TrustScore 4.4 | 13,086 reviews
TrustScore 4.4 | 13,086 reviews
TrustScore 4.4 | 13,086 reviews
TrustScore 4.4 | 13,086 reviews
TrustScore 4.4 | 13,086 reviews
TrustScore 4.4 | 13,086 reviews
TrustScore 4.4 | 13,086 reviews
Showing our 4 & 5 star reviews
Showing our 4 & 5 star reviews
Looking for a reliable car to get you around Sheffield? We could help. We’ve helped thousands of customers up and down the UK, including in Sheffield, get the car finance they need.
Car finance is where you borrow money to cover the cost of your new car. You then repay the finance amount each month for the length of the agreement. Once you’ve made your final repayment, you’ll fully own the car.
To get car finance you’ll need:
Looking for a reliable car to get you around Sheffield? We could help. We’ve helped thousands of customers up and down the UK, including in Sheffield, get the car finance they need.
Car finance is where you borrow money to cover the cost of your new car. You then repay the finance amount each month for the length of the agreement. Once you’ve made your final repayment, you’ll fully own the car.
To get car finance you’ll need:
If you’re looking to get car finance in Sheffield, and have poor credit, you might worry if this affects your chances of getting a car. We could help. We’re specialists in bad credit car finance. Even if you’ve been refused car finance by other lenders, or because you have a CCJ or IVA. We understand that your credit score doesn’t change the fact you need a car to get around.
If you’re looking for car finance with bad credit in Sheffield and don’t know where to start, try our car finance calculator below. This will give you a clear idea of what your car finance could look like, depending on how much you are looking to borrow and over the repayment term that suits you.
If you’re looking to get car finance in Sheffield, and have poor credit, you might worry if this affects your chances of getting a car. We could help. We’re specialists in bad credit car finance. Even if you’ve been refused car finance by other lenders, or because you have a CCJ or IVA. We understand that your credit score doesn’t change the fact you need a car to get around.
If you’re looking for car finance with bad credit in Sheffield and don’t know where to start, try our car finance calculator below. This will give you a clear idea of what your car finance could look like, depending on how much you are looking to borrow and over the repayment term that suits you.
We can provide finance for cars that meet our lending criteria.
When you’re looking for a car in Sheffield, make sure it meets our lending criteria:
Below are some examples of cars for sale in Sheffield that we could finance. They’re from reputable dealerships we trust.
If you still aren’t sure which car you’d like to finance, don’t worry. Our friendly experts will be able to help you search for the car you need.
We have over 30 years of experience helping people up and down the UK get the vehicle finance they need.
We use a soft credit check at the point of application, which doesn’t affect your credit score. Get a quote in less than 5 minutes today and let us help you onto a better road ahead.
We can provide finance for cars that meet our lending criteria.
When you’re looking for a car in Sheffield, make sure it meets our lending criteria:
To the right are some examples of cars for sale in Sheffield that we could finance. They’re from reputable dealerships we trust.
If you still aren’t sure which car you’d like to finance, don’t worry. Our friendly experts will be able to help you search for the car you need.
We have over 30 years of experience helping people up and down the UK get the vehicle finance they need.
We use a soft credit check at the point of application, which doesn’t affect your credit score. Get a quote in less than 5 minutes today and let us help you onto a better road ahead.
There has been an error and we are unable to provide you with a quote. Please click here to continue with your application.
There has been an error and we are unable to provide you with a quote. Please click here to continue with your application.
No, unfortunately guaranteed car finance is a myth even if you have bad credit. Think about it this way – everyone is different. We all have different circumstances, that’s why no responsible dealer or lender in Sheffield can guarantee you any type of finance.
Only once they have done the appropriate affordability and credit checks will they be able to tell you whether or not they could offer you finance. That’s why you should be wary of anyone claiming to offer guaranteed car finance in Sheffield.
If you have poor credit, there are specialist lenders such as Moneybarn who could help.
Sheffield is built upon many hills, being located right next to the peak district, so get used to doing hill starts if you going to be driving around Sheffield frequently.
Within the city centre there are lots of one-way roads, pedestrian areas, bus lanes and cyclists so do watch out for those and follow your maps if you are new to the area. There are also lots of trams running from the suburbs to the centre, so don’t be concerned if you end up driving on a tram track, as this is normal for Sheffield.
If you’re looking to park in Sheffield city centre, thankfully they ranked in the top 20 across the UK for the most available and affordable parking spaces.
With an inner city ring road, traffic flows quite well on and off this major road and therefore congestion, like most cities is only really seen around rush hour.
As the UK’s leading lender of specialist car, van and motorbike finance, we help thousands of drivers every month move past their credit score. We aim to make financing a vehicle as simple and seamless as possible, and use a Conditional Sale (CS) agreement.
Our hard work has earned us many major industry awards over the years. Our most recent 2023 awards include ‘Vehicle Finance Provider of the Year’ at the MoneyAge National Credit Awards, ‘Subprime Lender of the Year’ at the Motor Finance Europe Awards, and highly commended for ‘Finance Provider of the Year (subprime)’ at the Car Dealer Magazine Power Awards.
