FAQs - The application process

Can you finance a car for someone else?

Sam Wooller, Customer Experience Communications Manager
Friday, 09 December 2022

Applying for car finance on behalf of someone else is known as “fronting” which is illegal. It is also illegal for someone else to finance a car for you.

Your car finance agreement is dependent on a number of personal factors. These include affordability and credit history. Everyone’s eligibility for car finance is different, that’s why it is illegal to pretend you are someone else when applying, or for someone else to pretend they are you.

If you’ve got a less than perfect credit history, don’t worry. We are specialists in helping those with bad credit get car finance. We help thousands of customers each month with the vehicle they need. There are a number of ways you could still get car finance, even if you’ve been refused elsewhere.

You could consider making a joint application. This is where the circumstances of both you and your partner, mum, dad or whoever you are applying with are taken into account. If the person you are applying with has a better income or credit score then you, then this may help your chances.