About us

With a firm focus on responsible lending, we help people to access finance even if their credit rating is less than perfect

Established in 1992, Moneybarn is the UK’s leading lender of specialist car,van and motorbike finance. We’re experts in approving customers for finance when they might have otherwise struggled to get an approval because we think our customers should have a finance agreement that is suited to their monthly budget and financial situation. Having a poor credit score does not alter the need for an person to have a reliable car to help them get to work and to enable them to live their lives.


Our approach to lending is underpinned by our focus on achieving good customer outcomes. A large part of our approval decision is based on assessing how much a customer can afford to spend on a finance repayment each month, and this ensures that our customers are comfortable with their finance agreement. Our expert credit team are committed to providing a service to meet the changing needs of our customers, and our hard work has seen us win many major industry awards over the years. Most recently we were awarded ‘Sub-Prime Lender of the Year’ and ‘Independent Finance Provider of the Year’ at the Motor Finance Europe Awards 2021, ‘Specialist Lender of the Year’ and ‘Vehicle Finance Provider of the Year’ at the National Credit Awards 2021, and the Feefo Platinum Award 2021.

Our view of responsible lending is supported by our four corporate values: fair, approachable, responsible and progressive. You can read about what these values mean for our business on our  Vision and Values page