Moneybarn have been brilliant. And even if my credit rating improves, I'd still look to use them again because the customer service is so good.
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Car finance ›
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TrustScore 4.4 | 14,777 reviews
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Motorbike finance ›
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TrustScore 4.4 | 14,777 reviews
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Van finance ›
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TrustScore 4.4 | 14,777 reviews
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How it works ›
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TrustScore 4.4 | 14,777 reviews
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FAQs and guides ›
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TrustScore 4.4 | 14,777 reviews
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About us ›
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TrustScore 4.4 | 14,777 reviews
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TrustScore 4.4 | 14,777 reviews
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Car finance ›
About us
About us
Founded in 1992, we are one of the UK’s leading lenders of specialist car, van, and motorbike finance. We’re experts in helping customers to access finance when they might have struggled to get approval from mainstream lenders.Â
Our customers represent 1 in 5 of UK adults who have a poor credit history but need a reliable vehicle to suit their lifestyle and financial situation. Our lending decision is based on how much an individual can reasonably afford to spend on finance each month, and this ensures that our customers are comfortable with their Conditional Sale agreement.
In 2015 we expanded our product range by offering finance for vans and in 2017, we ventured into offering finance for motorbikes. Most recently in 2021, we expanded our product range into the near-prime vehicle finance market.
You can read more about our parent company Vanquis Banking Group.Â
Moneybarn have been brilliant. And even if my credit rating improves, I'd still look to use them again because the customer service is so good.
Founded in 1992, we are one of the UK’s leading lenders of specialist car, van, and motorbike finance. We’re experts in helping customers to access finance when they might have struggled to get approval from mainstream lenders.Â
Our customers represent 1 in 5 of UK adults who have a poor credit history but need a reliable vehicle to suit their lifestyle and financial situation. Our lending decision is based on how much an individual can reasonably afford to spend on finance each month, and this ensures that our customers are comfortable with their Conditional Sale agreement.
In 2015 we expanded our product range by offering finance for vans and in 2017, we ventured into offering finance for motorbikes. Most recently in 2021, we expanded our product range into the near-prime vehicle finance market.
You can read more about our parent company Vanquis Banking Group.Â
How we can help
How we can help
Car finance
We will help walk you through the entire car finance process, and help spread the cost of your car with a Conditional Sale agreement. Find out more today.
Van finance
Van finance gives you access to a van without having to pay a lump sum up front. If you’re looking for van finance, we could help even if you’ve been refused elsewhere.
Motorbike finance
Financing a motorbike works exactly the same way as financing a car. Even if you’re unsure which motorbike to pick, that’s fine! We're help guide you through the process.
Car finance
We will help walk you through the entire car finance process, and help spread the cost of your car with a Conditional Sale agreement. Find out more today.
Van finance
Van finance gives you access to a van without having to pay a lump sum up front. If you’re looking for van finance, we could help even if you’ve been refused elsewhere.
Motorbike finance
Financing a motorbike works exactly the same way as financing a car. Even if you’re unsure which motorbike to pick, that’s fine! We're help guide you through the process.
Why customers choose us
Why customers choose us
We know that a vehicle isn’t just about getting our customers from from A-B, it’s to enable life’s opportunities. We’re here to support customers when other lenders may have turned them down in the past, and can accept customers who are self-employed or who find themselves with a CCJ or in an IVA.
Whether a customer is financing a vehicle for the first time or looking to upgrade, our experienced team is here to guide them through the financing process every step of the way.
We have an expert credit team committed to reviewing our products to make sure they meet the changing needs of our customers, to make sure our customers can access reliable vehicles. We work with a large network of introducers, and are passionate about providing the best possible service to our customers and partners.
We’re passionate about providing finance that suits the needs of customers who may not have the best credit score. Our commitment to achieving good customer outcomes has won various industry awards.Â
Most recently, in 2024, we were highly commended for ‘Best Car Finance Provider’ at the Smart Money People Consumer Credit Awards. In 2023, we were highly commended for ‘Finance Provider of the Year (subprime)’ at the Car Dealer Magazine Power Awards. We were also name ‘Vehicle Finance Provider of the Year’ at the MoneyAge National Credit Awards and ‘Subprime Lender of the Year’ at the Motor Finance Europe Awards.Â
These awards continue to reflect our hard work, passion, and dedication to delivering the best possible product and experience for our customers and partners. Â
We've helped nearly
400,000 CUSTOMERS
gain access to vehicle finance when others wouldn't!
