Ford car finance

Are you looking to get Ford finance? We could help you get the Ford you need, even if you have bad credit.

Ford car finance

Are you looking to get Ford finance? We could help you get the Ford you need, even if you have bad credit.

The first Ford was produced in 1913 when Henry Ford designed the Ford Model T. Since then the oval badge has become one of the best-known symbols around the globe and continues to be a popular choice of car brand in the UK.

Ford’s competitive pricing and wide range of practical models are key selling points, making it a perfect brand of choice for car finance. A great thing about Ford is that there is an array of different models to choose from: popular models include the Ford Focus, Ford KA, and Ford Fiesta.

How does Ford finance work?

Car finance is when you borrow money to buy a new or used Ford. The finance company pays the dealership for you, so you can get around in the Ford you need. You would then repay the finance amount over a set time period, by making monthly repayments. This usually lasts 36 to 60 months, depending on your agreement.

You will be the registered keeper of the Ford, but only own the car once you make your final repayment. This is how a Conditional Sale agreement works, and it is the type of finance we use. For more information, please see our guide that explains what CS finance is.

The first Ford was produced in 1913 when Henry Ford designed the Ford Model T. Since then the oval badge has become one of the best-known symbols around the globe and continues to be a popular choice of car brand in the UK.

Ford’s competitive pricing and wide range of practical models are key selling points, making it a perfect brand of choice for car finance. A great thing about Ford is that there is an array of different models to choose from: popular models include the Ford Focus, Ford KA, and Ford Fiesta.

How does Ford finance work?

Car finance is when you borrow money to buy a new or used Ford. The finance company pays the dealership for you, so you can get around in the Ford you need. You would then repay the finance amount over a set time period, by making monthly repayments. This usually lasts 36 to 60 months, depending on your agreement.

You will be the registered keeper of the Ford, but only own the car once you make your final repayment. This is how a Conditional Sale agreement works, and it is the type of finance we use. For more information, please see our guide that explains what CS finance is.

Ford finance deals

Ford finance deals

We can provide finance for Ford cars that meet our lending criteria.

To the right are some examples of cars that fit within our lending criteria and are from dealerships we trust.

To apply for Ford finance, you’ll need:

  • Monthly earnings over £1,000 (after tax)
  • To be aged between 20 and 75
  • A full valid UK driving licence
  • 2 consecutive months of payslips

If you’re not sure which Ford you’d like, don’t worry! Apply today and we can guide you through the process.

We use a soft credit check at the point of application, which doesn’t affect your credit score. We only use a hard check once you’ve found the right car and decided you’d like an agreement with us.

It should only take 5 minutes to fill out an online application, and you will get a decision as to whether we can help you.

We can provide finance for Ford cars that meet our lending criteria.

Below are some examples of cars that fit within our lending criteria and are from dealerships we trust.

To apply for Ford finance, you’ll need:

  • Monthly earnings over £1,000 (after tax)
  • To be aged between 20 and 75
  • A full valid UK driving licence
  • 2 consecutive months of payslips

If you’re not sure which Ford you’d like, don’t worry! Apply today and we can guide you through the process.

We use a soft credit check at the point of application, which doesn’t affect your credit score. We only use a hard check once you’ve found the right car and decided you’d like an agreement with us.

It should only take 5 minutes to fill out an online application, and you will get a decision as to whether we can help you.

Ford car finance bad credit

You might have bad credit, and be worried that you can’t get car finance. We understand that, just because you have bad credit, it doesn’t change the fact that you need a Ford on finance. It might be to commute to work, travel with your family, or get around on a day to day basis.

We’re proud to help people even if they’ve been refused finance by other lenders. We also have over 30 years of experience in doing this.

You could try out our car finance calculator as it will show you an idea of what your agreement may look like. Play around with the loan amount and time period to see what looks right for you.

We could help you, even if:

Ford car finance bad credit

You might have bad credit, and be worried that you can’t get car finance. We understand that, just because you have bad credit, it doesn’t change the fact that you need a Ford on finance. It might be to commute to work, travel with your family, or get around on a day to day basis.

We’re proud to help people even if they’ve been refused finance by other lenders. We also have over 30 years of experience in doing this.

You could try out our car finance calculator as it will show you an idea of what your agreement may look like. Play around with the loan amount and time period to see what looks right for you.

We could help you, even if:

Ford finance calculator

Summary

  • Monthly payment: £000.00
  • Total to repay: £00,000.00
  • Calculated APR: 00.0%

Representative 30.5% APR

Ford finance calculator

  • Monthly payment: £000.00
  • Total to repay: £00,000.00
  • Calculated APR: 00.0%

Representative 30.5% APR

Ford finance with no deposit

If you’re looking to get Ford car finance with 0 deposit, you should know that everyone’s eligibility for car finance is different. No lender can tell you for certain that you won’t need a deposit. There are certain circumstances that mean you might be able to get car finance without a deposit.

