Van finance calculator

To get started, you’ll need:

  • Monthly earnings over £1,000 (after tax)
  • To be aged between 20 and 75
  • A full valid UK driving licence
  • 2 consecutive months of payslips

How our finance works

  • Monthly payment: £000.00
  • Total to repay: £00,000.00
  • Calculated APR: 00.0%

Representative 30.5% APR

Van finance calculator

To get started, you’ll need:
  • Monthly earnings over £1,000 (after tax)
  • To be aged between 20 and 75
  • A full valid UK driving licence
  • 2 consecutive months of payslips

How our finance works

  • Monthly payment: £000.00
  • Total to repay: £00,000.00
  • Calculated APR: 00.0%

Representative 30.5% APR

How to use our van finance calculator

To use our van finance calculator, fill in each box and it will show you what your finance could look like. This includes how much your monthly payments might be and the total you’d repay over the course of your agreement.

Top tip: if your first quote isn’t right, try playing around with the amount you want to borrow and the repayment term.

If you’re ready, then get a quote now. It takes less than 5 minutes, and gives you an immediate decision as to whether we could help.

To get started, you’ll need:

  • Monthly earnings over £1,000 (after tax)
  • To be aged between 20 and 75
  • A full valid UK driving licence
  • 2 consecutive months of payslips

We can finance vans that meet our lending criteria:

  • Priced between £4,000-£35,000
  • No more than 125,000 miles on the clock
  • No more than 12 years old by the end of the agreement

How to use our van finance calculator

To use our van finance calculator, fill in each box and it will show you what your finance could look like. This includes how much your monthly payments might be and the total you’d repay over the course of your agreement.

Top tip: if your first quote isn’t right, try playing around with the amount you want to borrow and the repayment term.

If you’re ready, then get a quote now. It takes less than 5 minutes, and gives you an immediate decision as to whether we could help.

To get started, you’ll need:

  • Monthly earnings over £1,000 (after tax)
  • To be aged between 20 and 75
  • A full valid UK driving licence
  • 2 consecutive months of payslips

We can finance vans that meet our lending criteria:

  • Priced between £4,000-£35,000
  • No more than 125,000 miles on the clock
  • No more than 12 years old by the end of the agreement

How does financing a van work?

How does financing a van work?

One

Get a quote using our secure online form. It is quick and easy to use, and takes less than 5 minutes to fill out.

Two

We run an initial soft check. This does not impact your credit score, and lets you know instantly whether we can help.

Three

If you’re approved, a member of our team will be in touch to help guide you through the process.

Four

Once your agreement is signed we’ll pay the dealership, and you can collect your new van!

One

Get a quote using our secure online form. It is quick and easy to use, and takes less than 5 minutes to fill out.

Two

We run an initial soft check. This does not impact your credit score, and lets you know instantly whether we can help.

Three

If you’re approved, a member of our team will be in touch to help guide you through the process.

Four

Once your agreement is signed we’ll pay the dealership, and you can collect your new van!

It was a no brainer to go with Moneybarn. They tried their best to get us the loan we needed, when other lenders wouldn’t have accepted us. Since I’ve been a customer, I’ve seen a positive impact on my credit score – Gary.

Gary Moneybarn customer
Gary Moneybarn customer

It was a no brainer to go with Moneybarn. They tried their best to get us the loan we needed, when other lenders wouldn’t have accepted us. Since I’ve been a customer, I’ve seen a positive impact on my credit score – Gary.

How do the monthly payments work?

How do the monthly payments work?

We use a Conditional Sale agreement. This means you will have full access to the van, but won’t legally own it until your make your final monthly payment.

You won’t pay a large sum up front, or at the end of the agreement, unlike some other types of van finance. However, like many other finance types, the agreement is secured against your van. This means that your van could be repossessed if you don’t meet your monthly payments.

If you already have a van in mind, great! Make sure it meets our lending criteria. If not, then don’t worry. Our expert term would be happy to help you onto a better road ahead.

It’s important to fully understand the terms and conditions and all of the costs involved before you sign any van finance agreement. That’s why we suggest playing around with our calculator, and once you’re ready, get a quote.

