TrustScore 4.4 | 13,086 reviews
TrustScore 4.4 | 13,086 reviews
TrustScore 4.4 | 13,086 reviews
TrustScore 4.4 | 13,086 reviews
TrustScore 4.4 | 13,086 reviews
TrustScore 4.4 | 13,086 reviews
TrustScore 4.4 | 13,086 reviews
Are you looking to get a BMW on finance? We could help you get the BMW you need, even if you have bad credit.
Are you looking to get a BMW on finance? We could help you get the BMW you need, even if you have bad credit.
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Showing our 4 & 5 star reviews
Originally founded as a manufacturer of aircraft engines, BMW is now a prestigious German car brand known for upmarket luxury.
The BMW badge may be a status symbol for some, but for others it’s because BMWs are known as ‘The ultimate driving machine’. Some of BMW’s most popular models include the 1 Series, 2 Series, and 3 Series.
If you don’t have all the money to pay for a car up front, you might consider car finance. This allows you to spread the cost over a set period of time.
We use a Conditional Sale agreement. This is where we pay the dealership for your BMW. You will then make repayments over an agreed amount of time. Once you’ve made your final payment, you will legally own the car. In the mean time you will be the registered keeper and be responsible for maintaining the BMW.
Our car finance calculator will give you an idea of what your BMW finance agreement could look like. Play around with the repayment amount and period to find something that is right for you
Originally founded as a manufacturer of aircraft engines, BMW is now a prestigious German car brand known for upmarket luxury.
The BMW badge may be a status symbol for some, but for others it’s because BMWs are known as ‘The ultimate driving machine’. Some of BMW’s most popular models include the 1 Series, 2 Series, and 3 Series.
If you don’t have all the money to pay for a car up front, you might consider car finance. This allows you to spread the cost over a set period of time.
We use a Conditional Sale agreement. This is where we pay the dealership for your BMW. You will then make repayments over an agreed amount of time. Once you’ve made your final payment, you will legally own the car. In the mean time you will be the registered keeper and be responsible for maintaining the BMW.
Our car finance calculator will give you an idea of what your BMW finance agreement could look like. Play around with the repayment amount and period to find something that is right for you
iDrive is the name for the control system that allows you to change settings like the climate control and drive modes. It also controls the in-car communications and entertainment systems. Usually there will be a scroll wheel in between the front two seats which you can use to control it.
M Sport is a trim package that makes the model look sportier. Some M Sport packages include the infamous M badges, a tweaked body kit, larger wheels and a slightly lower ride height.
Most BMW models are available with an M Sport trim, for an extra cost.
xDrive is BMW’s all-wheel drive system that can be found on various models since 2003. If you regularly drive in slippery conditions (snowy or muddy roads) it might give you extra grip that you wouldn’t get on a rear-wheel drive.
BMW EfficientDynamics is the name of the strategy BMW have created to make their cars more economical and environmentally friendly. It covers the drive system, energy management and wider design of models.
As part of this strategy, some models have better aerodynamic design. Some models are partially made from carbon-fibre plastics which are lighter than other materials. There is also an ECO PRO mode available on some models which reduces fuel consumption.
iDrive is the name for the control system that allows you to change settings like the climate control and drive modes. It also controls the in-car communications and entertainment systems. Usually there will be a scroll wheel in between the front two seats which you can use to control it.
M Sport is a trim package that makes the model look sportier. Some M Sport packages include the infamous M badges, a tweaked body kit, larger wheels and a slightly lower ride height.
Most BMW models are available with an M Sport trim, for an extra cost.
xDrive is BMW’s all-wheel drive system that can be found on various models since 2003. If you regularly drive in slippery conditions (snowy or muddy roads) it might give you extra grip that you wouldn’t get on a rear-wheel drive.
BMW EfficientDynamics is the name of the strategy BMW have created to make their cars more economical and environmentally friendly. It covers the drive system, energy management and wider design of models.
As part of this strategy, some models have better aerodynamic design. Some models are partially made from carbon-fibre plastics which are lighter than other materials. There is also an ECO PRO mode available on some models which reduces fuel consumption.
We can provide finance for BMW cars that meet our lending criteria.
To the right are some examples of cars that fit within our lending criteria and are from dealerships we trust.
To apply for BMW finance, you’ll need:
If you’re not sure which BMW you’d like, don’t worry! Apply today and we can guide you through the process.
We use a soft credit check at the point of application, which doesn’t affect your credit score. We only use a hard check once you’ve found the right car, and contracts are drawn up to sign.
It should only take 5 minutes to fill out an online application, and you will get a decision as to whether we can help you.
We can provide finance for BMW cars that meet our lending criteria.
Below are some examples of cars that fit within our lending criteria and are from dealerships we trust.
To apply for BMW finance, you’ll need:
If you’re not sure which BMW you’d like, don’t worry! Apply today and we can guide you through the process.
We use a soft credit check at the point of application, which doesn’t affect your credit score. We only use a hard check once you’ve found the right car, and contracts are drawn up to sign.
It should only take 5 minutes to fill out an online application, and you will get a decision as to whether we can help you.
There has been an error and we are unable to provide you with a quote. Please click here to continue with your application.
There has been an error and we are unable to provide you with a quote. Please click here to continue with your application.
You might be looking for a BMW but have bad credit. Maybe you have a CCJ, IVA, or have missed a payment before, and it means you have been refused for BMW finance by other lenders.
Don’t worry, we could help. Since 1992 we’ve helped thousands up and down the UK where they have been refused by mainstream lenders. We’re specialists in helping those with poor credit get the BMW on finance they need.
You might wonder if you can get 0 deposit BMW finance. The answer is that it depends on your circumstances. Everyone is different, and so is everyone’s eligibility for car finance.
