About us

With a firm focus on responsible lending, we help people to access finance even if their credit rating is less than perfect

Established in 1992, Moneybarn is the UK’s leading lender of specialist car,van and motorbike finance. We’re experts in approving customers for finance when they might have otherwise struggled to get an approval because we think our customers should have a finance agreement that is suited to their monthly budget and financial situation. Having a poor credit score does not alter the need for an person to have a reliable car to help them get to work and to enable them to live their lives.

Our approach to lending is underpinned by our focus on achieving good customer outcomes. A large part of our approval decision is based on assessing how much a customer can afford to spend on a finance repayment each month, and this ensures that our customers are comfortable with their finance agreement. Our expert credit team are committed to providing a service to meet the changing needs of our customers, and our hard work has seen us win many major industry awards over the years. Most recently we were awarded ‘Sub-Prime Lender of the Year’ and ‘Independent Finance Provider of the Year’ at the Motor Finance Europe Awards 2021, ‘Specialist Lender of the Year’ and ‘Vehicle Finance Provider of the Year’ at the National Credit Awards 2021, and the Feefo Platinum Award 2021.

Our view of responsible lending is supported by our four corporate values: fair, approachable, responsible and progressive. You can read about what these values mean for our business on our Vision and Values page

For a better road ahead

Moneybarn is a member of the Finance and Leasing Association, the official trade organisation of the motor finance industry. The FLA promotes best practice in the motor finance industry for lending and leasing to consumers and businesses.

Moneybarn is the trading style of Moneybarn No. 1 Limited, a company registered in England and Wales with company number 04496573, and Moneybarn Limited, a company registered in England and Wales with company number 02766324. The registered address for these companies is: Athena House, Bedford Road, Petersfield, Hampshire, GU32 3LJ.

Moneybarn’s VAT registration number is 180 5559 52.

Moneybarn Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702781)

Moneybarn No. 1 Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702780)