Showing our 4 & 5 star reviews
Showing our 4 & 5 star reviews
We could help you finance a reliable car in so you can get on with your daily life in and around Portsmouth. We’ve helped thousands of customers up and down the UK, including in Portsmouth, get the car they need.
Car finance is where you borrow money to cover the cost of your new car. You then repay the finance amount each month for the length of the agreement. Our agreements usually last between 36 to 60 months. Once you’ve made your final repayment, you’ll fully own the car. That is how our Conditional Sale car finance works.
To get car finance you’ll need:
If you have a particular car in mind, it must meet our lending criteria:
We could help you finance a reliable car in so you can get on with your daily life in and around Portsmouth. We’ve helped thousands of customers up and down the UK, including in Portsmouth, get the car they need.
Car finance is where you borrow money to cover the cost of your new car. You then repay the finance amount each month for the length of the agreement. Our agreements usually last between 36 to 60 months. Once you’ve made your final repayment, you’ll fully own the car. That is how our Conditional Sale car finance works.
To get car finance you’ll need:
If you have a particular car in mind, it must meet our lending criteria:
We understand that your credit score doesn’t change the fact you need a car to get around. We’re specialists in bad credit car finance. Even if you’ve been refused car finance by other lenders, or because you have a CCJ or IVA, we could help.
If you’re looking for car finance with bad credit in Portsmouth and don’t know where to start, try our car finance calculator below. This will give you a clear idea of what your car finance could look like, depending on how much you are looking to borrow and over the repayment term that suits you.
If you’re ready, you can get a quote today. It only takes 5 minutes to fill out our online form, and if you’d rather apply over the phone then you can just leave your contact details and we’ll call you back at a time that suits you.
We understand that your credit score doesn’t change the fact you need a car to get around. We’re specialists in bad credit car finance. Even if you’ve been refused car finance by other lenders, or because you have a CCJ or IVA, we could help.
If you’re looking for car finance with bad credit in Portsmouth and don’t know where to start, try our car finance calculator below. This will give you a clear idea of what your car finance could look like, depending on how much you are looking to borrow and over the repayment term that suits you.
If you’re ready, you can get a quote today. It only takes 5 minutes to fill out our online form, and if you’d rather apply over the phone then you can just leave your contact details and we’ll call you back at a time that suits you.
There has been an error and we are unable to provide you with a quote. Please click here to continue with your application.
There has been an error and we are unable to provide you with a quote. Please click here to continue with your application.
No, guaranteed car finance is a myth even if you have bad credit – it doesn’t exist. No responsible dealer or lender in Portsmouth will be able to guarantee you car finance without running the appropriate affordability and credit checks. Only once they have done these checks will they be able to tell you for definite.
If you are looking for car finance in Portsmouth with poor credit, a specialist lender like Moneybarn may be able to help.
Portsmouth is a city built on an island on the South Coast of England, and therefore can be quite congested and crowded with only a few roads leading on and off the island. There are lots of one-way roads to try and help with traffic flow, but make sure to use your maps if driving through Portsmouth as they can get quite confusing. Although not as bad as some cities like Manchester, TomTom ranked Portsmouth 111th in it’s Traffic Index for congestion, with 52 hours on average being wasted stuck in traffic every year.
As it’s a relatively small city and built on an island, it can be difficult to find a parking space in the areas of Southsea, Eastney and Old Portsmouth, the areas found south of the city.
As the UK’s leading lender of specialist car, van and motorbike finance, we help thousands of drivers every month move past their credit score. We aim to make financing a vehicle as simple and seamless as possible.
Our hard work has earned us many major industry awards over the years. We were named ‘Sub-Prime Lender of the Year’ and ‘Independent Finance Provider of the Year’ at the Motor Finance Europe Awards 2021, and ‘Responsible Lender of the Year’ at the Credit Awards 2022.
No, guaranteed car finance is a myth even if you have bad credit – it doesn’t exist. No responsible dealer or lender in Portsmouth will be able to guarantee you car finance without running the appropriate affordability and credit checks. Only once they have done these checks will they be able to tell you for definite.
