Single application
It is possible to get car finance with poor credit. Just because you have bad credit, it doesn’t change the fact you need a reliable car to get around.
You might have bad credit if you’ve missed payments in the past. As long as you fit our lending criteria, we could help. Find out more below.
Joint application
We use a soft credit check at the point of application. This will not impact either of your credit scores. We only use a hard check once contracts are drawn up for you to sign.
Please note that your combined monthly income must be at least £1,300 a month after tax, and joint applications need to be made over the phone.