We specialise in providing vehicle finance to people who have a poor credit history, or have experienced financial difficulties in the past. If you were previously made bankrupt, we may still be able to offer you vehicle finance, but you must have been discharged from your bankruptcy for a minimum of 6 years at the point you apply with us. If you’re unsure, it’s always worth submitting an initial application to us and we’ll perform a ‘soft credit search’ which won’t impact your credit profile but will mean we can give you a quick decision on whether it looks like we may be able to lend to you.
Representative example: Total amount of credit £10,849. Repayable over 57 months, 56 monthly payments of £349.13. Representative 31.9% APR (fixed). Deposit of £919.06. Total charge for credit £8,702.28. Total amount payable £20,470.34. Subject to status and affordability. You could risk losing your vehicle if you do not keep up payments.