FAQs - Am I eligible?

Can I apply for car finance with low income?

Sam Wooller, Customer Experience Communications Manager
Friday, 04 September 2020

Yes you can apply for car finance with a low income. As long as your monthly income totals £1,000 after tax (see what sources of income we accept).

If you are concerned that your monthly income might not quite be enough, or if you’re looking for car finance without a job, you could always consider making a joint application for car finance. This means you can apply with either a spouse, partner, civil partner, son, daughter, or sibling. Both your names would be on the agreement and we would take both incomes into account. Both of your monthly incomes for a joint application must total £1,300 after tax.