A Harley-Davidson is a special bike to ride. Having a poor credit history shouldn’t rule out being able to purchase the bike of your dreams. If you have bad credit, IVAs or CCJs, we may be able to help you get motorbike finance.
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Representative 34.9% APR*based on a minimum required deposit of £400
We specialise in bad credit finance
We've helped thousands of customers with bad credit, CCJs and IVAs
Our initial soft credit search won't affect your credit score
The American-based motorbike company Harley-Davidson is arguably one of the most recognisable and iconic brands in the world. An extensive and loyal following means you can enjoy the freedom of the open road with many other Harley lovers.
The brand is famous for their heavyweight designs and rich history, and Harley-Davidson motorbikes continue to be a hugely popular choice in any rider’s arsenal.
Our finance process starts with an initial soft credit check. Unlike with some finance companies, our soft search doesn’t affect your credit score. This will let us know if we can offer you finance on your motorbike.
The type of finance we offer is known as a conditional sale agreement, which means we’re the legal owners of the motorbike until the end of the repayment period. You’ll have full access to your Harley-Davidson, and the bike will be registered in your name. As soon as you’ve completed your repayments, we’ll transfer legal ownership to you.
If we can offer you finance, we require that certain criteria are met when purchasing your Harley-Davidson of choice. This includes a mileage of under 30,000 on a motorcycle that is less than 12 years old and an engine size minimum of 125cc, purchased from a reputable dealer.
The first step to motorbike finance is to check if you meet our pre-application criteria. If you do, you can apply for finance with us. As specialists in poor credit finance, we may be able to help you even if you have a bad credit history, a CCJ or IVA.
Our finance has helped thousands of people to finance the vehicles they need. So, whatever the reason you’re looking use your Harley-Davidson for, we may be able to assist. Apply today to see if we can help to finance your motorcycle.
Representative example: £6,187 repayable over 54 months. 53 monthly payments of £213.09.
Representative 34.9% APR. Total amount payable is £11,293.24 (excluding deposit)
Subject to affordability and you could risk losing your vehicle if you do not keep up payments.