FAQs - The application process

Can my partner apply for car finance on my behalf?

Sam Wooller, Customer Experience Communications Manager
Friday, 04 September 2020

No. This would be called fronting and is illegal. However, you can make a joint application together, which will mean we’ll take both your incomes into account in our affordability checks.

If your partner has a better credit rating than you, then this may make you more likely to be accepted and with a lower APR. However, we will not know this until after you have applied.

You can apply quickly as an application only takes 5 minutes, and we’ll be able to tell you whether you’ve been accepted near enough straight away.