Volkswagen car finance

Are you looking to get Volkswagen finance? We could help you get the VW you need, even if you have bad credit.

Volkswagen car finance

Are you looking to get Volkswagen finance? We could help you get the VW you need, even if you have bad credit.

Volkswagen, often referred to as VW came from the idea for a ‘people’s car’. The first vehicle produced is what is known today as the VW Beetle, which later became one of the most highly produced cars in history.

Today VW is one of the largest UK imports for vehicles and is known for its range and variety of different models. Their most popular car models include the Volkswagen Polo, Golf, and Tiguan.

How does Volkswagen finance work?

Car finance is when you borrow from the finance company who purchase the car for you. You then make monthly repayments until the agreed finance amount is repaid. Agreements usually last between 36 to 60 months, and once you’ve made the final repayment you will be the legal owner of the car.

We offer a Conditional Sale agreement. This is where you automatically own the car at the end of the agreement. This means you have the freedom to trade it in, sell it, or modify it once you have made your final repayment.

Try out our car finance calculator which will show you what your agreement may look like. Play around with the amount and time period to see what looks right for you.

Volkswagen, often referred to as VW came from the idea for a ‘people’s car’. The first vehicle produced is what is known today as the VW Beetle, which later became one of the most highly produced cars in history.

Today VW is one of the largest UK imports for vehicles and is known for its range and variety of different models. Their most popular car models include the Volkswagen Polo, Golf, and Tiguan.

How does Volkswagen finance work?

Car finance is when you borrow from the finance company who purchase the car for you. You then make monthly repayments until the agreed finance amount is repaid. Agreements usually last between 36 to 60 months, and once you’ve made the final repayment you will be the legal owner of the car.

We offer a Conditional Sale agreement. This is where you automatically own the car at the end of the agreement. This means you have the freedom to trade it in, sell it, or modify it once you have made your final repayment.

Try out our car finance calculator which will show you what your agreement may look like. Play around with the amount and time period to see what looks right for you.

VW finance deals

VEHICLE FINDER HERE

VW finance calculator

Summary

  • Monthly payment: £000.00
  • Total to repay: £00,000.00
  • Calculated APR: 00.0%

Representative 33.5% APR

VW finance calculator

  • Monthly payment: £000.00
  • Total to repay: £00,000.00
  • Calculated APR: 00.0%

Representative 33.5% APR

Volkswagen finance with bad credit

We understand that just because you have bad credit, it doesn’t change your need to have a reliable car. You might need it to get around, travel, or get to work.

We specialise in helping those who have a bad credit score. If you are looking to buy a VW with bad credit, we could help. Even if you’ve been refused by other lenders.

We could help you, even if:

No deposit Volkswagen finance

You might be wondering if it’s possible to get VW finance with no deposit. You might be able to, but it depends on several personal factors. These include credit score and affordability.

Everyone’s eligibility for car finance is different. No lender can guarantee that you will be able to get finance without a deposit. Some of our agreements require you to put a deposit down. For more information, please see our guide to no deposit car finance.

Volkswagen financing

To apply for VW car finance, you’ll need:

  • Monthly earnings over £1,000 (after tax)
  • To be aged between 21 and 70
  • A full valid UK driving licence
  • 2 consecutive months of payslips or bank statements

Please note, if you have a particular VW in mind (new or used), it needs to fit in our lending criteria:

  • Financing a car from £4,000 – £35,000
  • Maximum of 120,000 mileage on the vehicle
  • No older than 15 years at the end of the agreement

Volkswagen finance with bad credit

We understand that just because you have bad credit, it doesn’t change your need to have a reliable car. You might need it to get around, travel, or get to work.

We specialise in helping those who have a bad credit score. If you are looking to buy a VW with bad credit, we could help. Even if you’ve been refused by other lenders.

We could help you, even if:

No deposit Volkswagen finance

You might be wondering if it’s possible to get VW finance with no deposit. You might be able to, but it depends on several personal factors. These include credit score and affordability.

