Car finance in Glasgow

Car finance in Glasgow

We could help you finance a reliable car so you can get around Glasgow. We’ve helped thousands of customers up and down the UK, including in Glasgow.

How to get Glasgow car finance

We use a Conditional Sale agreement for our car finance. This is where you borrow money to cover the cost of your new car. You then make monthly repayments for the agreed period, between 36 to 60 months. Once you’ve made your final repayment, you’ll be the full owner of the car.

If that sounds interesting then try out our car finance calculator. It will give you an idea of what your finance might look like, depending on the amount you’d like to borrow and for how long.

To get car finance you’ll need:

  • Monthly earnings over £1,000 (after tax)
  • To be aged between 20 and 75
  • A full valid UK driving licence
  • 2 consecutive months of payslips

We could help you finance a reliable car so you can get around Glasgow. We’ve helped thousands of customers up and down the UK, including in Glasgow.

How to get Glasgow car finance

We use a Conditional Sale agreement for our car finance. This is where you borrow money to cover the cost of your new car. You then make monthly repayments for the agreed period, between 36 to 60 months. Once you’ve made your final repayment, you’ll be the full owner of the car.

If that sounds interesting then try out our car finance calculator. It will give you an idea of what your finance might look like, depending on the amount you’d like to borrow and for how long.

To get car finance you’ll need:

  • Monthly earnings over £1,000 (after tax)
  • To be aged between 20 and 75
  • A full valid UK driving licence
  • 2 consecutive months of payslips

Bad credit car finance in Glasgow

If you’re looking for car finance in Glasgow and have bad credit, don’t worry. We’ve helped thousands of customers who have been refused finance get the car they need.

Even if you have a CCJ or IVA, we could help. We understand that your credit score doesn’t change the fact that you need a car to get around.

If you’re ready, you can get a quote today. It only takes 5 minutes to fill out our online form, and if you’d rather apply over the phone then you can just leave your contact details and we’ll call you back at a time that suits you.

Used cars on finance in Glasgow

Bad credit car finance in Glasgow

If you’re looking for car finance in Glasgow and have bad credit, don’t worry. We’ve helped thousands of customers who have been refused finance get the car they need.

Even if you have a CCJ or IVA, we could help. We understand that your credit score doesn’t change the fact that you need a car to get around.

If you’re ready, you can get a quote today. It only takes 5 minutes to fill out our online form, and if you’d rather apply over the phone then you can just leave your contact details and we’ll call you back at a time that suits you.

Used cars on finance in Glasgow

We can provide finance for cars that meet our lending criteria.

When you’re looking for a car in Glasgow, make sure it meets our lending criteria:

  • Valued between £4,000-£35,000
  • Up to 120,000 miles on the clock
  • No more than 15 years old by the end of the agreement

Below are some examples of cars for sale in Glasgow that we could finance. They’re from reputable dealerships we trust.

If you still aren’t sure which car you’d like to finance, don’t worry. Our friendly experts will be able to help you search for the car you need.

We have over 30 years of experience helping people up and down the UK get the vehicle finance they need.

We use a soft credit check at the point of application, which doesn’t affect your credit score. Get a quote in less than 5 minutes today and let us help you onto a better road ahead.

We can provide finance for cars that meet our lending criteria.

When you’re looking for a car in Glasgow, make sure it meets our lending criteria:

  • Valued between £4,000-£35,000
  • Up to 120,000 miles on the clock
  • No more than 15 years old by the end of the agreement

To the right are some examples of cars for sale in Glasgow that we could finance. They’re from reputable dealerships we trust.

If you still aren’t sure which car you’d like to finance, don’t worry. Our friendly experts will be able to help you search for the car you need.

We have over 30 years of experience helping people up and down the UK get the vehicle finance they need.

We use a soft credit check at the point of application, which doesn’t affect your credit score. Get a quote in less than 5 minutes today and let us help you onto a better road ahead.

