TrustScore 4.4 | 13,091 reviews
TrustScore 4.4 | 13,091 reviews
TrustScore 4.4 | 13,091 reviews
TrustScore 4.4 | 13,091 reviews
TrustScore 4.4 | 13,091 reviews
TrustScore 4.4 | 13,091 reviews
TrustScore 4.4 | 13,091 reviews
If you’re self-employed, it might make it difficult to get a motorbike on finance. We accept applications from self-employed people, even if you have bad credit.
If you’re self-employed, it might make it difficult to get a motorbike on finance. We accept applications from self-employed people, even if you have bad credit.
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We specialise in helping those who have been rejected for motorbike finance elsewhere. We’re proud to accept applications from those who are self-employed looking for a motorbike loan. Some lenders might not accept self-employed people, because their income might not be as consistent as someone in regular employment. We understand that a motorcycle is important to you, and the fact you are self-employed shouldn’t stop you from applying for finance.
When you apply for finance, we’ll ask for some personal details about your financial situation. If you would like to enter a motorbike finance agreement with us, you will need to provide proof of identification (usually an A1/A2/A motorbike licence) and proof of income. We might ask for further documents to confirm your income, if you are self-employed. Our team will guide you through that process if necessary.
We can provide self-employed motorbike finance to those that meet the following criteria:
We specialise in helping those who have been rejected for motorbike finance elsewhere. We’re proud to accept applications from those who are self-employed looking for a motorbike loan. Some lenders might not accept self-employed people, because their income might not be as consistent as someone in regular employment. We understand that a motorcycle is important to you, and the fact you are self-employed shouldn’t stop you from applying for finance.
When you apply for finance, we’ll ask for some personal details about your financial situation. If you would like to enter a motorbike finance agreement with us, you will need to provide proof of identification (usually an A1/A2/A motorbike licence) and proof of income. We might ask for further documents to confirm your income, if you are self-employed. Our team will guide you through that process if necessary.
We can provide self-employed motorbike finance to those that meet the following criteria:
Our lending criteria for the motorcycle is that it must be:
Our lending criteria for the motorcycle is that it must be:
Please note: if you do not have a full motorbike licence, we will need a copy of your CBT certificate and provisional licence. If you have a CBT licence, the maximum agreement length we can offer is 36 months (3 years).
Having bad credit while being self-employed can make it harder to get motorbike finance. If you don’t have a consistent monthly income, it might make it harder to make payments on time which can impact your credit score. Lenders could see those with bad credit as higher risk, as they are cautious about lending to those without a regular income.
We have over 30 years experience of helping those with bad credit. Even if you’ve been refused finance before, we might be able to help you get onto the motorcycle you’ve been looking for. Spreading the cost of the motorbike over a set period of time can help you afford the right motorbike.
Don’t worry if you have less than perfect credit. We specialise in helping people get bad credit motorbike finance. There are also some things you can do to improve it – check out our guide on how to improve your credit score.
If you’re looking for a motorbike loan when self-employed with bad credit, or if you have a CCJ or IVA, we could help. Apply today and we can guide you through the process.
Please note: if you do not have a full motorbike licence, we will need a copy of your CBT certificate and provisional licence. If you have a CBT licence, the maximum agreement length we can offer is 36 months (3 years).
Having bad credit while being self-employed can make it harder to get motorbike finance. If you don’t have a consistent monthly income, it might make it harder to make payments on time which can impact your credit score. Lenders could see those with bad credit as higher risk, as they are cautious about lending to those without a regular income.
We have over 30 years experience of helping those with bad credit. Even if you’ve been refused finance before, we might be able to help you get onto the motorcycle you’ve been looking for. Spreading the cost of the motorbike over a set period of time can help you afford the right motorbike.
Don’t worry if you have less than perfect credit. We specialise in helping people get bad credit motorbike finance. There are also some things you can do to improve it – check out our guide on how to improve your credit score.
If you’re looking for a motorbike loan when self-employed with bad credit, or if you have a CCJ or IVA, we could help. Apply today and we can guide you through the process.