Conditional Sale van finance diagram

We use a Conditional Sale agreement. This means you will have full access to the van, but won’t legally own it until your make your final monthly payment.

You won’t pay a large sum up front, or at the end of the agreement, unlike some other types of van finance. However, like many other finance types, the agreement is secured against your van. This means that your van could be repossessed if you don’t meet your monthly payments.

Conditional Sale van finance diagram

If you already have a van in mind, great! Make sure it meets our lending criteria. If not, then don’t worry. Our expert term would be happy to help you onto a better road ahead.

It’s important to fully understand the terms and conditions and all of the costs involved before you sign any van finance agreement. That’s why we suggest playing around with our calculator, and once you’re ready, get a quote.

FAQs about our van finance calculator

Our finance gets you where you want to be, with APRs from 17.5% – 49.9%.

APR stands for ‘annual percentage rate’. It is the total cost you pay to borrow money for a given year.

Our van financing calculator is for illustrative purposes. Your personal APR will depend on several factors, such as your credit file and whether you’ve missed any payments in the past.

When you get a quote, if you’re approved we’ll show you a personal APR and how much you could borrow.

Read our handy guide if you want to learn more about what APR means.

On average, our customers pay between £250 and £400 per month for their van on finance, but it’s important to know that everyone’s van finance is different, and so your monthly payments might be lower or higher, subject to status and affordability.

There are several factors that affect how much your monthly payments could be. These include:

  • How much you’re looking to borrow
  • How long your agreement lasts
  • What your personal APR is

You can try out our finance calculator and it will show you examples of what your monthly payments could look like.

When you’re ready, get a quote. It takes less than 5 minutes and gives you an instant decision, and if you’re approved, it’ll show you what your agreement might look like.

A deposit is the amount of money you pay up front when you start a van finance agreement. Whether you could get no deposit van finance depends on your circumstances. Some of our agreements may require a deposit based on certain individual factors such as affordability and credit score.

If you’re looking to buy a van without a deposit, then our team could help. Get a quote today and see if you could join the thousands of customers we help onto a better road ahead.

When you get a quote, we’ll ask for the following information:

  • Personal information: this includes your name, date of birth, and marital status
  • Employment: your employment status, employer, and job title. We will never contact your employer
  • Income: your net monthly income (what you make each month after tax) helps us understand your affordability
  • Address history: your current address and 3 years of UK address history
  • Contact details: your mobile number and email address so we can get in touch with you if you’re approved.

If you’re approved in principle, it’s because we need a few more details to support your application. If that’s the case, a member of our team will guide you through that process.

You might be self-employed looking to finance a van. If that’s the case, we might need additional documents to support your application. If that’s the case, our team will be happy to guide you through that process.

Getting a quote with us only takes 5 minutes. We’ll just need to know a little bit about you, your address and your job. This will not affect your credit score, as we only use a soft credit search to give you an initial decision.

There’s a lot of factors to consider when applying for van finance. The amount of money you can borrow on van finance depends on a variety of factors, such as affordability and credit history.

We offer finance for vans between £4,000 and £35,000. The amount you could borrow depends on personal factors. When you get a quote, you’ll get an instant decision as well as a personal APR and indication of how much you could borrow.

When you get a quote, it takes less than 5 minutes to get an immediate decision. This will give you one of three outcomes:

  1. You’re approved which means you’ll be shown what your agreement could look like. A member of our team will help you find a van that’s suitable for you and fits our lending criteria
  2. You’re approved in principle which means we need some more information to confirm your application. Our expert team will guide you through the process
  3. You’re declined, in which case you might be wondering why. Check out our guide that explains the most common reasons for being refused finance.

We only finance motorbikes which fit within our lending criteria:

  • Priced between £4,500-£35,000
  • No more than 125,000 miles on the clock
  • No more than 12 years old by the end of the agreement

We do not finance VAT, and we do not finance base chassis vans, minibuses, or vans that have had specialist body work such as cherry pickers. Also, we do not finance vans to be used as a taxi, minicab, for hire, or for house removals.