No, unfortunately guaranteed car finance is a myth even if you have bad credit. Think about it this way – everyone is different. We all have different circumstances, that’s why no responsible dealer or lender in Sheffield can guarantee you any type of finance.
Only once they have done the appropriate affordability and credit checks will they be able to tell you whether or not they could offer you finance. That’s why you should be wary of anyone claiming to offer guaranteed car finance in Sheffield.
If you have poor credit, there are specialist lenders such as Moneybarn who could help.
Sheffield is built upon many hills, being located right next to the peak district, so get used to doing hill starts if you going to be driving around Sheffield frequently.
Within the city centre there are lots of one-way roads, pedestrian areas, bus lanes and cyclists so do watch out for those and follow your maps if you are new to the area. There are also lots of trams running from the suburbs to the centre, so don’t be concerned if you end up driving on a tram track, as this is normal for Sheffield.
If you’re looking to park in Sheffield city centre, thankfully they ranked in the top 20 across the UK for the most available and affordable parking spaces.
With an inner city ring road, traffic flows quite well on and off this major road and therefore congestion, like most cities is only really seen around rush hour.
As the UK’s leading lender of specialist car, van and motorbike finance, we help thousands of drivers every month move past their credit score. We aim to make financing a vehicle as simple and seamless as possible, and use a Conditional Sale (CS) agreement.
Our hard work has earned us many major industry awards over the years. Our most recent 2023 awards include ‘Vehicle Finance Provider of the Year’ at the MoneyAge National Credit Awards, ‘Subprime Lender of the Year’ at the Motor Finance Europe Awards, and highly commended for ‘Finance Provider of the Year (subprime)’ at the Car Dealer Magazine Power Awards.
We have a list of reputable dealers that we work with. Some local dealerships you could use that have positive ratings include:
Please note that you can apply for car finance in Sheffield from any reputable dealer, not just the above list.
If you don’t know whether the car or dealer fits our lending criteria, don’t worry. Our team can help guide you through the process.
When you get a quote with us, we use a soft search which does not affect your credit score.
Other lenders might use a hard search at the point of application, so its important to understand the difference between a soft search and a hard search.
When you decide to proceed with the loan, a hard search will be done on your credit file which will affect your credit score.
When you make an application, you’ll need to provide some personal details and information about you and your financial situation. If you wish to enter into an agreement then you would need to provide proof of identification (usually a drivers licence) and proof of income with 2 consecutive months of payslips.
Further documents might be needed as part of our affordability checks. If that is the case then our team will be able to guide you through that process.
Whether or not you can get no deposit car finance depends on a number of factors. These include affordability and credit history.
You may be able to get car finance with no deposit, subject to affordability. However, some of our agreements may require a deposit. Our team can guide you through this process.
We’ve written a guide explaining the pros and cons of getting car finance with no deposit so you can make an informed decision.
We have a list of reputable dealers that we work with. Some local dealerships you could use that have positive ratings include:
Please note that you can apply for car finance in Sheffield from any reputable dealer, not just the above list.
If you don’t know whether the car or dealer fits our lending criteria, don’t worry. Our team can help guide you through the process.
When you get a quote with us, we use a soft search which does not affect your credit score.
Other lenders might use a hard search at the point of application, so its important to understand the difference between a soft search and a hard search.
When you decide to proceed with the loan, a hard search will be done on your credit file which will affect your credit score.
When you make an application, you’ll need to provide some personal details and information about you and your financial situation. If you wish to enter into an agreement then you would need to provide proof of identification (usually a drivers licence) and proof of income with 2 consecutive months of payslips.
Further documents might be needed as part of our affordability checks. If that is the case then our team will be able to guide you through that process.
Whether or not you can get no deposit car finance depends on a number of factors. These include affordability and credit history.
You may be able to get car finance with no deposit, subject to affordability. However, some of our agreements may require a deposit. Our team can guide you through this process.
We’ve written a guide explaining the pros and cons of getting car finance with no deposit so you can make an informed decision.
If you’ve been suffering with a bad credit history, you’re in good hands. We understand that you still need a reliable car to get to around.
Our guide explains how car finance works and the different types of car finance available, so you can make an informed decision.
A common misconception is that, just because you’re on benefits, you can’t get the car on finance you need. Find out more in our guide.
Moneybarn is a member of the Finance and Leasing Association, the official trade organisation of the motor finance industry. The FLA promotes best practice in the motor finance industry for lending and leasing to consumers and businesses.
Moneybarn is the trading style of Moneybarn No. 1 Limited, a company registered in England and Wales with company number 04496573, and Moneybarn Limited, a company registered in England and Wales with company number 02766324. The registered address for these companies is: Athena House, Bedford Road, Petersfield, Hampshire, GU32 3LJ.
Moneybarn’s VAT registration number is 180 5559 52.
Moneybarn Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702781)
Moneybarn No. 1 Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702780)