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I’ve had 2 motorbikes financed by Moneybarn. I cannot thank Moneybarn enough for trusting me when others wouldn’t. I felt quite depressed as other lenders turned me down. When I was accepted by Moneybarn it was amazing, I felt as though I was worth something! – Paul S
I’ve had 2 motorbikes financed by Moneybarn. I cannot thank Moneybarn enough for trusting me when others wouldn’t. I felt quite depressed as other lenders turned me down. When I was accepted by Moneybarn it was amazing, I felt as though I was worth something! – Paul S
There are several types of motorbike finance available: such as Hire Purchase (HP), Personal Contract Purchase (PCP), and Conditional Sale (CS). If you’re self-employed, you may need to provide extra documents during the application process.
Everyone’s eligibility for motorbike finance is different. That’s why it’s hard to say for sure what the best way is. We offer Conditional Sale finance, which means you pay fixed monthly repayments over a set term, and you automatically own the motorcycle at the end of the agreement. Find out more in our guide to CS finance.
Also, everyone’s choice of motorbike is different. There are lots of different motorbike types, as well as various motorbike brands.
A motorbike offers a great way to commute, travel, or drive socially. Some lenders might not accept self-employed applicants, but we do.
We use a soft credit check when you apply. A soft credit check doesn’t affect your credit score, unlike other lenders who might do a hard credit check. Once you decide that you would like to enter into an agreement with us, a hard credit check will be done which will affect your credit score.
If you already have a motorbike in mind we recommend trying our motorbike finance calculator. You can put the amount you’re looking to borrow, over a specific period of time, and it will give you an idea of what your finance might look like. Or, if you’re ready, you can apply today.
If you’re not sure which motorbike you want, don’t worry! We have a range of guides that will help you decide.
There are several types of motorbike finance available: such as Hire Purchase (HP), Personal Contract Purchase (PCP), and Conditional Sale (CS). If you’re self-employed, you may need to provide extra documents during the application process.
Everyone’s eligibility for motorbike finance is different. That’s why it’s hard to say for sure what the best way is. We offer Conditional Sale finance, which means you pay fixed monthly repayments over a set term, and you automatically own the motorcycle at the end of the agreement. Find out more in our guide to CS finance.
Also, everyone’s choice of motorbike is different. There are lots of different motorbike types, as well as various motorbike brands.
A motorbike offers a great way to commute, travel, or drive socially. Some lenders might not accept self-employed applicants, but we do.
We use a soft credit check when you apply. A soft credit check doesn’t affect your credit score, unlike other lenders who might do a hard credit check. Once you decide that you would like to enter into an agreement with us, a hard credit check will be done which will affect your credit score.
If you already have a motorbike in mind we recommend trying our motorbike finance calculator. You can put the amount you’re looking to borrow, over a specific period of time, and it will give you an idea of what your finance might look like. Or, if you’re ready, you can apply today.
If you’re not sure which motorbike you want, don’t worry! We have a range of guides that will help you decide.
Getting a new motorbike can be an exciting time. There are a number of questions you should ask yourself first.
With so many types of motorbikes available, it’s important to know which one is right for you.
We’ve listed the most popular brands and their pros and cons, to help you make an informed decision.
We’ve analysed a number of factors to find the world’s top motorbike destinations.
Getting a new motorbike can be an exciting time. There are a number of questions you should ask yourself first.
With so many types of motorbikes available, it’s important to know which one is right for you.
We’ve listed the most popular brands and their pros and cons, to help you make an informed decision.
We’ve analysed a number of factors to find the world’s top motorbike destinations.
We’ve supported thousands of people with vehicle finance for many years. Find out how motorbike finance works with Moneybarn.
We specialise in helping those with bad credit get the motorcycle they need. Find out more about how we could help.
Our guide explains how motorbike finance works and the different types available, so you can choose the option that’s right for you.
Moneybarn is a member of the Finance and Leasing Association, the official trade organisation of the motor finance industry. The FLA promotes best practice in the motor finance industry for lending and leasing to consumers and businesses.
Moneybarn is the trading style of Moneybarn No. 1 Limited, a company registered in England and Wales with company number 04496573, and Moneybarn Limited, a company registered in England and Wales with company number 02766324. The registered address for these companies is: Athena House, Bedford Road, Petersfield, Hampshire, GU32 3LJ.
Moneybarn’s VAT registration number is 180 5559 52.
Moneybarn Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702781)
Moneybarn No. 1 Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702780)