No lender can tell you for certain that you can get BMW finance with no deposit. A responsible lender will need to do checks to ensure the finance is affordable for you. Some of the finance agreements we offer require a deposit.
If you’d like to understand more, see our guide to no deposit car finance.
You might be looking for a BMW but have bad credit. Maybe you have a CCJ, IVA, or have missed a payment before, and it means you have been refused for BMW finance by other lenders.
Don’t worry, we could help. Since 1992 we’ve helped thousands up and down the UK where they have been refused by mainstream lenders. We’re specialists in helping those with poor credit get the BMW on finance they need.
You might wonder if you can get 0 deposit BMW finance. The answer is that it depends on your circumstances. Everyone is different, and so is everyone’s eligibility for car finance.
No lender can tell you for certain that you can get BMW finance with no deposit. A responsible lender will need to do checks to ensure the finance is affordable for you. Some of the finance agreements we offer require a deposit.
If you’d like to understand more, see our guide to no deposit car finance.
BMW 1 Series: one of the smallest BMWs, making it one of the most affordable in their range. Sporty design with reasonable performance and efficiency.
BMW 2 Series: a spin-off of the three-door 1 Series models. Slightly bigger for those who need more interior space, but with similar high performance.
BMW 3 Series: considered one of the best compact executive car models. BMW offer this in a variety of styles including a Sedan, Coupe, and Hatchback.
BMW 1 Series: one of the smallest BMWs, making it one of the most affordable in their range. Sporty design with reasonable performance and efficiency.
BMW 2 Series: a spin-off of the three-door 1 Series models. Slightly bigger for those who need more interior space, but with similar high performance.
BMW 3 Series: considered one of the best compact executive car models. BMW offer this in a variety of styles including a Sedan, Coupe, and Hatchback.
There is no set credit score that you need to get a BMW on finance.
This is because there are three credit reference agencies in the UK. Each use their own credit score ranges and they are quite different to each other. Check out our guide which outlines what a good credit score is with each of the credit reference agencies.
Also, credit score is just one of many factors that decide whether you are eligible for finance. Other factors include credit history, whether you’ve missed any payments in the past, and your income.
No matter what your credit score is, you should be able to find a lender to help get the BMW financing you need. If you have a bad score, we could help. Apply today and we can guide you through the process.
If you’ve been declined BMW finance, you should take a moment to figure out why that might have been. We have a guide that explains why you might have been refused car finance. The most common reason is because of a low credit score.
We specialise in helping those who have less than perfect credit. Even if you’ve been refused BMW finance, we could help. If you’re ready, then get a quote today.
To make sure your finance agreement is affordable, a responsible lender will do a credit check when you apply for finance. Some lenders use a hard credit check at the point of application, but we use a soft credit check, which does not affect your credit score.
We only use a hard check once you’ve decided to enter into an agreement with us.
To learn more about the difference, please see our guide to soft and hard credit checks.
How much it will cost to finance a BMW depends on lots of factors. These include the price of the car itself, the length of your finance agreement, and your credit score.
To see how much your BMW on finance might be, try our car finance calculator. It will give you an idea of what your agreement might look like.
There is no set credit score that you need to get a BMW on finance.
This is because there are three credit reference agencies in the UK. Each use their own credit score ranges and they are quite different to each other. Check out our guide which outlines what a good credit score is with each of the credit reference agencies.
Also, credit score is just one of many factors that decide whether you are eligible for finance. Other factors include credit history, whether you’ve missed any payments in the past, and your income.
No matter what your credit score is, you should be able to find a lender to help get the BMW financing you need. If you have a bad score, we could help. Apply today and we can guide you through the process.
If you’ve been declined BMW finance, you should take a moment to figure out why that might have been. We have a guide that explains why you might have been refused car finance. The most common reason is because of a low credit score.
We specialise in helping those who have less than perfect credit. Even if you’ve been refused BMW finance, we could help. If you’re ready, then get a quote today.
To make sure your finance agreement is affordable, a responsible lender will do a credit check when you apply for finance. Some lenders use a hard credit check at the point of application, but we use a soft credit check, which does not affect your credit score.
We only use a hard check once you’ve decided to enter into an agreement with us.
To learn more about the difference, please see our guide to soft and hard credit checks.
How much it will cost to finance a BMW depends on lots of factors. These include the price of the car itself, the length of your finance agreement, and your credit score.
To see how much your BMW on finance might be, try our car finance calculator. It will give you an idea of what your agreement might look like.
Not sure if a BMW is right for you? We offer finance on a range of cars, as long as they fit within our lending criteria. Other brands we finance that are similar to BMW include Audi, Ford, and Volkswagen.
Not sure if a BMW is right for you? We offer finance on a range of cars, as long as they fit within our lending criteria. Other brands we finance that are similar to BMW include Audi, Ford, and Volkswagen.
If you have a bad credit history, you’re in good hands. As bad credit car finance specialists, we understand that you still need a reliable car to get around.
Our guide explains how car finance works and the different types of car finance available, so you can choose the option that’s right for you.
Buying a car is an exciting time, but with so many brands you might not be sure which to pick. Check out our helpful guide.
Moneybarn is a member of the Finance and Leasing Association, the official trade organisation of the motor finance industry. The FLA promotes best practice in the motor finance industry for lending and leasing to consumers and businesses.
Moneybarn is the trading style of Moneybarn No. 1 Limited, a company registered in England and Wales with company number 04496573, and Moneybarn Limited, a company registered in England and Wales with company number 02766324. The registered address for these companies is: Athena House, Bedford Road, Petersfield, Hampshire, GU32 3LJ.
Moneybarn’s VAT registration number is 180 5559 52.
Moneybarn Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702781)
Moneybarn No. 1 Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702780)
