Apply

BMW car finance

We can help walk you through the entire car finance process.
To get started you will need:
  • Monthly earnings over £1,000 (after tax)
  • To be aged between 21 and 70
  • A full valid UK driving licence
  • 2 consecutive months of payslips or bank statements

What your loan could look like

We can help walk you through the entire car finance process - check it out

  • Monthly payment: £000.00
  • Total to repay: £00,000.00
  • Calculated APR: 00.0%

Get a quote

Representative 33.5% APR

BMW car finance

Get BMW finance today! We may be able to help finance your BMW, even if you’ve been turned down by other lenders.

 

 

What your car loan could look like

  • Monthly payment: £000.00
  • Total to repay: £00,000.00
  • Calculated APR: 00.0%

Get a quote

Representative 33.5% APR

Trustpilot
Trustpilot

Why buy a BMW?

Originally founded as a manufacturer of aircraft engines, BMW is now a prestigious German car and motorcycle brand, known for their upmarket luxury vehicles. The BMW badge may be a status symbol for some, but for other’s it’s because BMW’s are known as “The Ultimate Driving Machine”.  BMW produces a range of car models each offering drivers a premium and enjoyable experience behind the wheel.

Why buy a BMW?

Originally founded as a manufacturer of aircraft engines, BMW is now a prestigious German car and motorcycle brand, known for their upmarket luxury vehicles. The BMW badge may be a status symbol for some, but for other’s it’s because BMW’s are known as “The Ultimate Driving Machine”.  BMW produces a range of car models each offering drivers a premium and enjoyable experience behind the wheel.

How does our car finance work?

To be eligible for BMW car finance you’ll need to meet the pre-application criteria which includes being between the age of 21 to 70, earning more than £1,000 monthly (after tax) and being able to prove your identity and address. You must also have a bank account that accepts direct debits. When choosing your BMW vehicle, you’ll need to ensure you’re buying the car from a reputable dealer, and a mileage of less than 120,000 and that the car is less than 15 years old at the end of your agreement.

If you meet this, we’ll then conduct an initial soft credit search which won’t affect your credit score. This is simply to determine if you are eligible for car finance.

If you qualify for car finance, we’ll offer a conditional sale agreement. This means you’ll have full use of the car, but that Moneybarn are the legal owners. Once the repayment period is over, you’ll become the legal owner of the car.

How does our car finance work?

To be eligible for BMW car finance you’ll need to meet the pre-application criteria which includes being between the age of 21 to 70, earning more than £1,000 monthly (after tax) and being able to prove your identity and address. You must also have a bank account that accepts direct debits. When choosing your BMW vehicle, you’ll need to ensure you’re buying the car from a reputable dealer, and a mileage of less than 120,000 and that the car is less than 15 years old at the end of your agreement.

If you meet this, we’ll then conduct an initial soft credit search which won’t affect your credit score. This is simply to determine if you are eligible for car finance.

If you qualify for car finance, we’ll offer a conditional sale agreement. This means you’ll have full use of the car, but that Moneybarn are the legal owners. Once the repayment period is over, you’ll become the legal owner of the car.

Popular types of BMW

Popular types of BMW

BMW 1 Series finance

The BMW 1 Series is a subcompact executive car and one of the smallest BMW’s making it the most affordable within the BMW range. The 1 Series is one of the most popular types of hatchback as almost 2 million BMW 1 Series models have been sold since 2005. The 1 Series aims to please everyone with its sporty design powerful performance and efficiency.

Other reasons to choose a BMW 1 Series
  • 3 and 5 door options available
  • 360 L boot space
  • Optional all-wheel drive (2011+ models)
  • BMW ConnectedDrive (2011+ models)
BMW-1-series

BMW 1 Series finance

The BMW 1 Series is a subcompact executive car and one of the smallest BMW’s making it the most affordable within the BMW range. The 1 Series is one of the most popular types of hatchback as almost 2 million BMW 1 Series models have been sold since 2005. The 1 Series aims to please everyone with its sporty design powerful performance and efficiency.

Other reasons to choose a BMW 1 Series
  • 3 and 5 door options available
  • 360 L boot space
  • Optional all-wheel drive (2011+ models)
  • BMW ConnectedDrive (2011+ models)
BMW-1-series
BMW-2-series

BMW 2 Series finance

The BMW 2 Series is one of the newer ranges from BMW, releasing the first generation in 2014. The series body styles include the coupé and convertible, to give a sporty feel, rivalling the Audi TT. The 2 Series is also known for its great performance and fairly low running costs making it an enjoyable car to drive. From 2014 the Tourer was added to the BMW 2 Series range, a 5 seat Active Tourer and an extended 7 seat Gran Tourer.

