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Car finance ›
Is Moneybarn a broker or a lender?
Updated: Monday, 18 September 2023
We’re a lender that offers Conditional Sale vehicle finance. This means we provide you with the finance you need, by paying the dealership you choose, for the vehicle you want (if it fits within our lending criteria). Visit our guide to learn more about the different types of vehicle finance.
We will be the legal owners of the vehicle whilst you are paying us back in regular monthly payments. Our agreements last between 36 and 60 months. Once you make your final payment and complete the car finance agreement you will become the legal owner.
A vehicle finance broker is very different. They do not lend money but will help you find a lender that would offer you the finance need. Think of them as more of a search engine for finance, often showing you multiple options to choose from.
We’re a lender that offers Conditional Sale vehicle finance. This means we provide you with the finance you need, by paying the dealership you choose, for the vehicle you want (if it fits within our lending criteria). Visit our guide to learn more about the different types of vehicle finance.
We will be the legal owners of the vehicle whilst you are paying us back in regular monthly payments. Our agreements last between 36 and 60 months. Once you make your final payment and complete the car finance agreement you will become the legal owner.
A vehicle finance broker is very different. They do not lend money but will help you find a lender that would offer you the finance need. Think of them as more of a search engine for finance, often showing you multiple options to choose from.
For a better road ahead
Moneybarn is a member of the Finance and Leasing Association, the official trade organisation of the motor finance industry. The FLA promotes best practice in the motor finance industry for lending and leasing to consumers and businesses.
Moneybarn is the trading style of Moneybarn No. 1 Limited, a company registered in England and Wales with company number 04496573, and Moneybarn Limited, a company registered in England and Wales with company number 02766324. The registered address for these companies is: Athena House, Bedford Road, Petersfield, Hampshire, GU32 3LJ.
Moneybarn’s VAT registration number is 180 5559 52.
Moneybarn Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702781)
Moneybarn No. 1 Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702780)
