BMW car finance

Get BMW finance today! We may be able to help finance your BMW, even if you’ve been turned down by other lenders.

Car calculator

Monthly payment: {{ monthlyRepayment | currency '£' }}
Total to repay: {{ totalToRepay | currency '£' }}
Calculated APR: {{ apr | round '1' }}%

Representative 34.9% APR

*based on a minimum required deposit of £400

BMW car finance

Get BMW finance today! We may be able to help finance your BMW, even if you’ve been turned down by other lenders.

Why buy a BMW?

Originally founded as a manufacturer of aircraft engines, BMW is now a prestigious German car and motorcycle brand, known for their upmarket luxury vehicles. The BMW badge may be a status symbol for some, but for other’s it’s because BMW’s are known as “The Ultimate Driving Machine”.  BMW produces a range of car models each offering drivers a premium and enjoyable experience behind the wheel.

How does our car finance work?

To be eligible for BMW car finance you’ll need to meet the pre-application criteria which includes being between the age of 21 to 65, earning more than £1,000 monthly (after tax) and being able to prove your identity and address. You must also have a bank account that accepts direct debits. When choosing your BMW vehicle, you’ll need to ensure you’re buying the car from a reputable dealer, and a mileage of less than 120,000 and that the car is less than 12 years old.

If you meet this, we’ll then conduct an initial soft credit search which won’t affect your credit score. This is simply to determine if you are eligible for car finance.

If you qualify for car finance, we’ll offer a conditional sale agreement. This means you’ll have full use of the car, but that Moneybarn are the legal owners. Once the repayment period is over, you’ll become the legal owner of the car.

Popular types of BMW

BMW 1 Series finance

The BMW 1 Series is a subcompact executive car and one of the smallest BMW’s making it the most affordable within the BMW range. The 1 Series is one of the most popular types of hatchback as almost 2 million BMW 1 Series models have been sold since 2005. The 1 Series aims to please everyone with its sporty design powerful performance and efficiency.

Other reasons to finance a BMW 1 Series
  • 3 and 5 door options available
  • 360 L boot space
  • Optional all-wheel drive (2011+ models)
  • BMW ConnectedDrive (2011+ models)
BMW 1 series car finance
BMW 2 series car finance

BMW 2 Series finance

The BMW 2 Series is one of the newer ranges from BMW, releasing the first generation in 2014. The series body styles include the coupé and convertible, to give a sporty feel, rivalling the Audi TT. The 2 Series is also known for its great performance and fairly low running costs making it an enjoyable car to drive. From 2014 the Tourer was added to the BMW 2 Series range, a 5 seat Active Tourer and an extended 7 seat Gran Tourer.

Other reasons to finance a BMW 2 Series
  • Current SE specification includes rear parking sensors and sat-nav
  • Built-in cutting edge iDrive sat-nav software (2015+ models)
  • Optional traffic sign recognition
  • Optional Apple CarPlay

BMW 3 Series finance

The BMW 3 Series remains one of the best compact executive cars around, perfect if you’re looking for a vehicle which is larger than a compact but smaller than an executive car. The 3 Series comes in many different body styles including a sedan, wagon, coupe and hatchback, the range is huge and there’s lots of styles and features to choose from.

Other reasons to finance a BMW 3 Series
  • Competitive fuel economy and CO2 figures
  • Strong engine range with an entry-level of 1.5 litre
  • Possible to opt for BMW’s Adaptive M Sport suspension allowing for greater handling (2017+ models)
  • Hybrid options available
BMW 3 series car finance

Finding your monthly budget


- +

- +

{{ budgetErrorMessage }}

Summary

You might be able to finance up to {{ budgetMaxLend | currency '£' }}. You can pay it back over {{ budgetTerm }} months at a repayment cost of {{ budgetRepayment | currency '£' }} a month.

Calculated APR: {{ budgetApr * 100 | round '1' }}%

Apply online

Representative
APR 34.9%

Other car brands

Citroen

Find out more

Nissan

Find out more

Vauxhall

Find out more

Why buy a BMW?

Originally founded as a manufacturer of aircraft engines, BMW is now a prestigious German car and motorcycle brand, known for their upmarket luxury vehicles. The BMW badge may be a status symbol for some, but for other’s it’s because BMW’s are known as “The Ultimate Driving Machine”.  BMW produces a range of car models each offering drivers a premium and enjoyable experience behind the wheel.

How does our car finance work?

To be eligible for BMW car finance you’ll need to meet the pre-application criteria which includes being between the age of 21 to 65, earning more than £1,000 monthly (after tax) and being able to prove your identity and address. You must also have a bank account that accepts direct debits. When choosing your BMW vehicle, you’ll need to ensure you’re buying the car from a reputable dealer, and a mileage of less than 120,000 and that the car is less than 12 years old.

If you meet this, we’ll then conduct an initial soft credit search which won’t affect your credit score. This is simply to determine if you are eligible for car finance.

If you qualify for car finance, we’ll offer a conditional sale agreement. This means you’ll have full use of the car, but that Moneybarn are the legal owners. Once the repayment period is over, you’ll become the legal owner of the car.

Popular types of BMW

BMW 1 Series finance

BMW 1 series car finance

 

The BMW 1 Series is a subcompact executive car and one of the smallest BMW’s making it the most affordable within the BMW range. The 1 Series is one of the most popular types of hatchback as almost 2 million BMW 1 Series models have been sold since 2005. The 1 Series aims to please everyone with its sporty design powerful performance and efficiency.

Other reasons to finance a BMW 1 Series

  • 3 and 5 door options available
  • 360 L boot space
  • Optional all-wheel drive (2011+ models)
  • BMW ConnectedDrive (2011+ models)

BMW 2 Series finance

BMW 2 series car finance

 

The BMW 2 Series is one of the newer ranges from BMW, releasing the first generation in 2014. The series body styles include the coupé and convertible, to give a sporty feel, rivalling the Audi TT. The 2 Series is also known for its great performance and fairly low running costs making it an enjoyable car to drive. From 2014 the Tourer was added to the BMW 2 Series range, a 5 seat Active Tourer and an extended 7 seat Gran Tourer.

Other reasons to finance a BMW 2 Series

  • Current SE specification includes rear parking sensors and sat-nav
  • Built-in cutting edge iDrive sat-nav software (2015+ models)
  • Optional traffic sign recognition

Optional Apple CarPlay

BMW 3 Series finance
BMW 3 series car finance

 

The BMW 3 Series remains one of the best compact executive cars around, perfect if you’re looking for a vehicle which is larger than a compact but smaller than an executive car. The 3 Series comes in many different body styles including a sedan, wagon, coupe and hatchback, the range is huge and there’s lots of styles and features to choose from.

Other reasons to finance a BMW 3 Series

  • Competitive fuel economy and CO2 figures
  • Strong engine range with an entry-level of 1.5 litre
  • Possible to opt for BMW’s Adaptive M Sport suspension allowing for greater handling (2017+ models)
  • Hybrid options available
How much will it cost?

Summary

Monthly payment: {{ monthlyRepayment | currency '£' }}
Total to repay: {{ totalToRepay | currency '£' }}
Calculated APR: {{ apr | round '1' }}%

Representative 34.9% APR

Get a quote

Other car brands

Citroen

Find out more

Nissan

Find out more

Vauxhall

Find out more