However, some of our agreements require you to put down a deposit. If this is necessary, then our team will be able to guide you through that process.

Ford finance with no deposit

If you’re looking to get Ford car finance with 0 deposit, you should know that everyone’s eligibility for car finance is different. No lender can tell you for certain that you won’t need a deposit. There are certain circumstances that mean you might be able to get car finance without a deposit.

However, some of our agreements require you to put down a deposit. If this is necessary, then our team will be able to guide you through that process.

Popular models of Ford

Popular models of Ford

A ford focus driving

Ford Focus: one of the most versatile cars in Ford’s range. It is one of the most popular cars you’ll see on the roads. It is slightly larger than a Ford Fiesta, making it great for families.

Ford-Ka

Ford KA: a great option for new drivers or those looking for a lower cost car to get them around. A small car that is great for inner-city driving.

A Ford Fiesta parked in a walled courtyard

Ford Fiesta: recognised for its modern design, easy handling, and modest running costs. Its three and five-door options make it a great all-rounder.

A ford focus driving

Ford Focus: one of the most versatile cars in Ford’s range. It is one of the most popular cars you’ll see on the roads. It is slightly larger than a Ford Fiesta, making it great for families.

Ford-Ka

Ford KA: a great option for new drivers or those looking for a lower cost car to get them around. A small car that is great for inner-city driving.

A Ford Fiesta parked in a walled courtyard

Ford Fiesta: recognised for its modern design, easy handling, and modest running costs. Its three and five-door options make it a great all-rounder.

FAQs about Ford car finance

If you have bad credit you may be wondering what credit score you need to get Ford finance. Don’t worry – there isn’t a set credit score required for car finance. This is because there are three credit reference agencies in the UK, and they each use their own credit score ranges.

Also, credit score is just one of many factors used to check your eligibility for car finance. Other factors include income, affordability and whether you’ve missed any payments in the past.

Even if you have a low credit score, we could help get you into the Ford you need. When you’re ready, you can get a quote today.

Everyone’s eligibility for car finance is different. This is because everyone’s circumstances and financial history are unique. Therefore, no responsible lender can tell you whether Ford finance is easy to get or guaranteed.

However, if you’ve been refused by other lenders, we could help, so why not get a quote today?

If you have a specific Ford in mind, please check it meets our lending criteria:

  • Financing a car from £4,000 – £35,000
  • The car can have a mileage up to 120,000 at the start of the agreement (depending on your loan offer)
  • No more than 15 years old by the end of the agreement (depending on your loan offer)

Don’t worry if you don’t have a particular car in mind. We can help guide you through the process of finding the right Ford for you.

We don’t offer guarantor car finance. Although we don’t offer this, we do specialise in bad credit car finance. We’ve helped thousands of people in the UK get finance where other lenders have refused them.

FAQs about Ford car finance

If you have bad credit you may be wondering what credit score you need to get Ford finance. Don’t worry – there isn’t a set credit score required for car finance. This is because there are three credit reference agencies in the UK, and they each use their own credit score ranges.

Also, credit score is just one of many factors used to check your eligibility for car finance. Other factors include income, affordability and whether you’ve missed any payments in the past.

Even if you have a low credit score, we could help get you into the Ford you need. When you’re ready, you can get a quote today.

Everyone’s eligibility for car finance is different. This is because everyone’s circumstances and financial history are unique. Therefore, no responsible lender can tell you whether Ford finance is easy to get or guaranteed.

However, if you’ve been refused by other lenders, we could help, so why not get a quote today?

If you have a specific Ford in mind, please check it meets our lending criteria:

  • Financing a car from £4,000 – £35,000
  • The car can have a mileage up to 120,000 at the start of the agreement (depending on your loan offer)
  • No more than 15 years old by the end of the agreement (depending on your loan offer)

Don’t worry if you don’t have a particular car in mind. We can help guide you through the process of finding the right Ford for you.

We don’t offer guarantor car finance. Although we don’t offer this, we do specialise in bad credit car finance. We’ve helped thousands of people in the UK get finance where other lenders have refused them.

Other cars we can finance

We finance a range of cars as long as they fit into our lending criteria. If you feel that Ford might not be right for you, some alternative brands include Audi, BMW, and Volkswagen.

Other cars we can finance

We finance a range of cars as long as they fit into our lending criteria. If you feel that Ford might not be right for you, some alternative brands include Audi, BMW, and Volkswagen.

Bad credit? No problem.

If you have a bad credit history, you’re in good hands. As bad credit car finance specialists, we understand that you still need a reliable car to get around.

Car finance explained

Our guide explains how car finance works and the different types of car finance available, so you can choose the option that’s right for you.

Car brands

Buying a car is an exciting time, but with so many brands you might not be sure which to pick. Check out our helpful guide.