Fiat car finance

Are you looking to get Fiat finance? We could help you get the Fiat you need, even if you have bad credit.

Fiat car finance

Are you looking to get Fiat finance? We could help you get the Fiat you need, even if you have bad credit.

From its creation in 1899, Fiat has become the largest automobile manufacturer in Italy. Priding itself on its mission to provide ‘freedom of movement for all through distinctive, versatile, and sustainable mobility solutions’.

Fiat’s vast collection ranges from everyday city cars, family cars and crossover SUVs to lavish sports cars made by Ferrari, and vans and trucks including the Ducato. Their most popular models include the Fiat 500, Panda and Punto.

How does Fiat car finance work?

Fiat car finance is when you borrow from a finance company, which pays the dealership for your new or used Fiat. You then make monthly repayments for the duration of the agreement. Our agreements last between 36 to 60 months. You have full access to the Fiat and are responsible for maintaining it, but you won’t fully own it until you’ve made your final repayment.

We offer a Conditional Sale (CS) agreement. The main difference between CS and other types of finance (such as HP or PCP) is that you don’t have to pay a fee to own the car. Once you make your final repayment, you’ll fully own the Fiat. For more information please see our guide that explains the ins and outs of Conditional Sale finance.

We understand how important it is for you to get a reliable and trustworthy Fiat. Our application process has been designed to make your financing experience as simple as possible, and our team can help guide you onto a better road ahead.

From its creation in 1899, Fiat has become the largest automobile manufacturer in Italy. Priding itself on its mission to provide ‘freedom of movement for all through distinctive, versatile, and sustainable mobility solutions’.

Fiat’s vast collection ranges from everyday city cars, family cars and crossover SUVs to lavish sports cars made by Ferrari, and vans and trucks including the Ducato. Their most popular models include the Fiat 500, Panda and Punto.

How does Fiat car finance work?

Fiat car finance is when you borrow from a finance company, which pays the dealership for your new or used Fiat. You then make monthly repayments for the duration of the agreement. Our agreements last between 36 to 60 months. You have full access to the Fiat and are responsible for maintaining it, but you won’t fully own it until you’ve made your final repayment.

We offer a Conditional Sale (CS) agreement. The main difference between CS and other types of finance (such as HP or PCP) is that you don’t have to pay a fee to own the car. Once you make your final repayment, you’ll fully own the Fiat. For more information please see our guide that explains the ins and outs of Conditional Sale finance.

We understand how important it is for you to get a reliable and trustworthy Fiat. Our application process has been designed to make your financing experience as simple as possible, and our team can help guide you onto a better road ahead.

Fiat cars on finance

Fiat cars on finance

We can provide finance for Fiat cars that meet our lending criteria.

To the right are some examples of cars that fit within our lending criteria and are from dealerships we trust.

To apply for Fiat finance, you’ll need:

  • Monthly earnings over £1,000 (after tax)
  • To be aged between 20 and 75
  • A full valid UK driving licence
  • 2 consecutive months of payslips

If you’re not sure which Fiat you’d like, don’t worry! Apply today and we can guide you through the process.

We use a soft credit check at the point of application, which doesn’t affect your credit score. We only use a hard check once you’ve found the right car and decided you’d like to enter into an agreement with us.

It should only take 5 minutes to fill out an online application, and you will get a decision as to whether we can help you.

We can provide finance for Fiat cars that meet our lending criteria.

Below are some examples of cars that fit within our lending criteria and are from dealerships we trust.

To apply for Fiat finance, you’ll need:

  • Monthly earnings over £1,000 (after tax)
  • To be aged between 20 and 75
  • A full valid UK driving licence
  • 2 consecutive months of payslips

If you’re not sure which Fiat you’d like, don’t worry! Apply today and we can guide you through the process.

We use a soft credit check at the point of application, which doesn’t affect your credit score. We only use a hard check once you’ve found the right car and decided you’d like to enter into an agreement with us.

It should only take 5 minutes to fill out an online application, and you will get a decision as to whether we can help you.

Fiat finance calculator

Summary

  • Monthly payment: £000.00
  • Total to repay: £00,000.00
  • Calculated APR: 00.0%

Representative 30.5% APR

Fiat finance calculator

  • Monthly payment: £000.00
  • Total to repay: £00,000.00
  • Calculated APR: 00.0%

Representative 30.5% APR

New and used Fiat finance

If you have a particular Fiat in mind, it would need to fit within our lending criteria:

  • Priced between £4,000-£35,000
  • The car can have a mileage up to 120,000 at the start of the agreement (depending on your loan offer)
  • No more than 15 years old by the end of the agreement (depending on your loan offer)

If you’re not sure which Fiat you’d like, don’t worry!

Either way, apply today and our team can guide you through the process.

