Car finance calculator

Calculate car finance between £4,000 and £25,000

Monthly payment: {{ monthlyRepayment | currency '£' }}
Total to repay: {{ totalToRepay | currency '£' }}
Calculated APR: {{ apr | round '1' }}%

Representative 34.9% APR

*based on a minimum required deposit of £400

Car finance calculator

How does the car finance calculator work?

To use our car finance calculator online we’ll just need to know how much car finance you are wanting and what sort of repayment term you are looking for. Don’t worry though, if you aren’t quite sure what you are looking for yet, you can still make an application with us online today and we can help guide you through the rest.

It’s really simple to use our bad credit car finance calculator. Follow the step-by-step process and the calculator will provide an estimate of what car finance with Moneybarn would look like for you. This will include estimated costs of monthly repayments, the total you’d repay and the calculated APR.

To give you a tailored quote, we’ll need to know a bit about you, your address and your place of work. This is to make sure we are giving you the most accurate quote depending on your current circumstances.

If your first quote isn’t quite what you are looking for or if it’s more than you can afford, try playing around with the calculator. You can increase or decrease the amount you want to borrow and the period you want to pay it back over, which could change the lend amount. This will help you find the car finance amount that suits you.

Top tip: To get the most accurate quote, try putting your credit score into the car loan finance calculator. This doesn’t have to be accurate, but this will help us better understand your car finance needs. Select from ‘Poor’, ‘Fair’ or ‘Good’.

Car finance criteria

We understand how important it is to have a car that you can rely on, regardless of your credit score. Which is why we accept people with poor credit, IVAs and CCJs.

At Moneybarn we want all our customers to have the best possible quality of life on the roads, which is why we have certain criteria that your new car must fit into:

  • It must be priced between £4,000 – £25,000
  • It must not have more than 120,000 miles on the clock
  • It must not be more than 12 years old by the end of the agreement

We want to make sure you drive away in a car that is right for you. If you need help finding your next vehicle, then make sure you read our guide for buying your next vehicle.

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On average our customers rate our service 4.6 out of 5. (February 2020)

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Van finance calculator


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Summary

You might be able to finance up to {{ budgetMaxLend | currency '£' }}. You can pay it back over {{ budgetTerm }} months at a repayment cost of {{ budgetRepayment | currency '£' }} a month.

Calculated APR: {{ budgetApr * 100 | round '1' }}%

Apply today

Representative
APR 34.9%

Have a low credit score?

Moneybarn are specialists in bad credit car finance, so you don’t need to worry if you have a low credit score. We understand that sometimes a low credit score can often be out of your hands and can be knocked down for many reasons such as missing a payment, having recently moved address or if you’re still recovering from a previous bankruptcy.

Our aim is to help people with a low credit score get into a car and onto a better road ahead . If you have a CCJ or an IVA, then you could be joining thousands of Moneybarn customers in getting the bad credit car finance they need.

If you would like to know more about how to improve your credit score check out our bad credit explained page where we provide some useful tips to get you back on track.

How do I apply for car finance?

Starting an application with us is simple and will only take you 5 minutes to apply for car finance online. We’ll just need to know a little bit about you, your address and your job. Once we’ve received your application, we’ll only use a soft credit search, so there is no need to worry about it affecting or denting your credit score.

If your application is accepted, we’ll be in touch within 48 hours to explain the car finance agreement in further detail. Which means you could be driving off in your new car very soon.

Feefo Logo

On average our customers rate our service 4.6 out of 5. (February 2020)

Read more

Car finance calculator

Calculate car finance between £4,000 and £25,000

Summary

Monthly payment: {{ monthlyRepayment | currency '£' }}
Total to repay: {{ totalToRepay | currency '£' }}
Calculated APR: {{ apr | round '1' }}%

Representative 34.9% APR

Get a quote

How does the car finance calculator work?

To use our car finance calculator online we’ll just need to know how much car finance you are wanting and what sort of repayment term you are looking for. Don’t worry though, if you aren’t quite sure what you are looking for yet, you can still make an application with us online today and we can help guide you through the rest.

Its really simple to use our bad credit car finance calculator. Follow the step-by-step process and the calculator will provide an estimate of what car finance with Moneybarn would look like for you. This will include estimated costs of monthly repayments, the total you’d repay and the calculated APR.

To give you a tailored quote, we’ll need to know a bit about you, your address and your place of work. This is to make sure we are giving you the most accurate quote depending on your current circumstances.

If your first quote isn’t quite what you are looking for or if it’s more than you can afford, try playing around with the calculator. You can increase or decrease the amount you want to borrow and the period you want to pay it back over, which could change the lend amount. This will help you find the car finance amount that suits you.

Top tip: To get the most accurate quote, try putting your credit score into the car loan finance calculator. This doesn’t have to be accurate, but this will help us better understand your car finance needs. Select from ‘Poor’, ‘Fair’ or ‘Good’.

Car finance criteria

We understand how important it is to have a car that you can rely on, regardless of your credit score. Which is why we accept people with poor credit, IVAs and CCJs.

At Moneybarn we want all our customers to have the best possible quality of life on the roads, which is why we have certain criteria that your new car must fit into:

  • It must be priced between £4,000 – £25,000
  • It must not have more than 120,000 miles on the clock
  • It must not be more than 12 years old by the end of the agreement

We want to make sure you drive away in a car that is right for you. If you need help finding your next vehicle, then make sure you read our guide for buying your next vehicle.

Have a low credit score?

Moneybarn are specialists in bad credit car finance, so you don’t need to worry if you have a low credit score. We understand that sometimes a low credit score can often be out of your hands and can be knocked down for many reasons such as missing a payment, having recently moved address or if you’re still recovering from a previous bankruptcy.

Our aim is to help people with a low credit score get into a car and onto a better road ahead . If you have a CCJ or an IVA, then you could be joining thousands of Moneybarn customers in getting the bad credit car finance they need.

If you would like to know more about how to improve your credit score check out our bad credit explained page where we provide some useful tips to get you back on track.

How do I apply for car finance?

Starting an application with us is simple and will only take you 5 minutes to apply for car finance online. We’ll just need to know a little bit about you, your address and your job. Once we’ve received your application, we’ll only use a soft credit search, so there is no need to worry about it affecting or denting your credit score.

If your application is accepted, we’ll be in touch within 48 hours to explain the car finance agreement in further detail. Which means you could be driving off in your new car very soon.