We’re proud to offer car finance to people up and down the UK, including Northern Ireland. With over 30 years of experience, you could join the thousands of customers we help each month.

We could help, even if you:

Have missed payments in the past
Have had an Individual Voluntary Agreement (IVA)
Have had a County Court Judgment (CCJ)
Have been refused car finance
Are self-employed
Have arrears or an overdraft
Are receiving benefits
Have had a DRO or DMP

To get car finance, you’ll need:

Monthly earnings over £1,000 (after tax)
To be aged between 20 and 75
A full valid UK driving licence
2 consecutive months of payslips

We can finance cars that meet our lending criteria:

Priced between £4,000 and £35,000
Up to 120,000 miles on the clock
No older than 15 years by the end of the agreement

Is your location not listed here? We could still help!

We’re proud to offer car finance to people up and down the UK, including Northern Ireland. With over 30 years of experience, you could join the thousands of customers we help each month.

We could help, even if you:

Have missed payments in the past
Have had an Individual Voluntary Agreement (IVA)
Have had a County Court Judgment (CCJ)
Have been refused car finance

To get car finance, you’ll need:

Monthly earnings over £1,000 (after tax)
To be aged between 20 and 75
A full valid UK driving licence
2 consecutive months of payslips

Are self-employed
Have arrears or an overdraft
Are receiving benefits
Have had a DRO or DMP

We can finance cars that meet our lending criteria:

Priced between £4,000 and £35,000
Up to 120,000 miles on the clock
No older than 15 years by the end of the agreement

How our car finance works

We offer a Conditional Sale (CS) agreement, which is designed to help you own the car once your agreement ends.

You’ll make fixed monthly payments for an agreed period. During this time, you have full access to the car and are responsible for things like tax, insurance, and servicing.

Once you make your final payment, you’ll legally own the car. Unlike PCP or HP finance, there is no additional fee or payment with a CS deal.

Find out more about the different types of car finance, or, if you’re ready, get a quote in less than 5 minutes and see how much you could borrow.

We offer a Conditional Sale (CS) agreement, which is designed to help you own the car once your agreement ends.

You’ll make fixed monthly payments for an agreed period. During this time, you have full access to the car and are responsible for things like tax, insurance, and servicing.

Once you make your final payment, you’ll legally own the car. Unlike PCP or HP finance, there is no additional fee or payment with a CS deal.

Find out more about the different types of car finance, or, if you’re ready, get a quote in less than 5 minutes and see how much you could borrow.

Electric car finance

Making the switch to electric can be exciting, but with so much to think about, it can also be stressful. Find out more about how we can help you make the switch.

Being self-employed

We consider applications even if you’re self-employed and have bad credit so we might be able to offer you finance even if other lenders have rejected your application.

Our application process

It is important to completely understand the car finance agreement that you may be entering. Find out more about how our application process works by clicking the button below.

For a better road ahead

Moneybarn is a member of the Finance and Leasing Association, the official trade organisation of the motor finance industry. The FLA promotes best practice in the motor finance industry for lending and leasing to consumers and businesses.

Moneybarn is the trading style of Moneybarn No. 1 Limited, a company registered in England and Wales with company number 04496573, and Moneybarn Limited, a company registered in England and Wales with company number 02766324. The registered address for these companies is: Athena House, Bedford Road, Petersfield, Hampshire, GU32 3LJ.

Moneybarn’s VAT registration number is 180 5559 52.

Moneybarn Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702781)

Moneybarn No. 1 Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702780)

Representative example: Total amount of credit £10,239. Repayable over 58 months, 57 monthly payments of £321.00. Representative 30.7% APR (fixed). Deposit of £829.15. Total charge for credit £8,058.00. Total amount payable £19,126.15. Subject to status and affordability. You could risk losing your vehicle if you do not keep up payments.

Car finance locations

Car finance locations

Excellent

Smooth & Easy

Brilliant service and very q...

Very helpful

Great company to deal with

Fast completion of financing...

Got it…

Excellent Service!

Great from start to finish a...

Excellent

Smooth & Easy

Brilliant service and very q...

Very helpful

Great company to deal with

Fast completion of financing...

Got it…

Excellent Service!

Great from start to finish a...

Birmingham

Bristol

Cardiff

Birmingham

Bristol

Cardiff

Glasgow

Leeds

Liverpool

Glasgow

Leeds

Liverpool

London

Manchester

Newcastle

London

Manchester

Newcastle

Northern Ireland

Portsmouth

Sheffield

Northern Ireland

Portsmouth

Sheffield

Southampton

Southampton

Is your location not listed here? We could still help!

Is your location not listed here? We could still help!

How our car finance works

How our car finance works

Electric car finance

Being self-employed

Our application process

For a better road ahead