Fiat car finance bad credit

If you have bad credit, you might be worried that you can’t get car finance. We understand that just because you have bad credit, it doesn’t change the fact that you need a reliable Fiat to get around.

That’s why we’re proud to have over 30 years of experience helping people up and down the UK onto a better road ahead. Whether you need a car to commute, travel with your family, or get around day to day, we could help.

We’re one of the leading specialist lenders of car finance for those who might struggle to get a car loan, or have been rejected by other lenders.

We could help you, even if:

If you’re not sure where to start, try our car finance calculator to get an idea of what your agreement might look like. Put in the amount you’re looking to borrow, and your credit score, and change the time period to see what looks right for you.

New and used Fiat finance

If you have a particular Fiat in mind, it would need to fit within our lending criteria:

  • Priced between £4,000-£35,000
  • The car can have a mileage up to 120,000 at the start of the agreement (depending on your loan offer)
  • No more than 15 years old by the end of the agreement (depending on your loan offer)

If you’re not sure which Fiat you’d like, don’t worry!

Either way, apply today and our team can guide you through the process.

Fiat car finance bad credit

If you have bad credit, you might be worried that you can’t get car finance. We understand that just because you have bad credit, it doesn’t change the fact that you need a reliable Fiat to get around.

That’s why we’re proud to have over 30 years of experience helping people up and down the UK onto a better road ahead. Whether you need a car to commute, travel with your family, or get around day to day, we could help.

We’re one of the leading specialist lenders of car finance for those who might struggle to get a car loan, or have been rejected by other lenders.

We could help you, even if:

If you’re not sure where to start, try our car finance calculator to get an idea of what your agreement might look like. Put in the amount you’re looking to borrow, and your credit score, and change the time period to see what looks right for you.

Popular models of Fiat

Popular models of Fiat

Fiat 500

Fiat 500: Compact, agile, and fuel-efficient, the Fiat 500 has been a popular choice for drivers since its launch in 2008. It’s the perfect model for shorter trips and city commutes.

Fiat Panda

Fiat Panda: A no-frills, straightforward and easy to live with city car that will get you from A to B in comfort. Thanks to its down-to-earth practicality, the Fiat Panda remains a popular choice among drivers.

Fiat Punto

Fiat Punto: Dubbed the ‘supermini that’s fun, convenient, eco-friendly and simple’, the Fiat Punto is a great choice for younger drivers looking to save some money.

Fiat 500

Fiat 500: Compact, agile, and fuel-efficient, the Fiat 500 has been a popular choice for drivers since its launch in 2008. It’s the perfect model for shorter trips and city commutes.

Fiat Panda

Fiat Panda: A no-frills, straightforward and easy to live with city car that will get you from A to B in comfort. Thanks to its down-to-earth practicality, the Fiat Panda remains a popular choice among drivers.

Fiat Punto

Fiat Punto: Dubbed the ‘supermini that’s fun, convenient, eco-friendly and simple’, the Fiat Punto is a great choice for younger drivers looking to save some money.

FAQs about Fiat car finance

There isn’t an exact credit score that you need to get a Fiat on finance. This is because credit score is just one of the factors used to determine your eligibility.

Also, there are three different credit reference agencies in the UK, with their own credit score ranges. Those are the two reasons why there’s no set credit score for car finance.

Even if you have a bad credit score, we could help get you into the Fiat you need. When you’re ready, you can get a quote today.

Everyone’s eligibility for car finance is different. This is because everyone’s circumstances and financial history are unique.

If you’ve been refused by other lenders, or have less than perfect credit, we could help. When you’re ready, get a quote today.

FAQs about Fiat car finance

There isn’t an exact credit score that you need to get a Fiat on finance. This is because credit score is just one of the factors used to determine your eligibility.

Also, there are three different credit reference agencies in the UK, with their own credit score ranges. Those are the two reasons why there’s no set credit score for car finance.

Even if you have a bad credit score, we could help get you into the Fiat you need. When you’re ready, you can get a quote today.

Everyone’s eligibility for car finance is different. This is because everyone’s circumstances and financial history are unique.

If you’ve been refused by other lenders, or have less than perfect credit, we could help. When you’re ready, get a quote today.

Other cars we can finance

We finance a range of cars as long as they fit into our lending criteria. If you feel that a Fiat might not be right for you, some alternative brands include Vauxhall, Volkswagen, and Ford.

Other cars we can finance

We finance a range of cars as long as they fit into our lending criteria. If you feel that a Fiat might not be right for you, some alternative brands include Vauxhall, Volkswagen, and Ford.

Bad credit? No problem.

If you have a bad credit history, you’re in good hands. As bad credit car finance specialists, we understand that you still need a reliable car to get around.

Car finance explained

Our guide explains how car finance works and the different types of car finance available, so you can choose the option that’s right for you.

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