Is Moneybarn a broker or a lender?

Mia Bowman, Customer Understanding Coordinator, Sunday, 13 November 2022
Updated: Monday, 18 September 2023

We’re a lender that offers Conditional Sale vehicle finance. This means we provide you with the finance you need, by paying the dealership you choose, for the vehicle you want (if it fits within our lending criteria). Visit our guide to learn more about the different types of vehicle finance.

We will be the legal owners of the vehicle whilst you are paying us back in regular monthly payments. Our agreements last between 36 and 60 months. Once you make your final payment and complete the car finance agreement you will become the legal owner.

A vehicle finance broker is very different. They do not lend money but will help you find a lender that would offer you the finance need. Think of them as more of a search engine for finance, often showing you multiple options to choose from.

We’re a lender that offers Conditional Sale vehicle finance. This means we provide you with the finance you need, by paying the dealership you choose, for the vehicle you want (if it fits within our lending criteria). Visit our guide to learn more about the different types of vehicle finance.

We will be the legal owners of the vehicle whilst you are paying us back in regular monthly payments. Our agreements last between 36 and 60 months. Once you make your final payment and complete the car finance agreement you will become the legal owner.

A vehicle finance broker is very different. They do not lend money but will help you find a lender that would offer you the finance need. Think of them as more of a search engine for finance, often showing you multiple options to choose from.

 
Mia Bowman, Customer Understanding Coordinator
Bringing you guides to help with your vehicle finance agreement and showcasing customers we’ve helped.
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