today.

No responsible lender can tell you whether Toyota finance is easy or guaranteed. This is because everyone’s eligibility for car finance is different.

There are lots of factors that affect whether or not you can get car finance. These include credit score, income and affordability. For more information please see our guide that explains why you may have been refused car finance elsewhere.

A responsible lender has to do a credit check at the point of application. The key difference is whether this is a soft check or a hard check.

We use a soft credit check when you apply for car finance. This does not affect your credit score. If you decide you’d like finance with us, we use a hard credit check when contracts are drawn up for you to sign.

To learn more about the difference, visit our guide on soft and hard credit checks.

Even if you have a bad score, there will be a lender out there for you.

We specialise in helping those who have been rejected elsewhere. You might have a low credit score because you’ve missed payments in the past. We understand that this doesn’t change your need for a reliable car.

If you’d like to apply with us, you can get a quote today.

FAQs about Toyota car finance

There is no set credit score that you need in order to get Toyota finance. This is because there are three credit reference agencies in the UK, and they each use their own credit score ranges.

If you’ve been rejected by mainstream lenders, we could help. When you’re ready you can get a quote today.

No responsible lender can tell you whether Toyota finance is easy or guaranteed. This is because everyone’s eligibility for car finance is different.

There are lots of factors that affect whether or not you can get car finance. These include credit score, income and affordability. For more information please see our guide that explains why you may have been refused car finance elsewhere.

A responsible lender has to do a credit check at the point of application. The key difference is whether this is a soft check or a hard check.

We use a soft credit check when you apply for car finance. This does not affect your credit score. If you decide you’d like finance with us, we use a hard credit check when contracts are drawn up for you to sign.

To learn more about the difference, visit our guide on soft and hard credit checks.

Even if you have a bad score, there will be a lender out there for you.

We specialise in helping those who have been rejected elsewhere. You might have a low credit score because you’ve missed payments in the past. We understand that this doesn’t change your need for a reliable car.

If you’d like to apply with us, you can get a quote today.

Other cars we can finance

Not sure a Toyota is right for you? Some alternatives to Toyota include Citroen, Nissan, and Vauxhall.

Other cars we can finance

Not sure a Toyota is right for you? Some alternatives to Toyota include Citroen, Nissan, and Vauxhall.

Bad credit? No problem.

If you have a bad credit history, you’re in good hands. As bad credit car finance specialists, we understand that you still need a reliable car to get around.

Car finance explained

Our guide explains how car finance works and the different types of car finance available, so you can choose the option that’s right for you.

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Buying a car is an exciting time, but with so many brands you might not be sure which to pick. Check out our helpful guide.