If you are looking for car finance in Portsmouth with poor credit, a specialist lender like Moneybarn may be able to help.
Portsmouth is a city built on an island on the South Coast of England, and therefore can be quite congested and crowded with only a few roads leading on and off the island. There are lots of one-way roads to try and help with traffic flow, but make sure to use your maps if driving through Portsmouth as they can get quite confusing. Although not as bad as some cities like Manchester, TomTom ranked Portsmouth 111th in it’s Traffic Index for congestion, with 52 hours on average being wasted stuck in traffic every year.
As it’s a relatively small city and built on an island, it can be difficult to find a parking space in the areas of Southsea, Eastney and Old Portsmouth, the areas found south of the city.
As the UK’s leading lender of specialist car, van and motorbike finance, we help thousands of drivers every month move past their credit score. We aim to make financing a vehicle as simple and seamless as possible.
Our hard work has earned us many major industry awards over the years. We were named ‘Sub-Prime Lender of the Year’ and ‘Independent Finance Provider of the Year’ at the Motor Finance Europe Awards 2021, awarded a Platinum Award in 2021 for customer experience, and most recently were named ‘Responsible Lender of the Year’ at the Credit Awards 2022.
We have a list of reputable dealers that we work with. Some of our trusted partners around Portsmouth include:
Please note that you can apply for car finance in Portsmouth from any reputable dealer, not just the above list.
If you don’t know whether the car or dealer fits our lending criteria, don’t worry. Our team can help guide you through the process.
When you get a quote with us, we use a soft search which does not affect your credit score.Â
Other lenders might use a hard search, so its important to understand the difference between a soft search and a hard search.
When you decide you’d like to enter an agreement with us, a hard search will be done on your credit file which will affect your credit score.
When you make an application, you’ll need to provide some personal details and information about you and your financial situation. If you wish to enter into an agreement then you would need to provide proof of identification (usually a drivers licence) and proof of income with 2 consecutive months of payslips.
Further documents might be needed as part of our affordability checks. If that is the case then our team will be able to guide you through that process.
It might be possible to get no deposit car finance, however it depends on your personal circumstances. These include affordability and credit score.
Some of our agreements may require a deposit. Our team would be happy to discuss your options and guide you through the process.
We have a list of reputable dealers that we work with. Some of our trusted partners around Portsmouth include:
Please note that you can apply for car finance in Portsmouth from any reputable dealer, not just the above list.
If you don’t know whether the car or dealer fits our lending criteria, don’t worry. Our team can help guide you through the process.
When you get a quote with us, we use a soft search which does not affect your credit score.Â
Other lenders might use a hard search, so its important to understand the difference between a soft search and a hard search.
When you decide you’d like to enter an agreement with us, a hard search will be done on your credit file which will affect your credit score.
When you make an application, you’ll need to provide some personal details and information about you and your financial situation. If you wish to enter into an agreement then you would need to provide proof of identification (usually a drivers licence) and proof of income with 2 consecutive months of payslips.
Further documents might be needed as part of our affordability checks. If that is the case then our team will be able to guide you through that process.
It might be possible to get no deposit car finance, however it depends on your personal circumstances. These include affordability and credit score.
Some of our agreements may require a deposit. Our team would be happy to discuss your options and guide you through the process.
If you’ve been suffering with a bad credit history, you’re in good hands. We understand that you still need a reliable car to get to around.
Our guide explains how car finance works and the different types of car finance available, so you can make an informed decision.
A common misconception is that, just because you’re on benefits, you can’t get the car on finance you need. Find out more in our guide.
Moneybarn is a member of the Finance and Leasing Association, the official trade organisation of the motor finance industry. The FLA promotes best practice in the motor finance industry for lending and leasing to consumers and businesses.
Moneybarn is the trading style of Moneybarn No. 1 Limited, a company registered in England and Wales with company number 04496573, and Moneybarn Limited, a company registered in England and Wales with company number 02766324. The registered address for these companies is: Athena House, Bedford Road, Petersfield, Hampshire, GU32 3LJ.
Moneybarn’s VAT registration number is 180 5559 52.
Moneybarn Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702781)
Moneybarn No. 1 Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702780)