If you’re not sure whether your chosen van meets our criteria, then a member of our team would be happy to help. Get a quote and see if we could help you onto a better road ahead.

FAQs about our van finance calculator

Our finance gets you where you want to be, with APRs from 17.5% – 49.9%.

APR stands for ‘annual percentage rate’. It is the total cost you pay to borrow money for a given year.

Our van financing calculator is for illustrative purposes. Your personal APR will depend on several factors, such as your credit file and whether you’ve missed any payments in the past.

When you get a quote, if you’re approved we’ll show you a personal APR and how much you could borrow.

Read our handy guide if you want to learn more about what APR means.

On average, our customers pay between £250 and £400 per month for their van on finance, but it’s important to know that everyone’s van finance is different, and so your monthly payments might be lower or higher, subject to status and affordability.

There are several factors that affect how much your monthly payments could be. These include:

  • How much you’re looking to borrow
  • How long your agreement lasts
  • What your personal APR is

You can try out our finance calculator and it will show you examples of what your monthly payments could look like.

When you’re ready, get a quote. It takes less than 5 minutes and gives you an instant decision, and if you’re approved, it’ll show you what your agreement might look like.

A deposit is the amount of money you pay up front when you start a van finance agreement. Whether you could get no deposit van finance depends on your circumstances. Some of our agreements may require a deposit based on certain individual factors such as affordability and credit score.

If you’re looking to buy a van without a deposit, then our team could help. Get a quote today and see if you could join the thousands of customers we help onto a better road ahead.

When you get a quote, we’ll ask for the following information:

  • Personal information: this includes your name, date of birth, and marital status
  • Employment: your employment status, employer, and job title. We will never contact your employer
  • Income: your net monthly income (what you make each month after tax) helps us understand your affordability
  • Address history: your current address and 3 years of UK address history
  • Contact details: your mobile number and email address so we can get in touch with you if you’re approved.

If you’re approved in principle, it’s because we need a few more details to support your application. If that’s the case, a member of our team will guide you through that process.

You might be self-employed looking to finance a van. If that’s the case, we might need additional documents to support your application. If that’s the case, our team will be happy to guide you through that process.

Getting a quote with us only takes 5 minutes. We’ll just need to know a little bit about you, your address and your job. This will not affect your credit score, as we only use a soft credit search to give you an initial decision.

There’s a lot of factors to consider when applying for van finance. The amount of money you can borrow on van finance depends on a variety of factors, such as affordability and credit history.

We offer finance for vans between £4,000 and £35,000. The amount you could borrow depends on personal factors. When you get a quote, you’ll get an instant decision as well as a personal APR and indication of how much you could borrow.

When you get a quote, it takes less than 5 minutes to get an immediate decision. This will give you one of three outcomes:

  1. You’re approved which means you’ll be shown what your agreement could look like. A member of our team will help you find a van that’s suitable for you and fits our lending criteria
  2. You’re approved in principle which means we need some more information to confirm your application. Our expert team will guide you through the process
  3. You’re declined, in which case you might be wondering why. Check out our guide that explains the most common reasons for being refused finance.

We only finance motorbikes which fit within our lending criteria:

  • Priced between £4,500-£35,000
  • No more than 125,000 miles on the clock
  • No more than 12 years old by the end of the agreement

We do not finance VAT, and we do not finance base chassis vans, minibuses, or vans that have had specialist body work such as cherry pickers. Also, we do not finance vans to be used as a taxi, minicab, for hire, or for house removals.

If you’re not sure whether your chosen van meets our criteria, then a member of our team would be happy to help. Get a quote and see if we could help you onto a better road ahead.

Buying your next van

We want to make sure you purchase a reliable vehicle, that doesn’t break the bank. That’s why we’ve put together this helpful guide.

Being self-employed

We will consider offering you finance if you’re self-employed and have bad credit. Even if other lenders have rejected your application before.

Our application process

It’s important to completely understand the van finance agreement that you could be entering – find out more about how a conditional sale agreement works.