Everyone’s eligibility for car finance is different. No lender can guarantee that you will be able to get finance without a deposit. Some of our agreements require you to put a deposit down. For more information, please see our guide to no deposit car finance.

Volkswagen financing

To apply for VW car finance, you’ll need:

  • Monthly earnings over £1,000 (after tax)
  • To be aged between 21 and 70
  • A full valid UK driving licence
  • 2 consecutive months of payslips or bank statements

Please note, if you have a particular VW in mind (new or used), it needs to fit in our lending criteria:

  • Financing a car from £4,000 – £35,000
  • Maximum of 120,000 mileage on the vehicle
  • No older than 15 years at the end of the agreement

Popular models of Volkswagen

Popular models of Volkswagen

VW Polo

Volkswagen Polo: the Polo has been around for decades, being a popular choice for those looking for a small, all-rounder car.

VW Golf

Volkswagen Golf: dubbed the Polo’s bigger sibling, the Golf is a small compact car known for its reliability, comfort, and safety.

VW Tiguan

Volkswagen Tiguan: a compact crossover SUV, designed to offer a comfortable driving experience whether driving down a country lane or cruising on the motorway.

VW Polo

Volkswagen Polo: the Polo has been around for decades, being a popular choice for those looking for a small, all-rounder car.

VW Golf

Volkswagen Golf: dubbed the Polo’s bigger sibling, the Golf is a small compact car known for its reliability, comfort, and safety.

VW Tiguan

Volkswagen Tiguan: a compact crossover SUV, designed to offer a comfortable driving experience whether driving down a country lane or cruising on the motorway.

FAQs about VW car finance

There is no set credit score you need to get VW finance.

There are three different credit reference agencies in the UK. They each use their own credit score ranges. Also, credit score isn’t the only factor that lenders use to check your eligibility. Other factors include affordability and credit history.

Even if you have a low credit score, we could help get you into the Volkswagen you need. When you’re ready, you can get a quote today.

If you’ve been declined by another lender, you should take a moment to work out why that might have been. We’ve written a guide that explains the most common reasons why you might have been refused car finance.

No responsible lender can tell you whether car finance is easy or guaranteed. Everyone’s eligibility is different, and it depends on lots of factors like credit score and affordability.

We use a soft credit check at the point of application. This doesn’t affect your credit score, but will tell you whether or not we could offer you finance. If you’d then like to enter into an agreement with us, we’d use a hard credit check which will affect your credit score. For more information, see our guide to the differences between soft and hard credit checks.

FAQs about VW car finance

There is no set credit score you need to get VW finance.

There are three different credit reference agencies in the UK. They each use their own credit score ranges. Also, credit score isn’t the only factor that lenders use to check your eligibility. Other factors include affordability and credit history.

Even if you have a low credit score, we could help get you into the Volkswagen you need. When you’re ready, you can get a quote today.

If you’ve been declined by another lender, you should take a moment to work out why that might have been. We’ve written a guide that explains the most common reasons why you might have been refused car finance.

No responsible lender can tell you whether car finance is easy or guaranteed. Everyone’s eligibility is different, and it depends on lots of factors like credit score and affordability.

We use a soft credit check at the point of application. This doesn’t affect your credit score, but will tell you whether or not we could offer you finance. If you’d then like to enter into an agreement with us, we’d use a hard credit check which will affect your credit score. For more information, see our guide to the differences between soft and hard credit checks.

Other cars we can finance

Don’t think a VW is right for you? Don’t worry, some alternative brands could be Audi, Vauxhall or Citroen.

Other cars we can finance

Don’t think a VW is right for you? Don’t worry, some alternative brands could be Audi, Vauxhall or Citroen.

Bad credit? No problem.

If you have a bad credit history, you’re in good hands. As bad credit car finance specialists, we understand that you still need a reliable car to get around.

Car finance explained

Our guide explains how car finance works and the different types of car finance available, so you can choose the option that’s right for you.

Car brands

Buying a car is an exciting time, but with so many brands you might not be sure which to pick. Check out our helpful guide.