Glasgow car finance calculator

Summary

  • Monthly payment: £000.00
  • Total to repay: £00,000.00
  • Calculated APR: 00.0%

Representative 30.5% APR

Glasgow car finance calculator

  • Monthly payment: £000.00
  • Total to repay: £00,000.00
  • Calculated APR: 00.0%

Representative 30.5% APR

Can I get guaranteed car finance in Glasgow?

No, unfortunately guaranteed car finance is a myth even if you have bad credit. It doesn’t exist.

No responsible dealer or lender in Glasgow can guarantee car finance without running the appropriate affordability and credit checks. Only once they have done these checks will they be able to tell you for definite.

There are specialist lenders who can help if you have bad credit. However, you should be wary of anyone claiming to offer guaranteed car finance.

Can I get car finance in Glasgow with no credit checks?

Think about it this way. Everyone’s credit score, income, and history are different. Just like this, everyone’s eligibility for car finance is different. As a responsible lender, we use a soft credit check to make sure any finance we offer is affordable for you.

You might have heard of dealers in Glasgow offering car finance with no credit checks. This doesn’t exist. Responsible lenders will always need to do a credit check before you apply.

The difference is whether they do a soft or hard credit check at the point of application. When you get a quote with us, we use a soft check, and only use a hard check when contracts are drawn up for you to sign. However, some lenders may use a hard check as soon as you make an application. For more information, see our guide which debunks the myth of no credit check car finance.

Can I get car finance in Glasgow with no deposit?

Whether or not you can get no deposit car finance depends on a number of factors. These include affordability and credit history.

You may be able to get car finance with no deposit, subject to affordability. However, some of our agreements may require a deposit. Our team can guide you through this process.

We’ve written a guide explaining the pros and cons of getting car finance with no deposit so you can make an informed decision.

What to know about driving in Glasgow

Glasgow has been developed to have lots of motorways throughout, making it easy enough to get around the city, but also from the airport and further afield. It has a grid-like city centre making it easier for drivers to navigate, and if you get lost it’s easy enough to get back in the right direction.

Our recent study on parking spaces found that Glasgow was in the top 20 places in the UK, with 10.65 spaces available per 1,000 cars. However, the Scottish city ranked 7th most expensive for parking with the average price being £4.03 for a one-hour stay!

Why apply for finance with Moneybarn?

As the UK’s leading lender of specialist car, van and motorbike finance, we help thousands of drivers every month move past their credit score. We aim to make financing a vehicle as simple and seamless as possible. We offer a Conditional Sale agreement, which means you’ll legally own the car once you make your final repayment.

Our hard work has earned us many major industry awards over the years. Our most recent 2023 awards include ‘Vehicle Finance Provider of the Year’ at the MoneyAge National Credit Awards, ‘Subprime Lender of the Year’ at the Motor Finance Europe Awards, and highly commended for ‘Finance Provider of the Year (subprime)’ at the Car Dealer Magazine Power Awards. 

Can I get guaranteed car finance in Glasgow?

No, unfortunately guaranteed car finance is a myth even if you have bad credit. It doesn’t exist.

No responsible dealer or lender in Glasgow can guarantee car finance without running the appropriate affordability and credit checks. Only once they have done these checks will they be able to tell you for definite.

There are specialist lenders who can help if you have bad credit. However, you should be wary of anyone claiming to offer guaranteed car finance.

Can I get car finance in Glasgow with no credit checks?

Think about it this way. Everyone’s credit score, income, and history are different. Just like this, everyone’s eligibility for car finance is different. As a responsible lender, we use a soft credit check to make sure any finance we offer is affordable for you.

You might have heard of dealers in Glasgow offering car finance with no credit checks. This doesn’t exist. Responsible lenders will always need to do a credit check before you apply.

The difference is whether they do a soft or hard credit check at the point of application. When you get a quote with us, we use a soft check, and only use a hard check when contracts are drawn up for you to sign. However, some lenders may use a hard check as soon as you make an application. For more information, see our guide which debunks the myth of no credit check car finance.

Can I get car finance in Glasgow with no deposit?

Whether or not you can get no deposit car finance depends on a number of factors. These include affordability and credit history.

