FAQs - The application process

If I have poor credit will you still consider offering vehicle finance to me?

Wednesday, 13 July 2016

Definitely. We specialise in helping people who need vehicle finance, even if they have been previously declined by other lenders based on a poor credit score. It’s always worth submitting an initial application to us and we’ll perform a ‘soft credit search’ which won’t impact your credit profile but will mean we can give you a quick decision on whether it looks like we may be able to lend to you. Once we’ve provisionally accepted you for finance we’ll then need to ask you to provide some documentation to prove your identity, and possibly documentation (e.g. payslips) to confirm our affordability calculations. We’ll then carry out further checks before we confirm your full acceptance for finance.