VW van finance

Are you looking to get a VW van on finance? We could help you get the Volkswagen van you need, even if you have bad credit.

VW van finance

Are you looking to get a VW van on finance? We could help you get the Volkswagen van you need, even if you have bad credit.

With Volkswagen being the manufacturer of the best-selling van of all time, the Transporter, it’s no surprise that they’re high on the list for many people looking to buy a van. With other popular models such as the Caddy, the VW van range is definitely worth exploring.

How does VW van finance work?

With Volkswagen being the manufacturer of the best-selling van of all time, the Transporter, it’s no surprise that they’re high on the list for many people looking to buy a van. With other popular models such as the Caddy, the VW van range is definitely worth exploring.

How does VW van finance work?

Van finance lets you borrow money to cover the cost of your new Volkswagen. It means you can spread the cost over a longer period of time, so you don’t have to pay for it all upfront.

We offer a Conditional Sale agreement. This means we pay the dealership for you, and you have full access to your van. You make monthly payments over a set amount of time, and you’ll legally own the van once you make your final payment.

CS finance is different to other types of van finance like PCP, because you don’t need to make a balloon payment to own the van. With our CS agreement, you’ll automatically own the van at the end of your agreement.

Conditional Sale van finance diagram

Van finance lets you borrow money to cover the cost of your new Volkswagen. It means you can spread the cost over a longer period of time, so you don’t have to pay for it all upfront.

We offer a Conditional Sale agreement. This means we pay the dealership for you, and you have full access to your van. You make monthly payments over a set amount of time, and you’ll legally own the van once you make your final payment.

Conditional Sale van finance diagram

CS finance is different to other types of van finance like PCP, because you don’t need to make a balloon payment to own the van. With our CS agreement, you’ll automatically own the van at the end of your agreement.

Which VW vans can you finance?

We can provide finance for Volkswagen vans that meet our lending criteria.

Which VW vans can you finance?

We can provide finance for Volkswagen vans that meet our lending criteria.

To apply for van finance, you’ll need:

  • Monthly earnings over £1,000 after tax
  • To be aged between 20 and 75
  • A full valid UK driving licence
  • 2 consecutive months of payslips
  • To put down a deposit (subject to affordability)

If you have a particular van in mind, great! Make sure it meets our lending criteria:

  • Priced between £4,000-£35,000
  • No more than 125,000 miles on the clock
  • No older than 12 years at the end of the agreement

To apply for van finance, you’ll need:

  • Monthly earnings over £1,000 after tax
  • To be aged between 20 and 75
  • A full valid UK driving licence
  • 2 consecutive months of payslips
  • To put down a deposit (subject to affordability)

If you have a particular van in mind, great! Make sure it meets our lending criteria:

  • Priced between £4,000-£35,000
  • No more than 125,000 miles on the clock
  • No older than 12 years at the end of the agreement

VW van finance calculator

Summary

  • Monthly payment: £000.00
  • Total to repay: £00,000.00
  • Calculated APR: 00.0%

Representative 30.5% APR

VW van finance calculator

  • Monthly payment: £000.00
  • Total to repay: £00,000.00
  • Calculated APR: 00.0%

Representative 30.5% APR

Unfortunately, my previous van had to be repossessed and I went through an IVA, which made getting finance very tricky, but luckily I found Moneybarn. Moneybarn were able to finance me for a Transit Custom, which is a van I’ve wanted for a while. They have a real personal touch to the whole process – Warren.

Moneybarn customer Warren
Moneybarn customer Warren

Unfortunately, my previous van had to be repossessed and I went through an IVA, which made getting finance very tricky, but luckily I found Moneybarn. Moneybarn were able to finance me for a Transit Custom, which is a van I’ve wanted for a while. They have a real personal touch to the whole process – Warren.

VW van finance for people with bad credit

As specialists in bad credit van finance, we may be able to help you to finance a Volkswagen van even if you’ve been turned down by other lenders.

We’ve helped thousands of people up and down the UK, including people with a poor credit history, those that are in an IVA, or have a CCJWe understand that you may need a van for personal use, or as part of your business if you’re looking for self-employed van finance.

We use a soft search when you apply. This doesn’t affect your credit score, and gives you an instant decision as to whether we could help.

Other van brands we can finance

Not sure if a VW is the right van for you? No problem. We offer finance on a range of vans, as long as they fit within our lending criteria. Other brands that we finance include Ford, Citroen, and Mercedes.

Self-employed van finance

If you’re self-employed it can be difficult to get finance for a van. We consider applications even if you’re self-employed and have bad credit.

Our application process

It is important that you completely understand the vehicle finance agreement that you are entering. Find out more about how a conditional sale agreement works.

Van brands

There’s lots of van brands out there, not just VW. If you’re stuck trying to figure out what’s best for you, click the button below and see our guide.