You may be able to get car finance with no deposit, subject to affordability. However, some of our agreements may require a deposit. Our team can guide you through this process.

We’ve written a guide explaining the pros and cons of getting car finance with no deposit so you can make an informed decision.

What to know about driving in Glasgow

Glasgow has been developed to have lots of motorways throughout, making it easy enough to get around the city, but also from the airport and further afield. It has a grid-like city centre making it easier for drivers to navigate, and if you get lost it’s easy enough to get back in the right direction.

Our recent study on parking spaces found that Glasgow was in the top 20 places in the UK, with 10.65 spaces available per 1,000 cars. However, the Scottish city ranked 7th most expensive for parking with the average price being £4.03 for a one-hour stay!

Why apply for finance with Moneybarn?

As the UK’s leading lender of specialist car, van and motorbike finance, we help thousands of drivers every month move past their credit score. We aim to make financing a vehicle as simple and seamless as possible. We offer a Conditional Sale agreement, which means you’ll legally own the car once you make your final repayment.

Our hard work has earned us many major industry awards over the years. Our most recent 2023 awards include ‘Vehicle Finance Provider of the Year’ at the MoneyAge National Credit Awards, ‘Subprime Lender of the Year’ at the Motor Finance Europe Awards, and highly commended for ‘Finance Provider of the Year (subprime)’ at the Car Dealer Magazine Power Awards. 

FAQs about Glasgow car finance

We have a list of reputable dealers that we work with. Some local dealerships you could use that have positive ratings include:

  • 1st Choice Cars, Shieldhall Road, G51 4XB
  • SR Motors, Paisley Road West, G52 3QH
  • Hillington Motor Company, Rutherglen, G73 1LJ

Please note that you can apply for car finance in Glasgow from any reputable dealer, not just the above list.

If you don’t know whether the car or dealer fits our lending criteria, don’t worry. Our team can help guide you through the process.

When you get a quote with us, we use a soft search which does not affect your credit score. 

Other lenders might use a hard search at the point of application, so its important to understand the difference between a soft search and a hard search.

When you decide you want to enter into a finance agreement with us, a hard search will be done on your credit file which will affect your credit score.

The most popular car brand financed by our customers in Birmingham is Vauxhall. The second most popular is Ford, and the third most popular is Audi.

If you aren’t sure which car you’d like, don’t worry! We can help guide you through that process.

When you make an application, you’ll need to provide some personal details and information about you and your financial situation. If you wish to enter into an agreement then you would need to provide proof of identification (usually a drivers licence) and proof of income with 2 consecutive months of payslips.

Further documents might be needed as part of our affordability checks. If that is the case then our team will be able to guide you through that process.

FAQs about Glasgow car finance

We have a list of reputable dealers that we work with. Some local dealerships you could use that have positive ratings include:

  • 1st Choice Cars, Shieldhall Road, G51 4XB
  • SR Motors, Paisley Road West, G52 3QH
  • Hillington Motor Company, Rutherglen, G73 1LJ

Please note that you can apply for car finance in Glasgow from any reputable dealer, not just the above list.

If you don’t know whether the car or dealer fits our lending criteria, don’t worry. Our team can help guide you through the process.

When you get a quote with us, we use a soft search which does not affect your credit score. 

Other lenders might use a hard search at the point of application, so its important to understand the difference between a soft search and a hard search.

When you decide you want to enter into a finance agreement with us, a hard search will be done on your credit file which will affect your credit score.

The most popular car brand financed by our customers in Birmingham is Vauxhall. The second most popular is Ford, and the third most popular is Audi.

If you aren’t sure which car you’d like, don’t worry! We can help guide you through that process.

When you make an application, you’ll need to provide some personal details and information about you and your financial situation. If you wish to enter into an agreement then you would need to provide proof of identification (usually a drivers licence) and proof of income with 2 consecutive months of payslips.

Further documents might be needed as part of our affordability checks. If that is the case then our team will be able to guide you through that process.

Bad credit? No problem.

If you’ve been suffering with a bad credit history, you’re in good hands. We understand that you still need a reliable car to get to around

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