Car finance calculator

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Finance a car between £4,000 and £25,000

Do you have a specific car in mind? Enter the car registration details to get a tailor made quote.*

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Don't worry if you haven't chosen a car yet. You can still make an application and if we can approve you, your car search can begin. Apply online.

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Registration Number : {{ vehicleRegistration }} (Edit)

Current Mileage :


The vehicle I wish to finance is being sold by a registered motor dealer.


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Registration Number : {{ vehicleRegistration }} (Edit)

Current Mileage : {{ vehicleMileage | commas }} (Edit)


The vehicle I wish to finance is being sold by a registered motor dealer.


The maximum amount we can loan on this vehicle is {{ vehicleLendAmount | currency '£' }}


Your Vehicle Finance Example

Finance Amount: {{ vehicleLendAmount | currency '£' }}

Deposit: {{ vehicleDeposit | currency '£' }}

Monthly payment: {{ vehicleMonthlyRepayment | currency '£' }}

Total to repay: {{ vehicleRepayment | currency '£' }}

Calculated APR: {{ vehicleApr | round '1' }}%

Get a Quote

Representative 34.9% APR

This is an indicative quote and subject to change and is provided for information purposes only.

The term of the agreement is the length of time that you wish to repay the finance over. Our minimum term is 24 months and the maximum is 60 months.

Deposit: Depending on the vehicle that you are looking to finance, you may require a deposit. Increasing your deposit will decrease your monthly repayment.

Finance amount: For car finance, the amount selected must be between £4,000 and £25,000. For van finance, the amount selected must be between £4,000 and £25,000.

The car can be no more than 12 years old at the end of the agreement and the mileage must be less than 120,000 miles.

How does the car finance calculator work?

Before you use the calculator, there are a few key pieces of information you ideally need to know:

  • The registration number of the car you have your eyes on
  • The current mileage (it can’t be more than 120,000 miles)
  • How much you’ll be putting down as an initial deposit
  • The length of time you want to pay the finance back over

All you need to do is simply enter this information into our car finance calculator step by step. At the end of the process we’ll provide you with an immediate quote so you know the monthly repayments you could expect, an estimation of the total you’ll have to repay, and the calculated APR*.

*The annual percentage rate (APR) is the yearly rate charged for borrowing. It’s expressed as a percentage that represents the actual yearly cost over the term of a loan. This includes any fees or additional costs but does not take compounding into account. As loans or credit agreements can vary in terms of interest-rate structure, transaction fees, late penalties and other factors, the APR provides borrowers with a bottom-line number they can easily compare to rates charged by other lenders.

It’s quick and easy to adjust the numbers you’ve entered in the car finance calculator too. Why not try entering higher and lower amounts to find the right finance period and repayment amount to suit you?

If you don’t know all the information above, or you haven’t thought about which car you’d like just yet, you can still make an application online with us today. If we approve you for finance, you can then start your car search with the knowledge that we’re ready to help.

How can the car finance calculator help me?

Car finance is no different from any other finance agreement, in that you need to be sure you can afford to continue the repayments for the whole agreement period.

As a responsible lender, we’ve provided this calculator because we want you to have a clearer idea up front of what finance you may need, and how much you’ll need to pay each month and how long for. You can then check this against your budget and wider spending to make sure you can afford the repayments before you commit to a car finance agreement.

It also gives you a good idea of how much you’ll be borrowing and the interest you’ll be paying so you can make sure you’re getting the best deal.

*Important - the Moneybarn car finance calculator is for illustration purposes only. All figures shown by the calculator are estimates only, and may vary from the final rates and agreement terms offered.

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