Other reasons to choose a BMW 2 Series
  • Current SE specification includes rear parking sensors and sat-nav
  • Built-in cutting edge iDrive sat-nav software (2015+ models)
  • Optional traffic sign recognition
  • Optional Apple CarPlay
BMW-2-series

BMW 2 Series finance

The BMW 2 Series is one of the newer ranges from BMW, releasing the first generation in 2014. The series body styles include the coupé and convertible, to give a sporty feel, rivalling the Audi TT. The 2 Series is also known for its great performance and fairly low running costs making it an enjoyable car to drive. From 2014 the Tourer was added to the BMW 2 Series range, a 5 seat Active Tourer and an extended 7 seat Gran Tourer.

Other reasons to choose a BMW 2 Series
  • Current SE specification includes rear parking sensors and sat-nav
  • Built-in cutting edge iDrive sat-nav software (2015+ models)
  • Optional traffic sign recognition
  • Optional Apple CarPlay

BMW 3 Series finance

The BMW 3 Series remains one of the best compact executive cars around, perfect if you’re looking for a vehicle which is larger than a compact but smaller than an executive car. The 3 Series comes in many different body styles including a sedan, wagon, coupe and hatchback, the range is huge and there’s lots of styles and features to choose from.

Other reasons to finance a BMW 3 Series
  • Competitive fuel economy and CO2 figures
  • Strong engine range with an entry-level of 1.5 litre
  • Possible to opt for BMW’s Adaptive M Sport suspension allowing for greater handling (2017+ models)
  • Hybrid options available
BMW-3-series

BMW 3 Series finance

The BMW 3 Series remains one of the best compact executive cars around, perfect if you’re looking for a vehicle which is larger than a compact but smaller than an executive car. The 3 Series comes in many different body styles including a sedan, wagon, coupe and hatchback, the range is huge and there’s lots of styles and features to choose from.

Other reasons to finance a BMW 3 Series
  • Competitive fuel economy and CO2 figures
  • Strong engine range with an entry-level of 1.5 litre
  • Possible to opt for BMW’s Adaptive M Sport suspension allowing for greater handling (2017+ models)
  • Hybrid options available
BMW-3-series

What your BMW car loan could look like

Summary

You might be able to finance up to £00,000.00. You can pay it back over 00 months at a repayment cost of £000.00 a month.

Calculated APR:

Representative 33.5% APR

Get a quote

What your BMW car loan could look like

You might be able to finance up to £00,000.00. You can pay it back over 00 months at a repayment cost of £000.00 a month.

Calculated APR:

Get a quote

Representative 33.5% APR

Other car brands

Other car brands

Citroen

Citroen

Nissan

Nissan

Audi

Audi

Citroen

Citroen

Nissan

Nissan

Audi

Audi

Bad credit? No problem.

If you’ve been suffering with a bad credit history, you’re in good hands. As bad credit car finance specialists, Moneybarn understand that you still need a reliable vehicle to get to work.

Bad credit car finance

Car finance explained

Our guide explains how car finance works and the different types of car finance available, so you can choose the option that’s right for you.

Car finance explained

Buying your next vehicle

Need some car buying tips? We provide some useful areas we think you should consider – from researching to buying and then maintaining your car.

Buying your next vehicle tips

For a better road ahead

Moneybarn is a member of the Finance and Leasing Association, the official trade organisation of the motor finance industry. The FLA promotes best practice in the motor finance industry for lending and leasing to consumers and businesses.

Moneybarn is the trading style of Moneybarn No. 1 Limited, a company registered in England and Wales with company number 04496573, and Moneybarn Limited, a company registered in England and Wales with company number 02766324. The registered address for these companies is: Athena House, Bedford Road, Petersfield, Hampshire, GU32 3LJ.

Moneybarn’s VAT registration number is 180 5559 52.

Moneybarn Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702781)

Moneybarn No. 1 Limited  is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702780)

sub prime-lender year award
National Credit Winner
FLA logo
feefo trusted service
© Copyright 2023 Moneybarn Limited
© Copyright 2023 Moneybarn Limited

Representative example: Total amount of credit £10,659. Repayable over 58 months, 57 monthly payments of £347.96. Representative 33.5% APR (fixed). Deposit of £884.64. Total charge for credit £9,174.72. Total amount payable £20,718.36. Subject to status and affordability. You could risk losing your vehicle if you do not keep up payments.