FAQs - Checking eligibility

Do I have to be on the electoral roll for car finance?

Sam Wooller, Customer Experience Communications Manager
Friday, 04 September 2020

No you don’t, but it might make it more difficult. Not being on the electoral roll is a big factor that can make a big impact on your credit score. Meaning it will be more difficult to get a car loan with the credit score you have, as you are not on the electoral roll.

You can still apply though, as our aim is to get people into vehicles who may have been turned down by other lenders. Our initial application will not impact your credit score and you’ll get a quick answer as to whether we can help you with vehicle finance.