FAQs - The application process

Can you finance a car for someone else?

Sam Wooller, Customer Experience Communications Manager
Friday, 04 September 2020

No. This would be called fronting and is illegal. However, you can make a joint application together, which will mean we’ll take both your incomes into account in our affordability checks.

If your partner has a better credit rating than you, then this may make you more likely to be accepted and with a lower APR. However, we will not know this until after you have applied.

You can apply quickly as an application only takes 5 minutes, and we’ll be able to tell you whether you’ve been accepted near enough straight away.