We know that a vehicle isn’t just about getting our customers from from A-B, it’s to enable life’s opportunities. We’re here to support customers when other lenders may have turned them down in the past, and can accept customers who are self-employed or who find themselves with a CCJ or in an IVA.
Whether a customer is financing a vehicle for the first time or looking to upgrade, our experienced team is here to guide them through the financing process every step of the way.
We have an expert credit team committed to reviewing our products to make sure they meet the changing needs of our customers, to make sure our customers can access reliable vehicles. We work with a large network of introducers, and are passionate about providing the best possible service to our customers and partners.
We've helped nearly
400,000 CUSTOMERS
gain access to vehicle finance when others wouldn't!​
We’re passionate about providing finance that suits the needs of customers who may not have the best credit score. Our commitment to achieving good customer outcomes has won various industry awards.Â
Most recently, in 2024, we were highly commended for ‘Best Car Finance Provider’ at the Smart Money People Consumer Credit Awards. In 2023, we were highly commended for ‘Finance Provider of the Year (subprime)’ at the Car Dealer Magazine Power Awards. We were also name ‘Vehicle Finance Provider of the Year’ at the MoneyAge National Credit Awards and ‘Subprime Lender of the Year’ at the Motor Finance Europe Awards.Â
These awards continue to reflect our hard work, passion, and dedication to delivering the best possible product and experience for our customers and partners. Â
Our customers
We’re here to help customers finance reliable cars, vans, and motorbikes, but we’re also here to make sure they have a great experience with us. Our customers may be new to credit, are looking to finance a car when self-employed or have a had a problem such as a CCJ or an IVA in the past, but we know that this does not change their need for vehicle finance.Â
We’re proud that most of our customers rate us as ‘Excellent’ on Trustpilot. You can read our latest customer reviews here.
Our customers
We’re here to help customers finance reliable cars, vans, and motorbikes, but we’re also here to make sure they have a great experience with us. Our customers may be new to credit, are looking to finance a car when self-employed or have a had a problem such as a CCJ or an IVA in the past, but we know that this does not change their need for vehicle finance.Â
We’re proud that most of our customers rate us as ‘Excellent’ on Trustpilot. You can read our latest customer reviews here.
"I've recently been widowed, so for the first time in my life I've had to get credit on my own"
"Even when I’ve fallen behind on payments, they have made me feel relaxed about paying it back"
"The process was super easy. I never felt rushed. It's been amazing to have this back in my life"
"I've recently been widowed, so for the first time in my life I've had to get credit on my own"
"Even when I’ve fallen behind on payments, they have made me feel relaxed about paying it back"
"The process was super easy. I never felt rushed. It's been amazing to have this back in my life."
Bad credit? No problem
If you’ve been suffering with a bad credit history, you’re in good hands. As bad credit car finance specialists, Moneybarn understand that you still need a reliable vehicle to get to work.Â
Customer Stories
We asked our customers about their customer journey and why they chose Moneybarn as their vehicle finance provider. Find out what they said here.
Customer reviews
We pride ourselves on providing a service that our customers love, in a way that is simple to understand and easy to use. Find out what our customers say about us.
For a better road ahead
Moneybarn is a member of the Finance and Leasing Association, the official trade organisation of the motor finance industry. The FLA promotes best practice in the motor finance industry for lending and leasing to consumers and businesses.
Moneybarn is the trading style of Moneybarn No. 1 Limited, a company registered in England and Wales with company number 04496573, and Moneybarn Limited, a company registered in England and Wales with company number 02766324. The registered address for these companies is: Athena House, Bedford Road, Petersfield, Hampshire, GU32 3LJ.
Moneybarn’s VAT registration number is 180 5559 52.
Moneybarn Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702781)
Moneybarn No. 1 Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702780)
