Van finance

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Finance a van between £4,000 and £25,000

Do you have a specific van in mind? look it up to get a representative quote.*

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Don't worry if you haven't chosen a van yet. You can proceed with an application and choose your van at a later date.

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Registration Number : {{ vehicleRegistration }} (Edit)

Current Mileage :

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The vehicle I wish to finance is being sold by a registered motor dealer.

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Registration Number : {{ vehicleRegistration }} (Edit)

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The vehicle I wish to finance is being sold by a registered motor dealer.

The maximum amount we can loan on this vehicle is {{ vehicleLendAmount | currency '£' }}

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Your Vehicle Finance Example

Finance Amount: {{ vehicleLendAmount | currency '£' }}

Deposit: {{ vehicleDeposit | currency '£' }}

Monthly payment: {{ vehicleMonthlyRepayment | currency '£' }}

Total to repay: {{ vehicleRepayment | currency '£' }}

Calculated APR: {{ vehicleApr | round '1' }}%

Get a Quote

Representative 30.4% APR

This is an indicative quote and subject to change and is provided for information purposes only.

The term of the agreement is the length of time that you wish to repay the finance over. Our minimum term is 24 months and the maximum is 60 months.

Deposit: Depending on the vehicle that you are looking to finance, you may require a deposit. Increasing your deposit will decrease your monthly repayment.

Finance amount: For car finance, the amount selected must be between £4,000 and £25,000. For van finance, the amount selected must be between £4,000 and £25,000.

The van can be no more than 7 years old at the end of the agreement and the mileage must be less than 125,000 miles.

Welcome to our van finance calculator. If you know the registration number for the van you’re looking to finance, you can use our helpful tool to check if we can offer you finance. It can give you an idea of how much you’re likely to need to repay, depending on the term you select.

What type of van could you finance with us?

We know it’s important for you to have the option to choose a reliable van, which suits your specific business or personal needs. The perfect van might be what you need to grow your business, or help show you’re a professional service or product provider, whether you’re an electrician, builder, plumber or in a different profession entirely!

We can help you get the van you need, as long as it fits within the following guidelines:

  • Value of up to £25,000
  • Mileage lower than 125,000
  • Be no more than 7 years old at the start of the agreement
  • No older than 12 years old at the end of your agreement
  • Minimum initial deposit of £400

Who can get van finance with us?

We offer specialist vehicle finance, meaning we can help customers even when they have struggled to get finance elsewhere.

If you’ve been refused finance on a van by mainstream lenders in the past, your credit score is normally the reason why. People who are self-employed can often find this affects their credit score, making it harder to get approval for van finance.

The good news is if you have a bad credit rating, or if you’re in an IVA, or have a CCJ, you still may be able to get finance on a van with us. We know that despite having a poor credit history, a van can be just what you need to kick start your business and improve your credit.

How does our van finance work?

we’re a finance provider and not a van dealer or broker, so you’ll have the freedom to choose a van that best suits your needs, as long as it fits within the guidelines shown above.

If we offer you finance and you start an agreement with us, we will be the legal owner of the vehicle while you make your agreed monthly repayments. When you make your final payment at the end of your agreement term, we’ll transfer full ownership of the van to you. This is known as a ‘Conditional Sale Agreement’.

We’ll agree your monthly repayment amount at the outset, so you can ensure this fits within your budget. You’ll need to insure the van in your name. This must be a fully comprehensive policy with an excess no larger than £500. Other than that, you just need to look after the van so it stays in a good condition and is roadworthy and safe for you to drive.

How do you apply for van finance with us?

Our application process is simple. Once you’ve filled in the online form, we’ll run a credit search to see if we can offer you finance.

Unlike some finance providers, we only use a soft credit search to start with, which means your credit score won’t be affected while you’re still deciding if you want to go ahead with the agreement.

Once we approve you for finance, if you have already found the right van to suit your needs, we can give you a representative quote so you can see how the agreement might work. If you haven’t found a van yet, we’ll give you some guidance and help you start your search.

Our focus on providing responsible lending underpins everything we do. We will work with you to understand how much you can comfortably afford to finance, based on your income and circumstances. You can visit our dedicated page for more information.

You can start our online application process now by clicking here, or if you would prefer to speak to us for more information or help with navigating the process, please use our request a call back form and we’ll give you a call as soon as possible.

*Important - the Moneybarn var finance calculator is for illustration purposes only. All figures shown by the calculator are estimates only, and may vary from the final rates and agreement terms offered.

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