Understanding bad credit

What does ‘bad credit’ mean? How does it affect me? What can I do to improve my credit score? As experts in vehicle finance, we’ll answer all of your questions and more on bad credit, to help you get the finance for the vehicle you need. If you still have more questions, head to our FAQs or give us a call.

Being in an IVA doesn’t have to mean that you can’t get approved for finance for a car, van or motorbike. We’ll always consider you even if you are in an IVA. However, it is important to understand exactly how an IVA can affect your ability to be approved for car finance, which is why we’ve explained what they are and how we can help you in a useful guide.

If you’re struggling to find vehicle finance because you’re self-employed, then why not try and give us a call, we’ll talk through with you all the appropriate options to finance the car, van or motorbike you want. You can also take a look at our self-employed vehicle finance guide to see how we can help you.

Interested in getting vehicle finance for a car, van or motorbike, but not exactly sure how the process works? Take a look at our guide which tells you step by step how the process works, how we decide on who gets approved for finance, and answers to any questions you may have.

Have you ever been told you’d be guaranteed car finance? Well be wary, because there is no such thing. We’re all different so it’s impossible to have a product that is one size fits all and vehicle finance is no exception. A vehicle finance provider will always need to know your personal circumstances before offering you finance, and that’s why it can never be guaranteed. Make sure you know the facts before you buy your next vehicle.