Bad credit car finance

Have you been turned down by other lenders because of your bad credit history? We consider finance applications even if you’ve been declined elsewhere.

Bad credit history

If you’ve been suffering with a bad credit history Moneybarn are the bad credit car finance specialist. We understand that you still need a reliable vehicle so that you can get to work, click below to find out how we can help you.

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Bad credit history

If you’ve been suffering with a bad credit history Moneybarn are the bad credit car finance specialist. We understand that you still need a reliable vehicle so that you can get to work, click below to find out how we can help you.

Find out more

Car finance explained

Car finance can be confusing, but luckily we’re on hand to explain it to you. Our simple guides will explain the finance process to you.

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Car finance explained

Car finance can be confusing, but luckily we’re on hand to explain it to you. Our simple guides will explain the finance process to you.

Find out more

Car finance calculator

Our simple and easy-to-use finance calculator will help you to understand what your monthly repayment is likely to be, and how long you’ll have finance for.

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Car finance calculator

Our simple and easy-to-use finance calculator will help you to understand what your monthly repayment is likely to be, and how long you’ll have finance for.

Find out more

Van finance

If you’re unsure where to start with your van finance application, our quick finance guide will guide you through the process.

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Van finance

If you’re unsure where to start with your van finance application, our quick finance guide will guide you through the process.

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Bad credit car finance

Having bad credit can mean anything from missing a few payments on household bills, to having a weak credit profile because an individual has not used finance or credit previously.  In more extreme cases, it can include people who have previously been bankrupt and are working to rebuild their credit score. Having a low credit score is not a reflection of the person, more of the events of circumstances, such as a redundancy, that have presented themselves. It also does not mean that people with bad credit do not need to access finance for a reliable car or van.

Many people are reliant on having a car to get to work or a van to grow their business. Moneybarn recognises this and has expert knowledge of lending to customers with bad credit. Focusing on making responsible lending decisions, we consider whether you can comfortably afford a finance agreement, and whether you are likely to be able to afford it for the duration of the agreement. We consider a range of factors that allow us to help customers who might have been declined elsewhere.

Start your application online to see how Moneybarn can help you.

How we decide

We pride ourselves on using our own set of unique criteria to judge whether you’re accepted for car finance, not an arbitrary number on a computer. To us, you’re more than a credit score.

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Car finance glossary

We’re here to make car finance as simple and easy as possible, using clear, easy to understand language. Car finance can be hard enough to understand without using lots of jargon!

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Quick links