FAQs - Checking eligibility

Can I get military car finance?

Sam Wooller, Customer Experience Communications Manager
Wednesday, 07 December 2022

If you’re a member of the Armed Forces and looking for military car finance, you’re welcome to make an application today. It is easy to fill out our online form and you will get a quick decision on whether we can help get you into the reliable car you need.

Can someone in the Armed Forces get car finance?

There’s no reason why we wouldn’t consider accepting you for car finance if you are in the British Army.

When you finance a car with us, you can take the vehicle abroad, but you must get written consent from us if it will be outside of the UK for more than 15 consecutive days.

How to apply for car finance for military personnel

To apply, we’d recommend trying out our car finance calculator. It will tell you what your army car finance could look like, based on how much you’re looking to borrow and for how long. You’ll need a monthly income over £1,000 after tax and need to fit within our lending criteria, but don’t worry.

If you’re ready, it should only take 5 minutes to fill out our online application which will tell you if we could offer you car finance.

Military car finance with bad credit

Having bad credit doesn’t mean you can’t get finance for the car you need, but it could mean you’ve been rejected by other lenders. We specialise in helping those with a less than perfect credit history. Even if you’re looking for car finance while in the military.

If you were previously in the Army and claim benefits you might be receiving Armed Forces Independence Allowance. We accept those claiming Armed Forces Independence Allowance, but it is classed as a secondary income. This means that you must have an income or pension for it to be accepted.